Sentences with phrase «because big insurance»

Not exact matches

The big question now is whether the borrowers turned away by traditional lenders because of the stricter rules will just abandon or delay their home - buying dreams, or seek out more expensive loans issued by the private lenders that are neither regulated nor required to carry mortgage insurance.

And it had earned a reputation for bullying critics on Bay Street into silence, which it could do because the big banks were hooked on CMHC insurance.

Geithner and Obama lobbied the IMF and ECB shamelessly to bail out Greece, simply so that it could pay bondholders, because U.S. banks had issued credit default insurance (CDS) against Greek bonds and were on the hook for a big loss if a default occurred.

Consumers with lower insurance scores may see the biggest changes because their credit files were more likely to contain tax liens or civil judgments, he said.

You can't drive a car without insurance because the cost of treating accident injuries and damage would be too big of a burden on the public.

It also includes the not so obvious: earning the salary, paying the bills, maintaining the house, calling the insurance company about that surprise medical bill, researching all the possible causes of that weird cough your baby has been doing lately, scheduling tours of daycare centers, getting that promotion or signing that big client, researching life insurance plans, getting the oil changed like clockwork because you really need this car to last you, plus taking breaks so that you can recharge....

Actuarial considerations aren't really relevant in the big picture, because all prudent banks attempt to guard their capital accounts by diversification of credit risk and, if necessary, true insurance for things like death of the debtor.

register is compiled they will lose the 2016 general elections because in the Volta Region, when it?s time for registration, a lot of big men come and then we cross over to the other side of the border, bring in some Togolese, explain to them what we want them to do and then we give them motorbikes, a lot of things, promises, especially this health insurance thing.?

Beyond getting more intense care, younger women may also face higher out - of - pocket costs because they're more likely to opt for insurance plans with lower monthly premiums and bigger co-payments or deductibles, said Dr. Alana Biggers, a researcher at the University of Illinois - Chicago College of Medicine who wasn't involved in the study.

Used cars are a great choice for drivers on a budget because they open up more options to you than new cars, they've skipped the big depreciation period so you get more return on your investment, and they have lower associated costs like insurance.

Some years I make more than her, some years less — these last few years less because I've been trying to get some big and potentially lucrative projects off the ground — but even when I made more I benefitted from access to health insurance via her work.

Fewer loans have gone bad and, because of a change in how the FHA cancels MIP, the agency has been collecting bigger mortgage insurance premiums from its homeowners, over a larger number of years.

There was a lot of lobbying by the insurance companies, by the big brokerage houses, because they didn't want this to go into effect..

That's one of the biggest benefits of renters insurance in Columbia — because it travels with you, it offers personal property and liability coverage wherever you are, subject to the usual terms and conditions of the policy.

In one sense, we are in a brave new world for both life insurance companies and the corporate bond market because the life insurance industry alone is not big enough to purchase all of the corporate bonds outstanding.

Risk bearing economies of scale are the reason movie studios and record labels and insurance underwriters like to be big, because they diversify the risk of individually risky investments and decisions.

Unlike regular «forward mortgages,» a reverse mortgage is essentially a huge negatively - amortizing loan — the loan balance increases because borrowers are not making monthly payments — it follows that if the loan balance increases and the value of the property declines then the FHA can be stuck with big insurance claims.

Because insurance companies are run by vampires who hide in the shadows, it is not known what exactly goes into this score and how much it can affect your insurance rate, but it is safe to assume that your FICO credit score is a big factor.

Just like above, however, an increase in renters insurance is not a big deal because they're such inexpensive policies to begin with.

FHA insurance provides an incentive for lenders to loan money to individuals without requiring additional cash for a bigger down payment or significant personal cash reserves because the agency's insurance will pay the lenders if the borrowers default.

Landlord insurance is going to have coverage on the structure under Coverage A because that's a big part of what the landlord is insuring.

If you're bent on staying in the Big Apple because you just can't live without the lifestyle, you can get protected and still save some money by calling the insurance experts for New York renters at [phone] or click to get covered - whether you need NYC renters insurance quotes online or coverage anywhere else!

Many VA loan borrowers feel this is a big advantage, because they do not have to pay out - of - pocket upfront or have the obligation of paying for costly mortgage insurance on a monthly basis for years to come.

Because the rules is if you have less than a 20 % down payment and you are getting a mortgage from a federally regulated lender, so we're talking about the big banks, then you must have mortgage insurance.

In a typical scenario, you don't need life insurance in retirement because you no longer have income to replace (instead, you're drawing income from investments), and in many cases, you've paid off big debts, such as a mortgage.

Either way, there are a few insurance considerations you should give some thought to before you move in together, because they could make a big difference!

The Lone Star State prides itself on things being bigger, but because Texas insurance premiums are a bit larger than they are in other states, getting the most for every dollar you spend on your policy is a must.

Despite conceding that «independent fund dealers may choose not to continue to service these households» after commissions are eliminated, the regulators say we need not worry because the masses largely receive their advice from the big banks and insurance companies anyway, and they assume that will continue.

Canadians were eager to buy insurance after hurricane Andrew devastated southern Florida in 1992, but Rivard said the concern has waned because the state hasn't experienced a big storm in about a decade.

«For me that was very important because it was my first time interacting with property managers and insurance agents, and you have to get experience with them to learn how to manage bigger assets in the future.»

And if you are looking for the best life insurance for wealth building and legacy creating, don't just choose a company because it is the biggest or largest in the marketplace.

This was / is true of most financial insurance, title insurance, etc., and as such, many such insurers got wiped out in the collapse of the housing bubble, because they did not realize that they were taking one big nondiversifiable risk.

Next, big financial planning software vendors are able to barely survive just because they've had large infusions of capital from the life insurance industry.

This is a big victory for consumers and one I've advocated for years, because niggling little debts — created by unpaid library fines, forgotten parking tickets or a small medical bill that slipped through the insurance cracks — had an outsize impact on people's scores.

The Devin Law Firm, P.A., a Charlotte, North Carolina based law firm with proven trial experience, focuses on providing the most aggressive, tenacious and personal legal representation for individuals and families throughout North Carolina who have been wronged or injured because of someone else, a company or a big insurance company.

Because insurance companies routinely try to deny company and driver liability, it is vital that anyone who has been injured in a big rig accident retain exceptional legal representation to help them pursue a personal injury claim.

Greg McEwen: Because you can have a very big case, liability wise, and if you've only got a million dollars worth of insurance, that's all you're going to get.

Because of our size and our strength, CZR has the resources to match the firepower of big insurance companies which do everything in their power to try to get a discount on the payment of legitimate claims.

No firms gain more by dragging out litigation than the big firms because they have the clients with the tens and hundreds of millions of dollars of capitalization who can afford, with the help of the taxpayer, to pay the astronomical fees they charge for as long as it takes to take on similar corporations similarly represented, or to squash the little guy (which is why FCT has McCarthy's on retainer and Stewart has Borden's on retainer — the given real estate file / title insurance claim is small potatoes but the title insurers make it dead obvious that if you sue them, you will up against a Big Fibig firms because they have the clients with the tens and hundreds of millions of dollars of capitalization who can afford, with the help of the taxpayer, to pay the astronomical fees they charge for as long as it takes to take on similar corporations similarly represented, or to squash the little guy (which is why FCT has McCarthy's on retainer and Stewart has Borden's on retainer — the given real estate file / title insurance claim is small potatoes but the title insurers make it dead obvious that if you sue them, you will up against a Big FiBig Firm.

In fact, many big cases are settled right away for large amounts with our law firm just because the insurance company knew our track record and don't want to pay their defense attorneys to fight us!

I became a lawyer because I saw the power in using the legal system to help people in need, people who are «underdogs» when up against insurance companies and big corporations.

In fact one of the biggest mistakes that people make is waiting to buy life insurance because they think they can -LSB-...]

The biggest reason is because they're paying «smoker» or «tobacco» life insurance rates.

The biggest reason 64 % of consumers with some or no life insurance don't purchase more is because they think it costs too much, according to industry research group LIMRA.

I am only stating this to show you that just because big companies like State Farm or Geico offer life insurance, it doesn't mean they are the best option for you, and it also doesn't mean they will have the best rates.

Now let's cover the cash value aspect of universal life insurance in more detail, because its flexibility is a big advantage.

That's because age is one of the biggest factors that the insurance company is going to look at when determining your rates.

One of the biggest reasons for this is because the proceeds that are received from life insurance may be used by loved ones and survivors for any number of financial needs.

If you are also not considering buying life insurance because you are young, healthy, and financially sound, you may be making one of the biggest mistakes of your life.

Because every person's lifestyle is different, even if you're a smoker, the criteria the insurance underwriters will use can vary widely and make a big difference to the amount of premiums paid.