Sentences with phrase «basis points reduction»

A 100 basis points reduction causes significant interest outgo difference given my loan account.

If you wait for some more quarters, you may see few more basis points reduction, so it all depends on your requirement.

I have estimated the Templeton Global Bond Fund MER after adjusting for the recently announced 50 basis points reduction in fees.

To illustrate the magnitude of this, we can estimate the effects of a 100 basis point reduction in the cash rate on net interest payments (as a share of household disposable incomes; Graph 6).

Growth of 7 % in net interest income (teb) was driven by very strong 13 % loan growth, partially offset by the impact of a 13 basis point reduction in net interest margin (teb) to 2.43 %.

Compared to last quarter, net income available to common shareholders increased 3 %, reflecting the combined positive impacts of 9 % higher other income and very strong loan growth, partially offset by an eight basis point reduction in net interest margin.

Growth in net interest income was driven by strong loan growth, partially offset by the impact of a nine basis point reduction in net interest margin (teb) to 2.70 %.

Private estimates of the negative impact of the new housing measures on overall economic growth vary, but most expect the contractionary effect to be roughly a 30 - to - 50 basis point reduction in growth over the next twelve months.

That concern may turn out to be misplaced as one major bank immediately announced it was only lowering its prime lending rate to 2.75 per cent — passing on 10 basis points of the 25 basis point reduction.

Homeowners that participate in post-closing counseling, and have a track record of timely mortgage payments, receive an additional 15 basis point reduction in annual MIP.

Homebuyers who complete housing counseling before signing a contract to purchase a home and who complete additional pre-closing housing counseling will receive a 50 basis point reduction in the upfront FHA mortgage insurance premium (MIP) and a 10 basis point reduction in the annual FHA MIP.

On Jan. 30, 2017, NAR sent a letter to Department of Housing and Urban Development Secretary Designee Ben Carson asking the Federal Housing Administration (FHA) to reinstate the 25 basis point reduction of the annual mortgage insurance premiums that would have applied to mortgages with a closing or disbursement date of Jan. 27, 2017 and to eliminate the life of loan insurance premium.

Last week, President Trump and his new administration suspended recent regulatory actions taken by the Obama Administration, including the Federal Housing Administration's (FHA) 25 basis point reduction of the FHA Annual Mortgage Insurance Premium rates for mortgages with a closing / disbursement date on or after Jan. 27, 2017.

The 25 - basis point reduction — a basis point is 0.01 percentage point — would have made FHA mortgages more affordable just as interest rates were on the rise.

In addition, NAR has sent a letter to the HUD Secretary Designate, Dr. Ben Carson, opposing the suspension of the 25 basis point reduction.

In fact, Fannie Mae offers a 10 - basis point reduction in the interest rate of a multifamily refinance, acquisition or supplemental mortgage loan for LEED - certified multifamily buildings.

Not exact matches

This led to a substantial reduction in interest margins on housing lending, from about 400 basis points 15 years ago to a little over 100 basis points today.

Selling, general and administrative expenses were 74 basis points lower than last year as a percentage of sales due to sales leveraging, lower incentive compensation and a reduction in media spend at Olive Garden.

The FHA now charges just 0.85 % annually — a 50 basis point (0.50 %) reduction for borrowers with 30 - year loans.

Falls in mortgage interest rates detracted 0.5 of a percentage point from the quarterly headline rate and, on a year - ended basis, interest rate reductions that have already occurred will keep the headline inflation rate below the underlying rate for some time.

Kerry's trading margin was maintained at 10.6 %, reflecting 20 basis points improvement in taste and nutrition and «positive underlying margin improvement» in Kerry Foods, which offset by adverse Sterling exchange rates resulting in a 70 basis points margin reduction at the consumer foods business.

And reforms to the work and study tiers of the Points - Based System have been estimated by government impact assessments to yield reductions in net migration smaller than required if they are to bear a proportionate share of a reduction in net migration large enough to meet the numerical goal.

Straw goes back to normal politics - «net reduction», statistics, «points - based» system and all that.

The original 2010 plan was based very heavily on growth — more than 60 % of the deficit reduction forecast by this point was supposed to have come from growth.

In a response to the Lancet review published in March, he and colleagues noted that the average cholesterol reductions actually achieved among lower risk groups in the trials were far below the 77 points that formed the basis for the conclusions.

We knew how much food they wanted to eat, and we based our experimental diet on a 30 percent reduction in calories from that point.»

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The reductions are about 15 basis points, which translates to a drop in the funds» expense ratios of about 10 %.

I took a home loan from SBI in first week of December 2015 at 9.25 (MCLR 8.90 and spread 0.30), the MCLR within a month has now reduced by around 100 basis points as of today (after today's reduction news of 90 basis points).

Reductions of up to 20 basis points — or as much as 17 % per fund — vary by fund and result from a combination of direct management fee cuts, contractual expense caps, new breakpoints, and growing economies of scale.

To provide additional value to Canadian investors, CAM is implementing management fee reductions of up to 40 basis points (bps) on 18 funds across its mutual fund and private pool lineup effective September 1, 2017.

Likewise, the growth and large - cap portfolios experience return reductions of close to 12 basis points (0.12 %) per month.

In particular, adding a 15 % exposure to commodity futures results in a reduction of approximately 20 basis points (0.20 %) per month in the returns to the value, small - cap, and momentum portfolios.

The firm estimates the new structure could improve mutual fund performance by 63 basis points due to the reduction in operating expenses and trading costs.

Over the period January 1979 to June 2016, the volatility reduction, or the simple difference between the rolling three - year volatility of a 60/40 portfolio and the 55 / 40/5 portfolio, lowered overall portfolio volatility by an average of 53 basis points (bps) a year.

In any case, the point is that the EU, by unilaterally committing to carry its proper share of the global burden of meeting the 2ºC target, would not only reaffirm its commitment to that target, but also prefigure the principle - based differentiation system that is necessary to support and sustain an emergency emissions reduction program in a profoundly unequal world.

Removing weather volatility from last year's sales typically returns 10 - 40 basis points of total topline revenue (through the reduction of inventory carrying costs and lost sales alone).

3RCertified is a points - based certification program for buildings in the Industrial, Commercial and Institutional (IC&I) sectors that reviews how organizations manage solid waste reduction and diversion operations.

As he points out, electricity consumption is one of the key drivers behind a corporate carbon footprint and switching to green energy and committing to RE100 or Science Based Targets goals can be an important part of an emissions reduction strategy.

For example, there would be no point in searching for the physical basis of the non-CO2 portion of your model; that it does not provide an impetus for CO2 reduction, and that the 4C rise by 2100 is totally uninteresting.

Companies should refer to CDP's 2018 Technical Note on science - based targets which will provide them with guidance on science - based greenhouse gas emissions reduction targets in CDP's 2018 climate change questionnaire as well as with a summary of the steps they should undertake in order to obtain points with science - based targets.

«(ii) upon implementation, will achieve an emission limit that is at least a 50 percent reduction in emissions of the carbon dioxide produced by the emission point, measured on an annual basis, determined in accordance with section 812 (b)(2); and

No, I pointed out that Tim Worstall's «argument» is clearly based on gross misunderstanding of the 2.6 scenario storyline because that scenario requires (i.e., assumes) aggressive emissions reductions, and energy diversification:

Whereas most proxy - based reconstructions point to an early - middle LIG climatic optimum with reduced summer sea ice concentrations between 126 and 116 ka, the results of our model simulations only support a pronounced reduction in summer sea ice concentration for the LIG - 125 and LIG - 130 runs (in both time slice as well as transient runs; Figs. 8 and 9), but also indicate that sea ice was still present in the central Arctic Ocean even under climatic conditions significantly warmer than today (Fig. 4).

If Decent House with site sourced power at some point undercuts first cost of Passive House and yet yields an equivalent reduction in carbon based fuel dependency, the Decent House will win via economics.

More importantly, the EPA estimates — based on dubious epidemiological evidence and questionable demographic modeling — that the MACT Rule's Hg emission reductions will avert the loss of 0.00209 IQ points per child in a guesstimated population of 240,000 subsistence fishing households.

In short, as many have pointed out, the CAGW threat was being pushed not from a position of «settled science» but a position of ignorance, with the «irrefutable claims» on which demands got massive GHG reduction were based being undermined as we learn more.

On that basis, the report concludes that while continued oil sands production will make it very hard for Canada to meet its national emission reduction targets — which again it's worth pointing out, are in line with those of the US and far far below what science says is needed to minimize the impacts of climate change — on a global basis «elimination of oil sands GHG emissions will not eliminate or substantially lessen the immense challenge facing the world to reduce GHG emissions.»

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