Sentences with phrase «basis point change in»

In general, a twenty - five basis point change in MBS pricing — up or down — leads to a 0.125 percentage point change in mortgage rates.

All else being equal, a 100 - basis point increase from 5.5 % to 6.5 % on a 10 - year fixed rate $ 10,000,000 loan means a $ 5,000 monthly payment increase or $ 600,000 over the life of the mortgage — a 19 % increase in costs for a 100 - basis point change in rates.

Duration is a tool that estimates price sensitivity to changes in interest rates; more specifically, it is the approximate percentage change in price resulting from a 100 basis point change in interest rates.

The basis point change presented in the preceding table, however, represents a fixed basis point change in reference obligation credit spreads across all credit quality rating categories and asset classes and, therefore, the actual impact of spread changes would vary from this presentation depending on the credit rating and distribution across asset classes, both of which will adjust over time depending on new business written and runoff of the existing portfolio.

Even a 10 basis point change in the rate can add up over the long haul.

The Price Value of a Basis Point (PVBP) is a measure of the absolute value of the change in price of a bond for a one basis point change in yield.

In general, a twenty - five basis point change in MBS pricing — up or down — leads to a 0.125 percentage point change in mortgage rates.

The marginal effect of each basis point change in the value of long term bonds can be very significant for this reason changes are tracked by basis points or 1 / 100th of 1 %

The Price Value of a Basis Point (PVBP) is a measure of the absolute value of the change in price of a bond for a one basis point change in yield.

In general, a twenty - five basis point change in MBS pricing — up or down — leads to a 0.125 percentage point change in mortgage rates.

Not exact matches

In a recent research note, he pointed to the possibility, based on Apple's reported hiring of a large number of auto industry veterans, of Apple changing gears entirely and building a car.

Despite this and other authoritative warnings about the dangers of climate change, Mr. Pruitt persists in pointing to uncertainty about the precise extent of humanity's contribution to the problem as a basis for resisting taking any regulatory action to help solve it.

Conceivably, you could reach a point where Google can do things like estimate changes in a country's GDP on a daily basis.

The Federal Reserve has lowered short - term interest rates by 100 basis points in a month — an action they describe as a «rapid and forceful response» of monetary policy both to the changing circumstances and the changing behaviour of the US economy.

Avoid making sudden, emotion - based changes to your investing strategy, and continue on as you would at any other point in the year.

The Fed, however, has been signaling rate increases for quite some time now, so it might be a bit surprising that the markets would adjust that drastically to the recent changes in the 10 - year treasury rate, which has grown by 35 basis points over the past year.

The complaint notes that before the investment committee changed the Intel TDP allocations in 2011, the fees for the Intel TDPs ranged from 65 basis points to 71 basis points — already higher than index - based target - date funds such as those offered by Fidelity.

In its most aggressive stance (a duration of 15 years), the Fund's net asset value could be expected to fluctuate by approximately 15 % in response to a 1 % (100 basis point) change in the general level of interest rateIn its most aggressive stance (a duration of 15 years), the Fund's net asset value could be expected to fluctuate by approximately 15 % in response to a 1 % (100 basis point) change in the general level of interest ratein response to a 1 % (100 basis point) change in the general level of interest ratein the general level of interest rates.

In December 2015, the Fed had communicated a cycle of four likely 25 - basis - point increases, so this was a fairly significant change.

The Strategic Total Return Fund continues to hold a portfolio duration of about 6 years, meaning that a 1 % (100 basis point) change in interest rates would induce a roughly 6 % change in the value of the Fund.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

While floaters may be linked to almost any benchmark and pay interest based on a variety of formulas, the most basic type pays a coupon equal to some widely followed interest rate or a change in a given index over a defined time period, such as the year - over-year change in the Consumer Price Index (CPI), plus a fixed spread in basis points (1bp = 1/100 of 1 % or.01 %).

Scenario: an institution plans to establish a 90,000 DV01 risk exposure in the dollar denominated 10 year interest rates sector (basically the portfolio would gain or lose $ 90,000 for every one basis point, or 0.01 %, change in the 10 year sector).

«Some of these changes in price are significant — such as offering emerging markets exposure at 11 basis points.»

Yields on 90 - day bank bills had risen by around 25 basis points ahead of the change in the target and rose further after, indicating expectations of some further tightening of policy in the months ahead (Graph 51).

In its first meeting under his leadership, the Fed announced a 0.25 basis points rate increase — the sixth hike since December 2015 — and changed its benchmark target rate to 1.5 % to 1.75 %.

This comes out to a 60 % growth rate, but the figure changes significantly based on the observation points: if the index experiences very slow growth for most of the term, only to see rapid growth late in the term, then the average appreciation will decrease, since 67,500 divided by 5 is 13,500, or 35 % growth.

Use language appropriate to the visitor based on the target audience Heat maps show an F pattern is used when scanning content, so using bold headings and sub-headings to make it easier to scan and break up a copy Change paragraphs to bulleted lists Put the main point first (inverted pyramid) Use personal pronouns Put yourself in the place of the visitor and consider questions the visitor may have, then get to the point with the answer Add links, if appropriate, to keep the visitor engaged on your site and to keep them from searching elsewhere Name links (and anchor text) in a way that the visitor will know what to expect when they click Find out what keywords visitors are searching for to reach your site and write with these keywords in mind These tips are a great starting point for anyone wanting to optimize their website content.

The point of this article, and my take also... is that my faith and how I conduct myself don't change based on whether or not Judas is or is not in Heaven.

see what you have to understand about living in a real world — a world where god is just a story and not real — its a world based on scientific and physical laws that are proven to exist and their effects are measurable... us as humans, mere animals, hold no real power or control aside thru ingenuity which allows us to change our environment to suit us... stay with me here... at this point in human history we ceased to change to suit our environment and started changing it to suit us — thats destruction of the earth to suit one species — that should go over well...

strictly speaking, atheism is not a religion, but scientifically amd based in the panthrotheistic faith they are part of the will of God to become active and organized at this point of our evolutionary stage of change from the present obsolescent religions to a future scientific faith.

I've made some changes in the last couple years to swap a lot of my dairy eating out — i.e. I use plant - based protein powders now & I've been eating dairy free yogurt most of the time — and at this point, all that's really left is eating ice cream & cheese.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

• 9AM — 6PM: Open Division — Field of 96 — Player Check - in / Club Check - in (Mandatory on this day) Last Chance Qualifying (Open Division)-- 64 players in 4 groups of 16 — Double Elimination, Times & Format are subject to change based on field size • 8:00 am — 9:30 am Open Division — Last Chance Qualifying Group 1 • 9:45 am — 11:15 am Open Division — Last Chance Qualifying Group 2 • 12:30 pm — 2:00 pm Open Division — Last Chance Qualifying Group 3 • 2:15 pm — 3:45 pm Open Division — Last Chance Qualifying Group 4 Masters Division (32 Players)-- Times & Format are subject to change based on field size • 4:30 pm — 6:00 pm Group 1 (Preliminary Points Round) • 6:30 pm — 8:00 pm Group 2 (Preliminary Points Round) • 8:15 pm — 9:15 pm Double Elimination • 9:30 pm — 10:00 pm Masters Final 8 — Match Play

Amid delays that were based, in part, on political point - scoring, the system lasted only five years before the Welsh Assembly Government moved forward with a referendum to get rid of the LCO system and devolve further powers in one go — evidence, perhaps, that a system which requires the agreement of both devolved and central governments on policy changes might prove detrimental to effective governance.

For one thing, as Stuart Wilks - Heeg of the University of Liverpool - based Democratic Audit research organisation points out, many Tory MPs will rebel on boundary changes, in any case.

Arizona's 8th District Special (b): Two months ago, we changed our rating from Solid Republican to Likely Republican and based on Lesko's 5 - point victory in a 21 - point Trump district, that was the right move.

And while his base may want more, Mr. de Blasio can point to several police reforms in his first year: a dramatic drop in the number of people stopped by police; a staggering decline in marijuana arrests thanks to a policy change; a plan to roll out body cameras in accordance with a federal lawsuit.

«We are absolutely committed to a comprehensive national health service, free at the point of use and based on need rather than ability to pay - nothing in our plans changes that.»

During Lhota's chairmanship, service reliability on the Express Buses in Northeast Queens has gotten worse, which in part is due to the MTA making substantial changes to Bus Operator work schedules at the College Point Bus Depot where the QM1, 2, 3, 4, 5, 6, 7, 8, and 20 which all operate in Northeast Queens are based out of.

Climate change is yet another science - based global challenge requiring the best efforts of scientists worldwide — a point that ExxonMobil seemed to acknowledge in a statement that described the historic Paris climate agreement as «an important step forward.»

You can't necessarily see the change happening in the adult, but you can see that if you change that nucleic acid base right there in that gene, at that particular point in embryonic development, that animal is darker.

«There are a lot of disparate theories about what could have a profound impact on aging and age - related processes, but at this point, we simply do not have evidence - based strategies to significantly change our life expectancy that come in the form of a pill,» says Ronald DePinho, professor of cancer biology and president of the University of Texas MD Anderson Cancer Center.

You know, another point is that even if you put aside those kinds of consequences, the fact is that you are always investing in your energy infrastructure anyway; so for example there are very expensive things you could do that would be involved in trying to change how electricity is distributed across the country to help along, you know, [a] hydrogen based economy.

The point is to take advantage of neurofeedback — a training tool based on electroencephalography (EEG), the measurement of changes in electrical potential that accompany any brain activity.

«Babies fed soy - based formula have changes in reproductive system tissues: CHOP co-author of NIH - led study: Subtle estrogen - like responses in infants point to need for longer - term follow - up of effects.»

In the journal Nature Climate Change, lead author Dr. Tom Bridge from the ARC Centre of Excellence for Coral Reef Studies based at James Cook University and colleagues point out that global conservation policies have so far failed to prevent the widespread destruction of coral reefs and their fish life, which now threatens the food security of millions of people.

The fact that we're based in large part on the genes we inherit from our parents is certainly a point for nature, but the fact that our day - to - day life can influence epigenetic changes certainly puts one up on the board for nurture.

Dr. McDougall's Medical Foundation funded an MS intervention study through Oregon Health Sciences Neurology Dept. Based on the one year results there was no observable change in MS. Dr. Bourdette who is the principal author points out that the numbers in the study were not great enough and the time line was not long enough to answer the question.

According to the details shared by users on Reddit, at some point you will see the description of the mission change to» [REUNION] CLOAKED IN SILENCE, and Quiet will return to Mother Base after completing this mission».