Sentences with phrase «basis point increase»

A basis point increase refers to a very small increase in a percentage or interest rate. It is equal to one hundredth of a percent (0.01%). So when we say there is a basis point increase, it means that the percentage or rate has gone up by a very tiny amount. Full definition
Twenty years ago, a 100 basis points increase in mortgage rates would have caused a deterioration of our national affordability measure by 3.5 percentage points.
On the national level, cap rates average 6.8 percent — a one basis point increase from the first quarter of 2017 and a one basis point decline from the same period last year.
The city is expected to reach the end of the year with a multifamily vacancy rate of 3.1 percent (a 40 basis point increase year - over-year).
We can even stand 200 basis point increases in our permanent financing.
On the national level, cap rates average 6.8 percent — a one basis point increase from the first quarter of 2017.
Reflecting indications that US economic growth remains robust and concerns that inflationary pressures may be building, markets are now expecting the federal funds rate to reach 3 1/4 per cent by August, which implies 25 basis point increases at three of the next four FOMC meetings (Graph 17).
Compositional analysis of mortgage rates indicates that the 66 basis point increase over the September 2017 to April 2018 period reflects an increase in the 10 - Year Treasury Note rate.
If you go long one contract today, and at the end of the day the euro has appreciated by 4 basis points, you would have a gain of $ 50 — the 4 basis point increase multiplied by $ 0.0001 multiplied by 125,000 euros.
After declining nearly 800 basis points, freestanding independent living occupancy has risen 520 basis points since establishing its cyclical low, including a 300 basis point increase during the past year alone.
A ten basis point increase from the past week, the five - year Treasury - indexed hybrid adjustable - rate mortgage or ARM averages at 6.02 percent, also the highest level since February with fees and points at 0.5.
Now it would be absurd to say that a 25 basis points increase would tip the economy into recession, but I look at today's American economy and I say this is not a moment to be hitting the brakes even gently.
Loan growth, moreover, offers yet more upside; we figure that 1 % higher loan CAGR in 2017 and 2019 works out to an additional 40 basis point increase in ROTE.
As an example, our team at Morgan Stanley Research estimates that every 10 - basis point increase in Euribor could boost earnings in Spain and Italy by 5 %.
In those markets, a 50 to 100 basis point increase in rates works out to a 120 to 180 basis point increase in return on tangible equity (ROTE).
According to the minutes of the meeting, a 25 - basis point increase in the bank rate was fully factored in by the markets in the run - up to November's MPC meeting, and the interest - rate curve underlying the November Inflation Report projected interest rates at 1 percent by the end of the three - year forecast period, higher than the recent median estimates of economists polled by Reuters.
By March, a full 25 basis point increase is already priced in.
Total revenues, measured on a taxable equivalent basis (teb - see definition following the Financial Highlights table), grew 15 % ($ 19.5 million) to reach a record $ 152.7 million driven by the combined benefits of strong 12 % year - over-year loan growth, a four basis point increase in net interest margin to 2.75 % and 31 % ($ 6.2 million) higher other income.
The Bank of England confused markets as they voted 7 - 2 to sustain the current interest rate policy, even though consensus assumed a 25 basis point increase.
The figure below illustrates that the 49 basis point increase in the 10 - Year Treasury Note rate between 2016 and 2017 was partially offset by a 15 basis point decline in the mortgage risk premium, which is the residual between the 30 - Year Fixed Rate mortgage rate and the 10 - Year Treasury Note rate.
While the 25 basis point increases in November and December have brought the cash rate closer to its average level of the past ten years — a period in which the economy has recorded average annual growth of 3.9 per cent — the rate still remains slightly below the average over this period (Graph 66).
Indicator rates on variable - rate housing and business loans are 50 basis points higher than at end October, having increased in line with the 25 basis point increases in the cash rate in November and December last year (Table 12).
The third reason to love equities in rising rate environments is that on average for every 100 basis point increase, every single sector, size and style gains.
And home buyers looking to extend the amortization on their loan above 25 years can expect a 40 basis point increase to 3.04 %.
«There will be buyers with a low variable rate, say 2.1 %, who call their bank to lock - in to the fixed rate, only to be hit with an 84 basis point increase in the mortgage rate.»
According to the RBC press release, the bank will raise its discounted rate for a five - year fixed rate mortgage to 2.94 % — an increase of 30 basis points; advertised discount rates on four - year fixed rate mortgages will increase to 2.79 %, and three - year fixed rate mortgages to 2.69 % — a 30 and 25 basis points increase, respectively.
Keep in mind, 200 - basis point increases in the 10 - year Treasury bond yield marked the peak in each of the aforementioned leveraging booms.
The most noteworthy increase was on the short end where they had a 30 basis point increase in their 6 - month CD from 1.65 % to 1.95 %.
«This acceleration, combined with a nearly 40 basis point increase in the prevailing 30 - year fixed interest rate during that same time frame, is creating a tighter affordability climate,» he says.
Also according to the BOE's meeting minutes, this «gently rising path» means only «two additional 25 basis point increases in Bank Rate over the three - year forecast period.»
In May of 2017 the yield on 10 - year Treasuries increased to 2.4 percent resulting in a 0.69 basis point increase in the federal student loan rates.
DV01: A bond valuation calculation showing the dollar value of a one basis point increase or decrease in interest rates.
By March, a full 25 basis point increase is already priced in.
Federal also maintained healthy operating metrics, with same - store NOI growth of 4.2 percent for the quarter and 3.5 percent for the year and a 20 basis point increase in portfolio occupancy, to 96.7 percent.
New York City - based data provider Reis Inc. measured a 50 basis point increase in vacancy rates at neighborhood and community shopping centers during the second quarter.
Its 3.4 - million - square - foot portfolio posted a 50 basis point increase in occupancy, to 98.4 percent.
«This week, the verdict is in — over the last two weeks, the 30 - year mortgage rate jumped 40 basis points to 3.94 percent, almost identical to the 39 basis point increase in the 10 - year Treasury yield,» says Sean Becketti, Freddie Mac's chief economist.
So even with a 50 basis point increase, the rate for most Fannie and Freddie borrowers is still between 4 and 4.5 percent.
Despite this week's breather, the 66 - basis point increase in the mortgage rate since November 3 is taking its toll — the [Mortgage Banker Association]'s refinance index plunged 22 percent this week.»
All else equal, a 100 - basis point increase from 5.5 percent to 6.5 percent on a 10 - year fixed rate $ 10 million loan means a $ 5,000 monthly payment increase or $ 600,000 over the life of the mortgage — a 19 percent increase in costs for a 100 - basis point change in rates.
«Back in June 2004, The Federal Reserve began to frantically raise the Fed Funds Target Rate from 1 % until it peaked in June 2006 at 5.25 %... Hence, the 3/1 ARM rate rose from 3.15 % in March 2004 to 5.84 % in June 2006, a 270 basis point increase
All else equal, a 50 - basis point increase in cap rates from 6.0 % to 6.5 %, for example, requires an 8 % increase in net operating income (NOI) in order for the property values to remain unchanged.
For a 50 basis points increase in the mortgage rate, homebuyers need to purchase a home that is about 6 % lower in price if they want the same monthly payment as they would pay at a lower rate.
a b c d e f g h i j k l m n o p q r s t u v w x y z