Sentences with phrase «basis points of the difference»

About 11 basis points of the difference can be explained by fees.

Not exact matches

A LendingTree survey found that customers who received five quotes on its platform for a typical 30 - year home loan of $ 223,000 witnessed a difference of 52 basis points from the highest to the lowest quotes.

I don't think a 25 basis point hike in the funds rate, if that's what you're contemplating, will make a big difference to the trajectory of any of the variables I've cited above.

A basis point is one hundredth of one percent, used chiefly in expressing differences of interest rates.

Meanwhile, one measure of the yield curve, the difference between the 10 - Year Treasury Note rate and the 3 - month Treasury Bill rate, fell by 7 basis points.

The following table illustrates the difference between two floaters that pay a spread of 40 basis points above the reference rate; one with a 4 % cap and 2 % floor, and one without a cap or floor:

I'd like to get to the point of updating the portfolio details on a monthly basis (besides the passive income details), but there isn't always a noticeable difference from month - to - month.

For example, if you're choosing between a 10 - year adjustable - rate mortgage and a 30 - year fixed, and the difference in mortgage rate is 12.5 basis points (0.125 %), you may feel that there's little reason to accept the risk of an adjustable - rate loan.

With the «Loyalty Prediction» tool, Facebook is not only curating thousands of data points across its user base to serve up ad audiences, its feeding those data points into a machine learning system that will anticipate what the next data point will be — a stark difference from simply collecting user data.

Of course, doing that work is incredibly hard, but the difference is the occurrence of risk — in traditional startups, it occurs at the jump point — for service based folks, the «risk» is simply having the belief that the work you'll put in to create the equity while employed will pay ofOf course, doing that work is incredibly hard, but the difference is the occurrence of risk — in traditional startups, it occurs at the jump point — for service based folks, the «risk» is simply having the belief that the work you'll put in to create the equity while employed will pay ofof risk — in traditional startups, it occurs at the jump point — for service based folks, the «risk» is simply having the belief that the work you'll put in to create the equity while employed will pay off.

well just thinking about these wars in the muslim / mid-east world over religious differences (which may reflect mental states in many ways) in a world where most realize that living in the present moment is best way to happiness and being in the moment in non-strife and awareness through the teachings of masters such as found in the buddhist, taoist, zen, etc., etc., etc. spriritually based practices of religious like thought and teachings, etc. that to ask these scientifically educated populace whom have access to vast amounts of knowledges and understandings on the internet, etc. to believe in past beliefs that perhaps gave basis and inspiration to that which followed — but is not the end all of all times or knowledges — and is thus — non self - sustaining in a belief that does not encompass growth of knowledge and understanding of all truths and being as it is or could be — is to not respect the intelligence and minds and personage of even themselves — not to be disrespected nor disrespectful in any way — only to point out that perhaps too much is asked to put others into the cloak of blind faith and adherance to the past that disregards the realities of the present and the potential of the future... so you try to live in the past — and destroy your present and your future — where is the intelligence in that — and why do people continually fear monger or allow to be fear — mongered into this destructive vision of the future based upon the past?

«Every organization is at a different point in the sustainability journey so our program allows businesses to use their own baselines to determine a set of goals based on their region, operation and other factors, and then focus their resources on the practices that will make the most difference for their company, the environment and the community, continually improving year after year.»

His arrival would likely have made little difference to our season thinking back however, having finished 16 points behind runaway leaders Manchester United, but he clearly had hopes of joining on a permanent basis.

@ 007 good point man but this is purely based on everyone's view on what factors they judge greatness in my perspective greatness is not only about winning I agree sir Alex was the most successful manager in the history of bpl but if u see the team he left behind then u will certainly doubt his legacy this is just opposite with arsene after giving us the hint that he might be leaving at the end of next season the other statement he makes is to leave a platform for incoming manager so that he can do well.This is the difference between him and arsene.

However, if Zaragoza, Deportivo and Celta all finish level on points then Deportivo will survive based on the head - to - head record against both sides, irrespective of goal difference throughout the whole season.

This is not necessarily the exact amount of water you yourself will need — the IOM points out, «Given the extreme variability in water needs that are not solely based on differences in metabolism, but also in environmental conditions and activity, there is not a single level of water intake that would ensure adequate hydration and optimal health for half of all apparently healthy persons in all environmental conditions... the AI [Adequate Intake] does not represent a requirement; it is an amount that should meet the needs of almost everyone in the specific life stage group under the conditions described.»

But in genes, differences as small as a point mutation — the alteration of a single base pair — can lead to disease.

Nick and his team have developed a process based on small differences of the gene sequence to specifically apply gene scissors to certain points of the DNA strands that make up the genetic material.

But during competitive trials, points were awarded based on the difference between the subjects» score and the scores of the other players.

Up to this point, I can't pin down a difference in performance based on what I've eaten recently, although I do find myself craving raw milk after a long game (probably because that's usually my biggest source of sugar / carbs).

And I didn't foresee that test - based accountability would fundamentally corrupt the notion of good teaching, to the point where many people can't see the difference between test prep and good instruction.

Power Point presentation, 10 slides, Explaining how to find the derivative of the power function, the constant function, the multiple function and the sum or difference of functions, based on IB Mathematics Standard Level Syllabus.

The state does not hand out awards based on decimal - point differences among schools; officials reward a previously set percentage of top - ranking schools.

With 755 horsepower the 2019 Chevrolet Corvette zr1 is the most powerful Corvette ever it's also the most technologically advanced behind me are the rolling s's at Road Atlanta and we're here to see if we can reach to the supercar levels of performance afforded by this thing's massive power big tires and the tall wing on the back after that we'll take to the streets to see if a car this powerful can behave itself in public this is a monster of a car I've had some brief track opportunities moving this morning to get used to the pace of this machine which is phenomenal we're gonna warm up as we get out to the road Atlanta and sort of build up to the pace that this car can operate at now initially when you hop in this car you have this shrine to the engine right above you you see the line of the hood it kind of dominates the center of the view you can see over it it doesn't affect visibility but it's immediately obvious and that kind of speaks to what makes this car special it's a monster of an engine listen to that [Music] that is tremendous tremendous acceleration and incredible power but what I finding so far my brief time here at the Atlanta is that everything else in the car is rut has risen to match hurt me while I lay into it on the back straight look you know 150 mile - an - hour indicated we're going to ease up a little bit on it because I need to focus on talking rather than driving but like I was saying the attributes of the rest of the car the steering the braking capability the grip every system of this car is riding to the same level of the power and I think that's what makes it really impressive initially this is undoubtedly a mega mega fast car but it's one that doesn't terrify you with its performance potential there's a level of electronic sophistication that is unparalleled at this price point but it's hard not to get you know totally slipped away by the power of this engine so that's why I keep coming back to it this car has an electronically controlled limited slip differential it has shocks filled with magnetically responsive fluid that can react faster to inputs and everything this car has a super sophisticated stability control system that teaches you how to drive it quick but also makes you go faster we haven't even gotten into exploring it yet because the limits of this car are so high that frankly it takes a while to grow into it but [Music] I think what's impressive about this car is despite how fast it is it is approachable you can buy this car to track dates with it and grow with it as a driver and as an owner I think that's a really special [Music] because you will never be more talented than this car is fast ever unless you are a racing driver casually grazing under 50 miles an hour on this straight okay I'm just going to enjoy driving this now [Music][Applause][Music] this particular Corvette zr1 comes with the cars track performance package a lot of those changes happen underneath the sheet metal but one of the big differences that is immediately obvious is this giant carbon fiber wing now the way this thing is mounted is actually into the structure of the vehicle and it makes you know loading the rear hatch a bit more difficult but we're assuming that's okay if you're looking for the track performance this thing delivers also giving you that performance are these Michelin Pilot Sport cup tires which are basically track oriented tires that you can drive on the street but as we wake our way to the front of the thing what really matters is what's under the hood that's right there's actually a hole in the hood of this thing and that's because this engine is so tall it's tall because it has a larger supercharger and a bunch of added cooling on it to help it you know keep at the right temperature the supercharger is way larger than the one on the zo six and it has a more cooling capacity and the downside is it's taller so it pops literally through the hood the cool thing is from the top you can actually see this shake when you're looking at it from you know a camera from the top of the vehicle this all makes for 755 horsepower making this the most powerful Corvette ever now what's important about that is this not just the power but likewise everything in the car has to be built to accommodate and be able to drive to the level of speed this thing can develop that's why you had the massive cooling so I had the aerodynamics and that's why I had the electronic sophistication inside [Applause] we had a lot of time to take this car on the track yesterday and I've had the night to think about things Matt today two crews on the road and see how this extreme performance machine deals with the sort of more civil minded stuff of street driving the track impressions remain this thing is unquestionably one of the most capable cars you can get from a dealer these days a lot of that's besides the point now because we're on the street we have speed limits they have the ever - present threat of law enforcement around every corner so the question is what does this car feel like in public when you slow this car down it feels like a more powerful Corvette you don't get much tram lining from these big wheels though we as the front end doesn't want to follow grooves in the pavement it is louder it is a little firmer but it's certainly livable on a day to day basis that's surprising for a vehicle of this capability normally these track oriented cars are so hardcore that you wouldn't want to drive them to the racetrack but let's face it you spend more time driving to the track than you do on the track and the fact that this thing works well in both disciplines is really impressive I can also dial everything back and cruise and not feel like I'm getting punished for driving a hardcore track machine that's a that's a really nice accomplishment that's something that you won't find in cars that are this fast and costs maybe double this much the engine in this car dominates the entire experience you can't miss the engine and the whole friend this car is sort of a shrine to it the way it pops out of the hood the way it's covered with coolers around the sides it is the experience of this car and that does make driving this thing special and also the fact that it doesn't look half bad either in fact I think it has some of the coolest looking wheels currently available on a new car this car as we mentioned this car has the track package the track package on this car gives you what they call competition bucket seats which are a little wide for my tastes but I'm you know not the widest person in the world this automatic transmission works well I mean there's so much torque again out of this engine that it can be very smooth and almost imperceptible its clunky on occasion I think I'd might opt for the manual although Chevy tells me about 80 % of its customers will go for the automatic I don't think they're gonna be disappointed and that's gonna be the faster transmission drag strip on the street - and on the racetrack man it was a little bit more satisfying to my taste though we've talked about the exhaust I have it set in the track setting let's quiet it down a little bit so you can hear the difference now I've set that separately from everything else so let's put it stealth what happened to the engine sound that's pretty that's pretty amazing man stealth is really stealth and then go back to track Wow actually a really big difference that's that's pretty great the Corvette has always been a strong value proposition and nowhere is that more evident than this zr1 giving you a nearly unbeatable track performance per dollar now the nice thing is on the road this doesn't feel like a ragged edge track machine either you could genuinely drive it every day the compromises are few and that's what makes this car so special if you like what you see keep it tuned right here and be sure to visit Edmunds.com [Music]

After experiencing both the base Premier and then the Premier RS with the other convenience packages, I have to point out that getting the eight - inch touchscreen and accompanying modernized instrument cluster makes a big difference in looks and ease of use.

The Propel World is a great card if you are an existing Wells Fargo PMA client who is constantly in the air - the 3x airfare points and relationship bonus of 25 - 50 % on the base points will make a difference over a large annual spend.

It is common practice in the financial industry to use basis points to denote a rate change in a financial instrument, or the difference (spread) between two interest rates, including the yields of fixed - income securities.

After all, a single basis point isn't going to make much of a difference.

We're often talking about a difference of 10 or 20 basis points a year on one asset class in a diversified portfolio.

Even in an RRSP, the total difference of 14 basis points is not likely to outweigh the cost of currency conversion in smaller accounts.

Does 6 basis point really makes that much of difference?

None of the cards on this list offer bonus rewards for grocery spending, so the differences in points or miles earned are based on the rewards rate for each card.

If RBI keeps the rates unchanged in its next review, that means there is a difference of around 60 basis points which needs to be transmitted.

Dear Pradeep, We can't say there is «no need» to reduce the base rate, because the difference of basis points between the RBI rate cuts & banks lending rate cuts is surely in the rage of 50 to 60 basis points.

Breakeven levels (the difference between a yield of a nominal bond and an inflation - linked bond) are up over 40 basis points (bps, or 0.40 %) from the summer low and over 80 bps from the February nadir.

Long - term investors would care more about the lower fees but traders would be primarily concerned with liquidity and low bid / ask spreads, not a MER difference of a few tenths of a basis point.

Usually the difference between performance of the best and the worst market fund is 10 - 15 basis points.

When the difference between the bill and the 10 - year was over 250 basis points (a basis point is one hundredth of one percent) the two best performing groups were mid-sized and small value companies.

Their typical new car financing was priced at 13.76 percent, a difference of nearly 11 percentage points, or 1100 basis points in finance speak.

On a loan of Rs. 50 lakh over a 20 year period, this 100 basis - point difference would cost him Rs. 15 lakh extra in interest cost.

That's a difference of 70 basis points, which can be seen as an active management premium which may or may mot be justified.

Even just reducing fees by half a percentage point instead of a full percentage point makes a big difference over time on a straight - line basis.

A phrase used to describe differences in bond yields, with one basis point representing one - hundredth of a percentage point.

A cost - minimizing manager can easily charge a few basis points less, and then lose multiples of the difference through careless implementation and sloppy trading.

Table 4 shows that as we reduce the rebalancing frequency of the equal - weighted portfolio from the base case of 1 month to 6 months and then to 12 months, the per annum alpha of the equal - weighted portfolio drops from 175 basis points to 117 basis points and then to 80 basis points.Once the rebalancing frequency of the equal - weighted portfolio is 12 months, the difference in the alpha of the equal - weighted portfolio and that of the value - and price - weighted portfolios is no longer statistically significant (the p - value for the difference in alpha of the equal - and value - weighted portfolios is 0.96 and for the difference of the equal - and price - weighted portfolios is 0.98).

In fact, in a non-registered account or a TFSA it may not even be worth the added cost and inconvenience if the only difference is a few basis points of MER.

This slim spread of 47 basis point difference in returns is reflected in the underperformance of large cap core funds against the benchmark by a narrow majority (57.74 %).

Over the period January 1979 to June 2016, the volatility reduction, or the simple difference between the rolling three - year volatility of a 60/40 portfolio and the 55 / 40/5 portfolio, lowered overall portfolio volatility by an average of 53 basis points (bps) a year.

While XSP's MER of 0.25 % is just 18 basis points (0.18 %) higher than IVV, the difference in performance (shown in Column 4) is much wider.

During much of the»80s and»90s, this difference — called a «yield spread» — has typically been about 300 to 400 basis points (3 % to 4 %) for securities of comparable maturities.