Sentences with phrase «basis of your credit history»

The Irish Credit Bureau does not score citizens on the basis of their credit history.

And while a growing number of state laws restrict the circumstances under which an employer can discriminate against job applicants on the basis of credit history (see endnotes for a list of state statutes), federal law permits employers to use credit history as a basis for denying employment.5

Not exact matches

Ideally, lenders evaluating a small business for credit approval like to see up - to - date books and business records, a large customer base, a history of prompt payment of obligations, and adequate insurance coverage.

As of March 26, 2018, Unsecured Business Loans rates range from 7.75 % to 22.99 % and will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.

Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behCredit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behcredit based on data such as spending history, friends on Alipay's social network, and other types of consumer behavior.

Similar to your personal credit score, you business credit score is based on your credit - use history, how many lines of credit you have, how you pay your bills, the size of your company, and how long your company has been in business.

As of March 26, 2018, vehicle loan rates start at 6.75 % based on term length, credit history, and vehicle being financed.

On Deck's secret is software that evaluates loans within minutes based on analysis of data including cash flow, past credit use, and vendor payment history.

Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income credit card history, debt repayment record, and debt - to - income ratio.

In addition, qualifying for a personal loan is based on your personal finances and credit history, not those of your business, which makes them a popular option for startups and businesses that can't otherwise get funding from conventional sources.

The FICO scoring system bases its prediction of a consumer's future behavior on a comparison between the credit history of the consumer in question and historical profiles of consumers with similar credit histories.

Your FICO score is based on your payment history, the amount of debt you owe, the types of debt you have, inquiries for new credit and the age of your accounts.

«The lack of a credit history, or the borrower's decision to not use credit, may not be used as the basis for rejecting the loan application.»

Credit reports are a compilation of information from credit bureaus, which are companies to which creditors report borrower payment history on a regular Credit reports are a compilation of information from credit bureaus, which are companies to which creditors report borrower payment history on a regular credit bureaus, which are companies to which creditors report borrower payment history on a regular basis.

Specific debt - to - income requirements vary based on a range of criteria including loan - to - value ratio, assets used to qualify for the loan and credit history but typically a successful applicant will have a total debt - to - income ratio (including the proposed loan payment) below 43 % of monthly gross income.

Similarly to consumer credit cards, qualifying for a business credit card is based on your personal credit history, and many of the top issuers offer rewards, cash back or points for charging purchases.

Credit Karma had recommended it to me based on my credit history and a fair chance of me getting APPCredit Karma had recommended it to me based on my credit history and a fair chance of me getting APPcredit history and a fair chance of me getting APPROVED.

Instead of basing the capability of customers to sign up for an offer on their credit scores, T - Mobile will now begin to evaluate customers based on their history with a carrier.

Many of these programs make the process easier and will base the loan on your personal credit history and not on that of the business.

That's because private student loan offers are based on your creditworthiness, and most college students are too young to have much of a credit history.

A: While we will look at the principal's credit, approval will largely be based on the value of the underlying asset, and often in spite of cash flow, financial condition, sales history, or other conventional lending criteria.

Commercial marketers usually have a wealth of data to work with, from demographics to credit history to homeownership, but when he started working in politics, Ghani was struck by the fact that political campaigns are trying to build voter models based on a handful of data points.

That means that local lending to individuals based on «relational» banking — with lenders being aware of borrowers» reputation, credit history and trustworthiness in the community — has dropped, according to a Baylor study published in the journals Rural Sociology and International Innovation.

Aligned collaboration is when a social studies department and the English department get together and agree that DBQ's (Document Based Questions) can count for English credit as well as social studies credit and then plan the year so that topics of study in history are taught concurrently with literary eras.

«The lack of a credit history, or the borrower's decision to not use credit, may not be used as the basis for rejecting the loan application.»

Based on this formula, the largest part of your credit score is derived from your payment history; and, the amount of debt you carry versus the amount of credit available to you.

Credit reports are a compilation of information from credit bureaus, which are companies to which creditors report borrower payment history on a regular Credit reports are a compilation of information from credit bureaus, which are companies to which creditors report borrower payment history on a regular credit bureaus, which are companies to which creditors report borrower payment history on a regular basis.

Your credit score is calculated based on five weighted factors, most notably your payment history and the amount of money you owe as a percentage of your available credit.

Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned credit lines to credit used ratio mentioned credit used ratio mentioned above.

Scores are calculated by the major credit - rating agencies — Experian, TransUnion and Equifax — based on a number of factors on a credit report, including the number of open accounts, the types of accounts revolving vs installment, available vs used credit and / or the length of credit history.

«Your credit score is based on six factors, but two of them account for more than half of your score: amount owed at 30 percent, and payment history at 35 percent.»

The length of credit history is a simple score based on how long you've used credit: the longer, the better.

Like private student loans, refinance loans are made by private banks and financial institutions, and eligibility and interest rates are based on the credit history of the borrower and / or cosigner.

Private student loan eligibility and interest rates are based on the credit history of the borrower and / or cosigner.

Rates, down payments, and underwriting requirements will vary based upon the type of property, occupancy held, credit history, and other variables.

A portion of your credit score is based on credit history.

35 % of your credit score is based upon your payment history, or rather the lack of having negative information on your payment history.

In fact, only 35 % of your FICO credit scores are based upon your payment history.

With getting your bad credit loan online, there is no collateral required regardless of your credit score, and your ability to qualify for one of our affordable personal loans is based off of your ability to repay the loan and not your credit score or credit history!

The exact increase will vary greatly based on the year, make, and model of your vehicle, as well as your location, driving record, previous insurance, and credit history.

Similarly to consumer credit cards, qualifying for a business credit card is based on your personal credit history, and many of the top issuers offer rewards, cash back or points for charging purchases.

These factors might not be obvious to applicants seeking approval with low credit scores, but it is worth noting that approval is not always granted on the basis of figures and credit history.

The basis and standard for this variable APR will be the Prime Rate as published in The Wall Street Journal dated the 25th of the month plus the addition of a margin as disclosed on the then - current Rates and Fees Table (which will be set at the time your Account is opened based on several factors, including your credit history and information you provide on your application).

Interest rates will be based off your credit score and history, so if you have had troubles the rate may be high, but at least there is an end in sight, instead of just making minimum payments on credit cards with no end date.

Because Scottsdale hard money loans are based on the equity of the property, those struggling with poor credit history can take advantage of easy approval terms.

Mortgage loans rates and closing costs and fees vary based on many factors, including your particular credit and financial circumstances, your earnings history, the loan - to - value requested, and the type of property that will secure your loan.

Both a FICO credit score and a credit - based insurance score are based upon criteria like how much debt you have, whether you pay off your credit cards every month and the length of your credit history.

Poor credit and history of bankruptcy often prevent entrepreneurs from acquiring traditional financing; our equity - based approval process means even those with bankruptcies and foreclosures in their borrowing past can access the money they need.

Scores are based on an individual's payment history, amount owed, length of credit history, credit mix and percent new credit.

Next, they tailor a success plan to each client based on their analysis of your credit history.