Sentences with phrase «basis points increase in»

Twenty years ago, a 100 basis points increase in mortgage rates would have caused a deterioration of our national affordability measure by 3.5 percentage points.

As an example, our team at Morgan Stanley Research estimates that every 10 - basis point increase in Euribor could boost earnings in Spain and Italy by 5 %.

According to the minutes of the meeting, a 25 - basis point increase in the bank rate was fully factored in by the markets in the run - up to November's MPC meeting, and the interest - rate curve underlying the November Inflation Report projected interest rates at 1 percent by the end of the three - year forecast period, higher than the recent median estimates of economists polled by Reuters.

This is well below the high of 4.9 per cent seen in June 2004, despite the 150 basis point increase in the federal funds rate since then and signs that inflationary pressure may be building.

While the 25 basis point increases in November and December have brought the cash rate closer to its average level of the past ten years — a period in which the economy has recorded average annual growth of 3.9 per cent — the rate still remains slightly below the average over this period (Graph 66).

Indicator rates on variable - rate housing and business loans are 50 basis points higher than at end October, having increased in line with the 25 basis point increases in the cash rate in November and December last year (Table 12).

«I don't think a 30 to 40 basis point increase in rates will cause a slowdown in the housing market.»

«There will be buyers with a low variable rate, say 2.1 %, who call their bank to lock - in to the fixed rate, only to be hit with an 84 basis point increase in the mortgage rate.»

Keep in mind, 200 - basis point increases in the 10 - year Treasury bond yield marked the peak in each of the aforementioned leveraging booms.

The most noteworthy increase was on the short end where they had a 30 basis point increase in their 6 - month CD from 1.65 % to 1.95 %.

«This acceleration, combined with a nearly 40 basis point increase in the prevailing 30 - year fixed interest rate during that same time frame, is creating a tighter affordability climate,» he says.

Also according to the BOE's meeting minutes, this «gently rising path» means only «two additional 25 basis point increases in Bank Rate over the three - year forecast period.»

In May of 2017 the yield on 10 - year Treasuries increased to 2.4 percent resulting in a 0.69 basis point increase in the federal student loan rates.

Federal also maintained healthy operating metrics, with same - store NOI growth of 4.2 percent for the quarter and 3.5 percent for the year and a 20 basis point increase in portfolio occupancy, to 96.7 percent.

Despite this week's breather, the 66 - basis point increase in the mortgage rate since November 3 is taking its toll — the [Mortgage Banker Association]'s refinance index plunged 22 percent this week.»

In October, U.S. Treasury yields declined 23 basis points on a year - over-year basis, while corporate debt on the low end of the investment grade spectrum increased more than 65 basis points, nearly a 90 basis point increase in the spread between U.S. Treasuries and the low - end of investment grade corporate bonds.

All else equal, a 50 - basis point increase in cap rates from 6.0 % to 6.5 %, for example, requires an 8 % increase in net operating income (NOI) in order for the property values to remain unchanged.

Do you have enough equity in the deal that you can meet your lender's loan - to - value and / or the debt coverage ratio if we experience a 200 basis point increase in the Treasury and you get a vacancy?

Trepp reported a 25 basis point increase in delinquencies from 4.35 percent in May to 4.60 percent in June, while Fitch reported a 20 basis point increase from 2.98 percent in May to 3.18 percent in June.

The figure below illustrates that the 49 basis point increase in the 10 - Year Treasury Note rate between 2016 and 2017 was partially offset by a 15 basis point decline in the mortgage risk premium, which is the residual between the 30 - Year Fixed Rate mortgage rate and the 10 - Year Treasury Note rate.

Coincident with a 14 basis point increase in Treasury rates to which most commercial mortgage interest rates are indexed and a five basis point decline in equity dividend rates, the RealtyRates.com Weighted Composite (Cap Rate) Index ™ increased six basis points, from 9.33 to 9.39 percent during the 4th Quarter of 2017.

Not exact matches

Case in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis pointin point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis pointIn mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis points.

Fortune ran numbers to calculate how much extra revenue the U.S. would need to raise, over the next decade, if it lowered the rate of growth in Social Security by one percentage point, reduced increases in Medicare, Medicaid, and other health care spending by a proportional amount, and held discretionary spending below growth in GDP (albeit from the higher base established by the new laws).

«A sustained 100 - basis - point increase in all interest rates» reduces the budgetary balance by $ 0.5 billion.

Earlier in the month, the Federal Reserve raised the funds rate by 25 basis points, its fifth increase since December 2015, which impacts some of the terms by which you borrow money and access credit.

Pro-rata anchor occupancy improved to 98.3 %, a 100 - basis - point increase over the same period in 2017 and a 20 - basis - point increase sequentially; Small shop occupancy was unchanged at 89.6 %.

BofA won bonds due in 2029 with a yield of 3.78 percent, which slightly increased the spread over the scale to 165 basis points from 163 basis points, according to MMD, a unit of Thomson Reuters.

2 For example, John suggested in February 2008 to lower the standard Taylor Rule prescription by 50 basis points to take into account the increase in the LIBOR - OIS spread at that time.

This 200 basis point improvement in ROIC would increase AXP's market value by $ 47 billion and give it an implied share price of ~ $ 109 [6].

These «failures» he added, which were based off of an overreliance of media agencies to reach each platform, will result in reaching a point of diminishing returns for marketing effectiveness, all of which has added pressure on budgets due to the increase of platforms and of media costs.

After a number of years of Zero Interest Rate Policy (ZIRP), the increase in rates stopped for around 11 months until December 2016 when the Federal Reserve promised to increase interest rates by 25 basis points.

The Fed, however, has been signaling rate increases for quite some time now, so it might be a bit surprising that the markets would adjust that drastically to the recent changes in the 10 - year treasury rate, which has grown by 35 basis points over the past year.

Markets anticipate only about 65 basis point of increase in short rates over the next 3 years.

Usage of our proprietary cards increased 10 basis points over the last year in the quarter reaching 48.7 % and while on the subject of credit I want to point out that we signed over new loan expansions of our partnership with Citi that now goes until 2025 instead of 2016 expiration of our original contract.

According to a 10 - Q filed by Bank of America earlier this year, a 100 - basis - point increase in both long - term and short - term lending rates would boost its interest income by $ 6 billion, which is essentially double (if not more) what its closest peers, Wells Fargo and JPMorgan Chase, would see in interest income increases.

Depreciation expense in the quarter was 27 basis points higher as a percentage of sales basis compared to last year due to increased new units and remodels.

Morgan Stanley U.S. chief economist Ellen Zentner estimates that a 20 % broad - based tariff increase could, after four quarters, result in a 1 percentage point drag on real U.S. GDP growth.

What we essentially saw was a forecast that conveyed two tightenings over the course of 2016 — two 25 - basis - point increases in the federal funds rate.

In what was probably the most - anticipated 25 - basis - point increase of all time, the US Federal Open Market Committee marked the end of a chapter in the evolving epic of the global economIn what was probably the most - anticipated 25 - basis - point increase of all time, the US Federal Open Market Committee marked the end of a chapter in the evolving epic of the global economin the evolving epic of the global economy.

If all goes according to plan — markets digest the incremental increase, companies and consumers continue to feel confident, and global markets stay steady — the Fed could raise rates in separate 25 - basis - point increments in June, September, and again in December, 2016, for an end - 2016 target rate at 1.125 %.

Based on recent corporate leverage, this decline in the cost of debt would increase the typical company's return on equity by more than four percentage points.

In December 2015, the Fed had communicated a cycle of four likely 25 - basis - point increases, so this was a fairly significant change.

Year - to - date PTPP earnings of $ 165.9 million increased 6 % as the positive impact of very strong 9 % loan growth was partially offset by an 11 basis point decrease in net interest margin, an 8 % increase in non-interest expenses and 6 % lower non-interest income.

Deutsche Bank expects an increase of 4.5 % in US issuance this year to $ 1.34 trillion, while yields nudge up a mere 10 basis points.

The market has ostensibly priced in a 25 basis - point increase, and most expect the announcement to occur around midday tomorrow.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

This was partially offset by a 10 basis point decrease in net interest margin and 10 % increase in non-interest expenses.

The first five increases were each of 25 basis points, but the latest increase, in May, was 50 basis points.

To date, the Federal Reserve has increased the Federal funds rate by 175 basis points in this tightening phase, and recent evidence from the Federal Reserve's survey of senior loan officers suggests that lenders are also becoming somewhat more cautious about extending credit to businesses.

Compared to last quarter, net income available to common shareholders increased 3 %, reflecting the combined positive impacts of 9 % higher other income and very strong loan growth, partially offset by an eight basis point reduction in net interest margin.