Sentences with phrase «basis points for»

The national vacancy rate increased 10 basis points for the second quarter in a row to 4.5 %, a 30 - basis...

For certain distinctions, like paying higher basis points for purchase money loans than refinancings, it is very unlikely a loan originator could steer a potential borrower between one or the other, so the new rule would likely permit it.

A lender may want to pay different levels of compensation to a loan originator for different types of loans — for instance, a higher or lower number of basis points for FHA vs. conventional, purchase money vs. refinancing, or for loans under housing finance authority programs.

To start with, «The FHA is reducing its annual mortgage insurance premium by 25 basis points for most new mortgages with a closing or disbursement date on or after Jan. 27.

«The 30 - year mortgage rate responded by falling 6 basis points for the second straight week to 3.54 percent — yet another low for 2016.

FICO estimates that the new model could improve scores by 25 basis points for the former group and by as much as 100 points for the latter group.

In fact, many lenders now charge a premium of up to 25 basis points for customers with non-escrow accounts.

AAA longs came out roughly six to seven basis points for series 6 - 8 while those for the newer 9 - 11 counterparts widened by just over 10 basis points.

The damage was decisively worse in the BBB - segment, with the spread widening at comparable levels throughout the six series: BBB - spreads came out by roughly 57 - 58 basis points for series 6 - 7, and 10 while those for series 8 - 9, and 11 inched out between 62 and 66 basis points, on the week.

Compared to the second quarter of 2007, the mean occupancy rate was down 250 basis points for independent living and 200 basis points for CCRCs.

First quarter occupancy data was disappointing and showed a dip of 60 basis points for majority assisted living properties; majority independent living properties showed no change in occupancy and remained at 91.2 %.

Baltimore's occupancy has experienced a slightly slower than average recovery to date, as Baltimore's occupancy remains 380 basis points below its pre-recession peak, compared to 310 basis points for MAP31.

Current spreads are at 602 basis points, compared to 581 basis points for the 18 - year average.

Los Angeles reported a default rate of 0.74 percent, down two basis points for the month.

Unit occupancy growth was up 330 basis points for the second quarter 2011 over the second quarter 2010 and net operating income for the second quarter of 2011 increased 13.6 percent over the second quarter of 2010.

CapitalEngine charges 50 basis points for loans of $ 3 million and greater, and 60 basis points for loans of less than $ 3 million.

That risk was highlighted in March, when the Mortgage Bankers Association revealed that there had been a significant increase in delinquencies for all mortgage loans last year, including an increase of 10 basis points for prime loans, 170 basis points for sub-prime loans and 28 basis points for FHA loans.

Roughly a fifth of respondents did not know whether or not they would charge non-QM borrowers higher rates, but the most frequently cited change for prime and near - prime borrowers was an increase of 50 to 75 basis points and 150 basis points for sub-prime

With effect from 23 November 2011, interest shall be paid within the ceiling rate of LIBOR / SWAP rates plus 125 basis points for the respective currency / corresponding maturities

Senior citizens will get an additional 50 basis points for all the all maturities.

If the investor turns around and buys another US stock and converts currency at the retail rate, it will cost her another 8 basis points for a total of 16 basis points.

Away from Dow Chemical and Lyondell, which I mentioned yesterday, the rest of the broad market portfolio didn't do much — we gained 25 bsasis points versus a loss of 13 basis points for the S&P 500.

Subtract 29 basis points for the total return, and add back 12 basis points for mean reversion, and that would leave us at 4.41 %.

If it's comparable to other money / bond funds, this might only earn 30 - 40 basis points for Rasmala on an institutional basis (with no performance fees).

Thus, U.S. bond yields subsided to 2.38 %, up a mere 5 basis points for the month.

For John Hancock's managed account service, for example, fees are on a tiered schedule, with the average coming in at around 38 basis points for the managed account overlay, Dorval says.

I'd rather pay 100 bps for an S&P 500 index fund trading at 12 times normalized earnings than 5 basis points for the same market trading at 25 times earnings, which it does as of March 2016.

The Bank Rate is correspondingly raised to 3/4 per cent and the deposit rate is kept at 1/4 per cent, thus re-establishing the normal operating band of 50 basis points for the overnight rate.

«Compared with the fourth quarter of 2008, the foreclosure inventory rate increased 143 basis points for prime loans, 187 basis points for subprime loans, 114 basis points for FHA loans and 80 basis points for VA loans,» says the MBA.

He assumed annual expenses of 10 basis points for a passive stock portfolio and 10 basis points for a passive bond portfolio.

The annual return drops by average of 240 basis points for the CAD, AUD, GBP and JPY versions.

«MBA analysis shows that if FHA were to adopt a policy which stepped down the [annual] MIP in year 10 of the loan, reducing it to 60 basis points for the balance of the life of the loan, the net present value of cash flow to FHA would remain positive under conservative assumptions,» the April 2 letter says.

«If a plan sponsor can move to a QDIA that on average fits their plan population better by 15 equity percentage points, they should be willing to pay approximately 20 basis points for that type of improvement,» he says.

Similarly, RBC Global Asset Management will see its fees reduced by 10 basis points for the RBC BlueBay Emerging Market Corporate Bond Fund (RECAX) and by 5 basis points for the RBC BlueBay Emerging Market Select Bond Fund (RESAX), RBC BlueBay Global High Yield Bond Fund (RHYAX) and RBC BlueBay Global Convertible Bond Fund.

The expense ratios range from less than 20 basis points for funds offered by Vanguard, State Street, Schwab, Northern Funds, Fidelity, Blackrock, and DFA to nearly 60 basis points and higher for funds offered by Legg Mason, Great - West, and Nuveen.

Expenses average 49 basis points for Short Term funds compared with 13 basis points for the average MMF.

«While the seriously delinquent rate for prime fixed loans was essentially unchanged from the first quarter of the year to the second, and the rate actually fell for subprime fixed rate loans, that rate increased 36 basis points for prime ARM loans and 227 basis points for subprime loans.»

We'd charge 50 basis points for doing the asset allocation and creating portfolios with the right blend for each individual client's needs.

This time the four - year annualized return fell to 0.81 %, resulting in a lag of just 41 basis points for the Streetwise Balanced Fund.

«The delinquency rate,» says the MBA, «decreased 81 basis points for prime loans (from 7.10 percent to 6.29 percent), 79 basis points for subprime loans (from 27.02 percent to 26.23 percent), 67 basis points for FHA loans (from 13.29 percent to 12.62 percent) and 35 basis points for VA loans (from 7.79 percent to 7.44 percent).»

The delinquency rate decreased 33 basis points for FHA loans (from 13.05 percent to 12.72 percent) and increased 73 basis points for VA loans (from 6.49 percent to 7.22 percent).

«By loan type, the foreclosure starts rate increased 21 basis points for prime loans (from 0.91 percent to 1.12 percent), 48 basis points for subprime loans (from 2.83 percent to 3.31 percent), 22 basis points for FHA loans (from 1.02 percent to 1.24 percent) and 16 basis points for VA loans (from 0.70 percent to 0.86 percent).»

«The seasonally adjusted delinquency rate increased 47 basis points for prime loans (from 3.24 percent to 3.71 percent) and 148 basis points for subprime loans (from 17.31 percent to 18.79 percent).

The fund charges 24 basis points for investment and maintains an accessible minimum investment threshold of just $ 3,000.

The ETFs would cost no more than 0.15 % and the fund company could add 40 or 50 basis points for managing the fund: with an all - in cost of less than 0.70 % including taxes, it would be cheaper than Tangerine and ideal for DIY index investors, no matter what online brokerage they used.

Add seven or eight basis points for taxes and one or two more for trading expenses and you're looking at less than 0.80 % all - in, compared with Tangerine's 1.07 % MER.

Instead of being able to easily pawn off more borrowing on the markets - say 90 basis points for a 5 - year note as at present - they may have to pay hundreds of basis points more.

The hikes compare with NAB's bold move to raise rates yesterday by 7 basis points for owner - occupiers and by 25 basis points for investors and is expected to deliver the bank an additional $ 220 million.

The annual return drops by average of 240 basis points for the CAD, AUD, GBP and JPY versions.

Average mortality and expense charges on a commission - based VA is 135 basis points compared to a charge of 20 to 30 basis points for a fee - based VA..