Sentences with phrase «be in a higher tax bracket after»

For those who expect to be in a higher tax bracket after retirement, a Roth IRA may be attractive for that reason.

In both instances, people likely to be in high tax brackets after retirement may prefer to hold a high proportion of municipal bonds, which are generally exempt from federal tax and sometimes from state and local taxes as well.

For those who expect to be in a higher tax bracket after retirement, a Roth IRA may be attractive for that reason.

Not exact matches

After all this my CPA is telling me that I'm in the highest tax bracket and where I sit currently for 2015 I'll owe approximately $ 185k in taxes!!!

Although municipal bond yields are generally lower than taxable bond fund yields, some investors in higher tax brackets may find they have a higher after - tax yield from a tax - free municipal bond fund investment instead of a taxable bond fund investment.

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

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My question is, if you take some amount in excess of your RMD (calculated to be just under that which would bump you into the next higher tax bracket) and «roll it over» into a Roth IRA, are the earnings tax free after 5 years?

His investors — the ones in the highest tax bracket — might be «only» netting 40 % or so after tax.

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

Although tax - exempt bonds might have a lower interest rate than taxable bonds, if you're in a high tax bracket, your after - tax rate of return might be higher.

It's quite possible the after - tax returns on these traditional ETFs may have been higher for investors who were not in the highest tax brackets.

But based on the difference in after tax retirement income (my specific calc showed $ 67k for rrsp and 43k for non-rrsp), you'd have to be in a much much higher tax bracket to close this difference.

I was wondering if it is a valid retirement strategy [after retiring] to withdraw the first couple lower tax brackets worth of income from the taxable traditional 401k thus taking advantage of lower rates, and then switching over to withdrawing from the tax - free Roth 401k for income that would normally be in the higher brackets and thus taxed at a higher rate.

If you're in a high bracket, she says you probably do want to max out on your RRSP contribution to get a deduction and produce more after tax money.

But a traditional deductible IRA may be a better tool if you want to lower your yearly tax bill while you're still working (and probably in a higher tax bracket than you'll be in after you retire).

This strategy is best carried out when you are temporarily in a low tax bracket perhaps because you are between jobs or if you expect to be in a higher tax bracket in the future, as is the case sometimes with retirees who may have the RMD from their IRA after the age of 70 1/2.

Depending on your income, you may be in a lower or higher tax bracket after you retire.