Sentences with phrase «basis by the homeowner»

The Task Force's work will serve as a foundation upon which informed decisions can be based by homeowners and local, state and federal authorities

Not exact matches

Based on our policyholder, doubling your deductible from 0.5 % to 1 % (that's from $ 1,000 - $ 2,000) could drop your annual homeowners insurance premium down by 10 %.

Optimists argue that the runup in Canadian home prices has been based on strong demand from homeowners, while construction in the U.S. ran well ahead of actual demand and was fuelled by speculators.

The 2008 financial crisis, on the other hand, was triggered in part by subprime mortgages — essentially, loans given to homeowners unlikely to be able to pay them back — and investment vehicles based on them in which these toxic assets were bundled and often hidden.

Glen Ellyn Village President Greg Mathews has spent the last five months negotiating with homeowners in the unincorporated neighborhood over applications by Glen Ellyn - based developer Oak Builders to split three estate - sized lots into two each.

The program, initiated last year by County Executive Anthony J. Picente, Jr., targets properties in Cornhill, West Utica and parts of East Utica that are «at risk» for lead poisoning and allows the homeowners to replace old lead - base painted, single paned windows with new energy efficient replacement windows purchased at cost and using lead safe work practices.

If elected, Mr. Giardina pledged to evaluate current law enforcement programs and policies for interdiction and intervention; support 12 - step programs for addiction recovery; double the number of children and teenagers involved in after - school and sports programs sponsored by schools and faith and community - based groups; establish mentorship, apprenticeship, and internship programs that link East Hampton's youth with year - round homeowners and those who visit seasonally; create a volunteer program for those in recovery to be reintegrated into the job market; triple the number of police, firefighters, educators, and medical personnel trained to administer Narcan, and investigate the establishment of an easy - access residential treatment facility available as an alternative or supplement to incarceration.

Homeowners looking to save electricity costs should replace all their incandescent light bulbs with LED - based lights instead of installing a small solar photovoltaic system, a report by J.P. Morgan shows.

Additionally, the average homeowners insurance claim related to lightning strikes was approximately $ 7,400 in 2014, a rise of 26.1 % from the year prior, based on data by I.I.I. and State Farm.

The relationship - based nature of private lending, facilitated by a local North Bay mortgage broker, offers advantages such as easier qualification criteria that can take into the specific situation of a homeowner, which also offers a shorter approval process.

By charging slightly higher premiums based on risk, FHA will be able to extend the benefits of its FHASecure program to more homeowners affected by the volatility in the mortgage markeBy charging slightly higher premiums based on risk, FHA will be able to extend the benefits of its FHASecure program to more homeowners affected by the volatility in the mortgage markeby the volatility in the mortgage market.

Borrowers can avoid this pitfall by simply continuing to live in their home, making any needed repairs on an annual basis to upkeep the property, and making sure to plan ahead so they are able to pay their taxes and homeowners insurance when the bills become due.

Optimists argue that the runup in Canadian home prices has been based on strong demand from homeowners, while construction in the U.S. ran well ahead of actual demand and was fuelled by speculators.

A 2015 study by the NAR found that 1.5 million previous homeowners might be eligible to buy within the next five years, based on the time it takes to boost credit scores and save for a down payment, as well as mandatory wait times to buy another house.

«WASHINGTON (Thomson Financial)- The number of foreclosures filed by US homeowners increased for the third consecutive month in May, California - based RealtyTrac reported today.

Based on how the interest and other costs charged to homeowners, there are terms used by home equity line of credit lenders.

• The age of the borrower, or of the age of the younger spouse; the older the homeowner, the more money the homeowner is eligible to receive • The appraised value of the property, minus the cost of any health or safety repairs required to bring the home up to code • The lending limits (where applicable); lending limits vary on a county by county basis • Interest rates, which are determined by the U.S. Treasury or LIBOR Index • The payment plan selected by the borrower

The cost of homeowners insurance varies greatly by location.Annual homeowners insurance is roughly.35 % of the home's value but can change based on insurer.

I will inspect all the normal operating devices designed for use by the homeowner on a day - to - day basis.

Adjusted to remove multiple calculations by the same person, the data show an average RLR of 60.5, based on a total 1,318 responses from homeowners with mortgages (many prospective buyers also used the calculator).

«The lender would receive not a direct claim on that homeowner, but a participation in the Treasury's «PAR fund» which would pay out proportionately from all PAR proceeds received by the Treasury (technically, new shares in the PAR fund would be assigned based on a ratio reflecting the extent to which existing shareholders have already been paid off, so earlier shareholders don't receive more than they have coming to them).

A free workshop will help struggling homeowners avoid foreclosure Saturday, July 21 from 8 a.m. to 3 p.m. at Mary Immaculate Church, 500 Spencer Dr., in West Palm Beach.Debthelper.com, a West Palm Beach - based nonprofit approved by the U.S. Department of...

The maximum PAR obligation accepted by the Treasury would be based on the value of the home and the income of the homeowner.

Based on his findings, Mr. Hanson estimates that between 9 % and 17 % of the value of the mortgage interest deduction is captured by lenders in the form of higher interest rates rather than homeowners in the form of savings.

(YONKERS, June 26, 2007)- At a riverfront press conference today, Scenic Hudson unveiled its conceptual vision for waterfront development in Yonkers based on over a dozen meetings with community organizations, residents and homeowners who will be directly affected by planned changes along the city's riverfront.

These incentives may be fixed amounts based on the number of taxpayers or people in the household or may reimburse the homeowner based on the amount of energy produced by the installation (another type of Performance Based Incentbased on the number of taxpayers or people in the household or may reimburse the homeowner based on the amount of energy produced by the installation (another type of Performance Based Incentbased on the amount of energy produced by the installation (another type of Performance Based IncentBased Incentive).

By way of example, Jay has: (1) obtained a $ 16.5 million settlement in In re Ski Train Fire in Kaprun, a disaster which caused the deaths of 155 persons and which resulted in a settlement which included compensation from the Austrian Government; (2) obtained an $ 11 million estate litigation settlement; (3) obtained a $ 7.1 million judgment for a homeowner based upon the New Jersey Consumer Fraud Act; (4) argued on behalf of Dairy Stores the landmark commercial libel case before the New Jersey Supreme Court.

Represent client as lead defense counsel in an environmental class action brought by homeowners asserting nuisance and property damage claims based on allegations that a neighboring industrial site contaminated the water table.

Ontario hopes the program will attract a diverse range of renewable energy producers including homeowners, community - based and First Nations groups, and larger - scale commercial generators by paying producers some of the highest prices for electricity in North America.

Amica Mutual has some impressive statistics in home insurance, including being chosen as the highest rated insurance company based on customer satisfaction among homeowner insurers for 16 years in a row by J.D. Power & Associates.

Respondents in states with government - based regulation of the insurance market were no more likely than those in states in which insurance is primarily regulated by competitive market forces to say they were satisfied with their auto or homeowners insurer.

Based on our policyholder, doubling your deductible from 0.5 % to 1 % (that's from $ 1,000 - $ 2,000) could drop your annual homeowners insurance premium down by 10 %.

The homeowners insurance quotes generated by this program are not a contract, binder, or agreement to extend insurance coverage and are based on information you have supplied and basic assumptions in a few states about the applicable public fire protection class.

A study commissioned by Insurance Quotes based on 2010 home insurance data examined the financial impact of a homeowner filing a single claim against his homeowners insurance policy.

Similar to the way your vehicle is valued by an insurance company if it is totaled, standard homeowners insurance will value your personal belongings on an actual cash value basis.

A federal court has considered whether a homeowner could maintain a lawsuit against property manager based on the federal Fair Housing Act («Act») for the property manager's failure to protect the homeowner from an allegedly racially hostile atmosphere created by a neighbor.

The report is based on a national poll of recent first - time homeowner and buyer attitudes, conducted by Maritz Research, and a market analysis of trends and activity in major markets across Canada.

Given the profits made by homeowners across Canada since the 1950s and again, with my emphasis on it being tax - free money, real estate commissions are probably the greatest bargain today based on what is charged for any other investment.

The creative minds at PAFCO believed that the warranty could be administered from behind a desk over the phone, by sending out building inspectors, appraisers etc. on a contractual, arm's - length pay - per - file basis to inspect warranty issues within new homeowners» homes.

Not only does having a house check service alert the homeowner to property damage, it can help them avoid insurance claim denials by ensuring homes are checked on a regular basis, says Toronto Home Watch president Deena Friedman.

Borrowers can avoid this pitfall by simply continuing to live in their home, making any needed repairs on an annual basis to upkeep the property, and making sure to plan ahead so they are able to pay their taxes and homeowners insurance when the bills become due.

First - time buyers and former homeowners in South Florida may be eligible for 100 percent down payment assistance through a new program arranged by a nonprofit housing counseling agency based in Hollywood.United Financial Counselors will conduct a...

About 4,400 homeowners in Orange, Seminole, Lake and Osceola counties took out home loans based on the rising value of their homes, according to the report by real estate research firm RealtyTrac.

One possibility is to wholesale your home by entertaining an offer from an investor, bearing in mind that any investor offer is based on that investors expectation of making a profit that otherwise be earned by the homeowner.

Professional organizer Erin Kelly says her company, Chicago - based Arranged by Erin, frequently gets calls from homeowners looking for help with their out - of - control pantry cabinets.

For those willing to take additional homeowner courses after closing and make on - time payments for the first two years of the loan FHA will reduce the amount of the annual MIP by an additional 15 basis points (another $ 42 a month on that $ 350,000 loan, for a total of a $ 72 reduction in monthly payment).

Pets are considered on a case - by - case basis with homeowner approval.

Founded by Gretchen Hansen when she experienced difficulty furnishing her home, San Francisco — based Decorist helps homeowners and salespeople through one of three packages, priced at $ 299, $ 599, and $ 1,299.

This story was written by Property Rescue, a firm based in London, England that purchases properties directly from homeowners.

The bench at the base of the stairs was discovered by the homeowners, who restored it to its natural state by stripping off coats of old paint.