Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should
be considered
in evaluating our outlook include, but
are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate,
future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of
future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that
was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not
be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or
future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
How you acted
in the past
is a great indicator of how you'll act
in the
future — and that
's what your
credit score bets on.
Like we said
in one of our previous posts, cash and
credit cards won't
be things of the past any time soon, but mobile will definitely get a huge chunk of the payments pie
in the near
future.
GM did not give direct
credit to Trump, but
in a statement, CEO Mary Barra said the announcement
is,
in part, a reflection of the company's confidence
in the
future of the U.S. economy.
Not every promising entrepreneur
is able to begin a business debt - free, but it
is possible to set up a plan for paying off
credit card or student debt so that you aren't limited
in the
future.
Any funding should
be used to work toward the goal of making the company and the owner a better
credit risk
in the
future.
Transitioning from a method that records revenue and expenses when cash
is exchanged to one where revenues and expenses
are tracked as they incur, provides more
in - depth information to investors, like
future revenue based on
credit.
According to
Credit Suisse, CTA funds — which concentrate on
futures —
were down 2.8 %
in 2017 through the end of July, while Hedge Fund Research's commodity hedge fund index
was down 0.9 % through the end of July.
Another option
is known as a merchant cash advance, with businesses getting cash upfront
in exchange for some of their
future credit card sales.
The advance
is a lump - sum given
in exchange for a percentage of
future debit and
credit card sales.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4)
future timing and levels of indebtedness, including indebtedness expected to
be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5)
future availability of
credit and factors that may affect such availability, including
credit market conditions and our capital structure; (6) the timing and scope of
future repurchases of United Technologies» common stock, which may
be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and
future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which
is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies
being restricted
in their operation of their businesses while the merger agreement
is in effect; (21) risks relating to the value of the United Technologies» shares to
be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may
be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«Investing personal savings to start a business when
credit is readily available signals high conviction
in the
future.»
«
Credit score has a big bearing on what that couple may
be able to accomplish as a family
in the
future.»
Selling prices
are expected to continue to decline, which could mean that
in the near
future,
credit will slowly become more available to aspiring buyers.
It
's small potatoes when compared to the huge demand for wearable computers expected
in the near
future, according to a report by
Credit Suisse.
Used correctly, a
credit card can not only provide the added benefit of points and rewards, but also help establish a healthy
credit score which will
be valuable for such things as a lease or mortgage
in the
future.»
The biggest wild card
in wind's
future may
be federal tax
credits.
But contrary to some Western press accounts, which often confuse existing private
credit systems with the
future schemes, it will not
be a unified platform where one can type
in his or her ID and get a single three - digit score that will decide their lives.
That
's because without a
credit history, banks don't know what kind of borrower you'll
be in the
future.
Now, we allow high real estate prices, high startup costs, and high employee costs to push up our
credit limits; hoping that sometime
in the
future, we'll
be able to pay it all back.
In the NerdWallet survey, many Americans who have been in credit card debt said that if they didn't have credit card debt to pay off, they would save that money for emergencies (57 %), save it for a future goal (50 %) and / or put the money toward paying down other debt (33 %
In the NerdWallet survey, many Americans who have
been in credit card debt said that if they didn't have credit card debt to pay off, they would save that money for emergencies (57 %), save it for a future goal (50 %) and / or put the money toward paying down other debt (33 %
in credit card debt said that if they didn't have
credit card debt to pay off, they would save that money for emergencies (57 %), save it for a
future goal (50 %) and / or put the money toward paying down other debt (33 %).
It
's important to note that the interest rate from the private lender
in this example would only
be available to those with excellent
credit and a secure financial
future.
I
am bullish on rents going up
in the
future... mostly
in line with inflation, or perhaps even slightly faster due to constricted
credit and personal income growth which should provide a solid supply of renters.
Many lenders consider the increased flexibility of a business
credit line higher - risk financing than a more traditional term loan because the business
is borrowing
in the
future based upon their creditworthiness today.
While paying higher interest isn't ideal, if you use the card responsibly, you'll
be able to improve your
credit profile and should qualify for better deals
in the
future.
To avoid all the hurdles
in the
future, it
is necessary for an adult to start making
credit in the early age.
Together with Madrona Venture Group, Notion and Vertex Ventures,
M12 awarded the four winners a combined $ 3.5
M in venture funding and up to $ 2
M in Microsoft Azure
credits to help progress the
future of artificial intelligence.
However,
in August 2011 the long - term sovereign
credit rating on the United States of America
was downgraded to AA + from AAA by the Standard & Poor's ratings agency, reflecting increasing concerns about the U.S. budget deficit and its
future trajectory.
In November 2015, we terminated the unsecured revolving credit facility provided under such credit agreement, and we entered into a new secured revolving credit agreement with these lenders as well as affiliates of Jefferies LLC, Stifel, Nicolaus & Company and SMBC Nikko Securities America, Inc., under which these underwriters and / or affiliates have been, and may be in the future, paid customary fee
In November 2015, we terminated the unsecured revolving
credit facility provided under such
credit agreement, and we entered into a new secured revolving
credit agreement with these lenders as well as affiliates of Jefferies LLC, Stifel, Nicolaus & Company and SMBC Nikko Securities America, Inc., under which these underwriters and / or affiliates have
been, and may
be in the future, paid customary fee
in the
future, paid customary fees.
Debt leveraging
is depicted as the easiest and even the surest way to accumulate wealth — going into debt to buy assets whose prices
are being inflated on
credit, or to spend
in the hope of paying out of rising and more easily earned
future income.
Worth a read for more insight into how scared McGraw Hill must
be that their role
in the
credit crisis may become more high profile
in the near -
future.
Bankruptcy: This option should not
be taken lightly, as it will drastically lower your
credit score and hurt your ability to obtain new
credit in the
future.
The flexibility to access capital when needed, pay off the balance, and use the line of
credit again
in the
future is very appealing to many small business owners.
Before you decide which offer
is the best for you keep
in mind your financial needs,
future goals and most importantly your current
credit score.
SnapCap
is ideal for business owners with
credit scores of 550 and up who may take out multiple loans
in the
future.
We caution you that these statements
are not guarantees of
future performance and
are subject to numerous risks and uncertainties, including volatility
in the economy and the
credit markets, supply and demand changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained
in our Annual Report on 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and
in subsequent SEC filings, any of which could cause actual results to differ materially from those expressed
in or implied
in this presentation.
In the
future if you defaulted on the loan for some reason and the
credit union forgave the remaining balance due on the loan, you may
be required to report the remaining balance of the loan as income on your tax return.
Credit scores are designed to evaluate information from your credit history to predict how likely you are to pay on time in the f
Credit scores
are designed to evaluate information from your
credit history to predict how likely you are to pay on time in the f
credit history to predict how likely you
are to pay on time
in the
future.
In general, deferred tax assets represent future tax benefits to be received when certain expenses previously recognized in our consolidated statements of operations become deductible expenses under applicable income tax laws, or loss or credit carryforwards are utilize
In general, deferred tax assets represent
future tax benefits to
be received when certain expenses previously recognized
in our consolidated statements of operations become deductible expenses under applicable income tax laws, or loss or credit carryforwards are utilize
in our consolidated statements of operations become deductible expenses under applicable income tax laws, or loss or
credit carryforwards
are utilized.
In the near
future, we will
be adding other cards such as those from Bank of America, as well as more card reviews from the current
credit card issuers.
Once an agreement
is made, the advance
is transferred to the business» bank account
in exchange for a
future percentage of receivables or
credit card receipts.
Unfortunately, filing for bankruptcy leaves
credit severely damaged for no less than seven years after the debts
are discharged, making it difficult to secure new debt for a home, a vehicle, or a
credit card
in the
future.
When you apply for
credit, lenders often check your
credit report to gauge how likely you
are to pay on time
in the
future.
2014.01.22 RBC Wallet now available: First mobile solution to provide Canadians with the choice of debit or
credit RBC engaging consumers and merchants
in shaping the
future of mobile commerce
in Canada Mobile Commerce
is gaining momen...
In fact, pretty much anybody who cares enough about the borrower's
future to help them out can
be a cosigner, as long as they
are at least 18 years old, a U.S. citizen or permanent resident, and meet the lender's
credit and income requirements.
A
credit card can make paying for things very convenient — but you must
be responsible with it; avoid getting into debt if you want to increase your
credit score and open up other
credit options
in the
future.
But if you
're planning on making a major
credit move, such as applying for a home loan
in the near
future,
be aware how your
credit - card usage can impact your score
in the short term.
Whatever your payment history has
been up to this point, you'll need to make on - time payments
in the
future to improve or maintain your
credit.
The Board's assessment throughout this period has
been that, with strong growth, a gradual increase
in underlying inflation, and firming demand for
credit, interest rates needed to rise to lessen the risks of higher inflation
in the
future.
Yes,
credit cards
are generally considered bad debt, but student loans
are an investment
in your
future earnings potential and
is deemed good debt.