Sentences with phrase «basis as a line of credit»

Homeowners can receive payments in a lump sum, on a monthly basis (for a fixed term or for as long as they live in the home), or on an occasional basis as a line of credit.

Not exact matches

«There's lots of additional content to consider, such as everyday savings offers, general business advice and the availability of things like working capital lines of credit and installment loans,» says Richard Tambor, senior vice president and general manager at New York City - based American Express Business Finance.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Its Wholesale Banking segment offers commercial loans and lines of credit, letters of credit, asset - based lending, equipment leasing, international trade facilities, trade financing, collection, foreign exchange, treasury management, merchant payment processing, institutional fixed - income sales, commodity and equity risk management, corporate trust fiduciary and agency, and investment banking services, as well as online / electronic products.

Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned credit lines to credit used ratio mentioned credit used ratio mentioned above.

It's our largest line of credit, giving you the ability to access funds on an as - needed basis up to your credit limit.

A personal line of credit is the best fit when you may need access to funds on a recurring, as - needed basis rather than as a lump sum.

The interest rate for a Home Equity Line of Credit is based on the current Prime Rate as published in the Wall Street Journal (as low as 4.75 % effective as of March 22, 2018).

Because of the network of lenders LendingTree utilizes, homeowners can find an array of home equity line of credit products to fit their specific needs, based on their credit history and score, available equity in the home, and other qualifying criteria such as debt - to - income and earnings.

The national bank offers home equity lines of credit to eligible homeowners, based on credit history and score, income stability, and the loan - to - value ratio of the home used as collateral for the credit line.

Also called a home equity line of credit, this funding option will be put into an account that the homeowner may then draw from on an as - needed basis.

As recently as 2007, the Federal Funds Rate topped 5 %, meaning rates for credit cards, home equity lines of credit, and other consumer credit accounts were at least 400 basis points (4.00 %) higher than they are todaAs recently as 2007, the Federal Funds Rate topped 5 %, meaning rates for credit cards, home equity lines of credit, and other consumer credit accounts were at least 400 basis points (4.00 %) higher than they are todaas 2007, the Federal Funds Rate topped 5 %, meaning rates for credit cards, home equity lines of credit, and other consumer credit accounts were at least 400 basis points (4.00 %) higher than they are today.

A broad - based short - term loan company, they offer payday and personal loans, lines of credit and check cashing services as well as online title loans.

An Amegy Bank ® unsecured line of credit offers the flexibility to borrow as much or as little based on your needs.

¹ Preferred Line of Credit rates are variable based on The Wall Street Journal U.S. Prime rate as designated in the «Money Rates» section of The Wall Street Journal plus a margin.

«Usually they're going to base their decision on your credit as well as what kind of a line increase you ask for.

As with any line of credit, you'd want to pay off the balance on a monthly basis in order to avoid interest.

If the Line of Credit does not have sufficient funds to cover all of the overdraft items, we will transfer the amount needed to fully cover as many of the items possible based on the posting order of each item.

In most of the rest of the country, personal lines insurance is rated based on credit as a significant rating factor, and not having any credit can make any kind of insurance quite expensive.

They base the score on factors such as your open credit lines, your credit history, your monthly payments and pay - offs and a variety of other factor.

Bear in mind that there are other ways to tap the money in your home, too, such as a home - equity loan or a home - equity line of credit, from which you can draw on an as - needed basis.

Customers find it hard to differentiate between a home equity loan and home equity line of credit as both are given on basis of LTV.

All three take information from your credit history, such as number of lines of credit currently open, number of inquiries for credit in the past two years, etc and come up with a credit score based on all this information.

Home Equity Lines of Credit rates are based on Prime as listed in the Wall Street Journal and is subject to change quarterly.

My Loan Quote and participating home equity lenders offer non-prime lines of credit using the available equity in their home as collateral rather than qualifying based on a fico score.

The ABA quarterly survey of consumer loans reflected delinquency rates based on a composite of several types of consumer loans such as boats, autos, home improvements, some home equity line of credit loans increased to 2.42 percent in the first three months of this year.

Revolving credit, such as credit cards, is a line of credit where the total amount owed may fluctuate on a monthly basis, and there is no finite end date to the loan.

Home equity lines of credit are tied to the prime rate as a basis to lend money.

* The Personal Line of Credit rate is variable, based on the Prime Rate as published in The Wall Street Journal Money Rates Table (the «Index») plus a margin.

The Chase Home Equity Line of Credit features variable rates based on the Prime Rate (as published in The Wall Street Journal), which as of 3/23/2018, range from 5.00 % APR to 7.39 % APR for line amounts of $ 50,000 to $ 99,999, from 5.00 % APR to 6.89 % APR for line amounts of $ 100,000 to $ 149,999, from 5.00 % APR to 6.89 % APR for line amounts of $ 150,000 to $ 249,999, and from 5.00 % APR to 6.89 % APR for line amounts of $ 250,000 to $ 500,Line of Credit features variable rates based on the Prime Rate (as published in The Wall Street Journal), which as of 3/23/2018, range from 5.00 % APR to 7.39 % APR for line amounts of $ 50,000 to $ 99,999, from 5.00 % APR to 6.89 % APR for line amounts of $ 100,000 to $ 149,999, from 5.00 % APR to 6.89 % APR for line amounts of $ 150,000 to $ 249,999, and from 5.00 % APR to 6.89 % APR for line amounts of $ 250,000 to $ 500,line amounts of $ 50,000 to $ 99,999, from 5.00 % APR to 6.89 % APR for line amounts of $ 100,000 to $ 149,999, from 5.00 % APR to 6.89 % APR for line amounts of $ 150,000 to $ 249,999, and from 5.00 % APR to 6.89 % APR for line amounts of $ 250,000 to $ 500,line amounts of $ 100,000 to $ 149,999, from 5.00 % APR to 6.89 % APR for line amounts of $ 150,000 to $ 249,999, and from 5.00 % APR to 6.89 % APR for line amounts of $ 250,000 to $ 500,line amounts of $ 150,000 to $ 249,999, and from 5.00 % APR to 6.89 % APR for line amounts of $ 250,000 to $ 500,line amounts of $ 250,000 to $ 500,000.

Functioned as Project Leader for a two year, $ 11M initiative to implement a web - based credit application system across two lines of business.