Sentences with phrase «basis points»

"Basis points" is a term commonly used in finance and represents a way to measure changes in interest rates, bond yields, or other financial percentages. 1 basis point is equal to 0.01%, so if something increases by 10 basis points, it means it has increased by 0.10%. It helps people precisely communicate small changes in financial values. Full definition
It probably won't make much sense to pay capital gains to save a few basis points in management fees.
But I think they may still count base points from (1) as CP - qualifying.
Their time would be better spent on their careers or family rather than in the pursuit of a few more basis points of returns.
Tip # 5: You can only earn base points on up to 2 rooms at a time, as well as bonus points on normal rates.
However, extending beyond 2025 results in an incremental yield of just a few basis points for each additional year.
On average earnings yields are 32 basis points over bond yields.
Before 2014, cap rates for student housing properties were at least 20 basis points higher on average than cap rates on apartment assets.
Long - term investors can buy established index portfolios for only a few basis points per year in expenses.
While mortgage rates are always changing, you can typically expect the interest rate for a home equity loan or HELOC to be several dozen basis points above the average on a first mortgage.
This can save you tons of money when market interest rates drop 1 or more basis points lower than your present rate.
However, it is still 20 basis points below the average for 2017.
We can even stand 200 basis point increases in our permanent financing.
I've also come to believe that any portfolio large enough to be meaningfully affected by a few basis points in cost should be more diversified anyway.
I don't think I'm prepared to double the duration of my bond holdings to get 20 or 30 basis points more in return.
So the average has dropped by roughly 30 basis points since then.
While it does not appear to publish this information on its website anywhere, there is general agreement on the forums that you need to have earned 1,000,000 base points during your membership.
This works out really well, and you're given a meter as to how hard you want to throw the ball to which ever base you point at.
Since then, the gap has been widening toward 300 basis points as the effects of strong construction activity in assisted living have affected occupancy levels.
The credit card net charge - off rate increased 48 basis points year over year, to 3.3 percent.
Even a 10 basis point change in the rate can add up over the long haul.
If you wait for some more quarters, you may see few more basis points reduction, so it all depends on your requirement.
Our current forecast is for another 25 basis point rate increase late this year or early next year.
All this costs money so paying 10, 20 or 30 basis points annually to a bank for providing payment services and security is worthwhile.
As an added bonus Marriott was also running a «double base points» promotion at the time of my stay.
Couldn't the fund save its investors several basis points by getting rid of the index?
If only base points count towards status is it safe to assume that bonus points for certain # of stays (like the current promotion) will not count towards status?
The windshield base point moves 2 inches forward to provide more interior room.
Most corporate bonds I traded had three basis points between the bid and the ask.
While the estimated annual total credit card fraud number is very high it's only a few basis points compared to total transactions cleared annually.
Existing Volume Bonus will take a ten basis point cut.
A cost - minimizing manager can easily charge a few basis points less, and then lose multiples of the difference through careless implementation and sloppy trading.
You earn base points when you stay in hotels, and your bonus points are calculated based on them.
This represented a 35 basis point decline from the prior year.
It would save me a little bit in fees too, since there's a 30 basis point difference.
For example, if you get your combined rate — interest rate plus insurance premium — down by 50 basis points with a fixed - rate mortgage, you may qualify for a refinance.
The 9 basis point fee differential is certainly worth the added expense.
May data showed a decline in the composite index, led by a 26 basis point drop in first mortgage default rates.
This uncertainty has led to a 50 basis point rise in rates over the past month.
An increase of 17 and 7 basis points respectively would not significantly impact profits.
Credit spreads have narrowed from their recent peak, but high yield spreads are roughly 200 basis points wider than they were two years ago.
As previously stated, this application of basis points does not vary between student loans interest rates or other types of interest rates.
The very best lodging deal would attract spreads of 250 - 275, but most would be in the 300 basis point range, reflecting that sector's distress.
He asked be where I would sell them, and I named a spread level 50 basis points tighter than where I had bought them minutes ago.
I figure prime needs to go up at least 50 basis points just to be competitive to 5 - year fixed rates available now.
Discounts of 70 basis points off the prime lending rate means that variable rate mortgages are now below 2.0 %.
Total Base Points earning does appear in your email statement, however, so if you need to know how far you have to go, check out your emails.
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