Sentences with phrase «because credit growth»

Not exact matches

Much of the growth in recent years has come from household spending, which must slow eventually because so much of that spending was done on credit.

Buybacks, said Aguilar, are done because that's the way companies think they can get the best return on their investment, so with a more volatile stock market and harder access to credit, spending cash on long - term growth becomes the best option.

That's because many of the so - called nonbank banks — some of the big credit - card companies and brokerage houses, for instance — have based their own business plans on growth within the entrepreneurial marketplace, in large part because that segment of the economy has been ignored by much of the banking community for years.

«A lot of the growth in credit - card accounts is simply because there's never been a better time for consumers for credit - card rewards,» said CreditCards.com senior analyst Matt Schulz.

In fact I suspect the reason credit growth in the past year or two has not slowed nearly as sharply as it should, or as sharply as required by the economic analysis implicit in the Third Plenum reform proposals, is precisely because of the expected impact of meaningful credit constraint on GDP growth.

To rein in credit growth, Beijing must force a sharp deceleration in investment growth, which, because investment growth is a substantial source of economic activity, means laying off a large number of workers employed in investment - related activity.

He noted that because growth has been mediocre, few of the boom - time excesses have built up in housing markets, corporate balance sheets or household credit card statements.

China has only completed the first part of the rebalancing — interest rates, wages and the currency have all moved sharply closer to healthy levels, levels at which the imbalances are no longer getting worse, in other words, but Beijing has still not got its arms around credit growth because to do so would cause GDP growth to drop much more sharply than Beijing is willing to tolerate.

What I hope happens is that we never find out how China reaches debt capacity limits because Beijing reins in credit growth well before this happens.

I am not fully confident of this number because there seem to be significant strains in the banking system, and without easy credit growth there can not be much investment growth.

In that case GDP growth will drop sharply in line with the drop in credit growth, but if Beijing simultaneously implements wealth redistribution policies from local governments to households, ordinary China won't feel the pain because the steep drop in GDP growth will be accompanied by a much smaller drop in household income growth.

Credit is growing more slowly than it has in the past but not because the financial system has become more efficient but simply because debt levels have become too high, causing regulators to force down the growth in credit without seriously improving the efficiency of the financial sCredit is growing more slowly than it has in the past but not because the financial system has become more efficient but simply because debt levels have become too high, causing regulators to force down the growth in credit without seriously improving the efficiency of the financial scredit without seriously improving the efficiency of the financial sector.

Because it hasn't, the only other way I can get reported GDP growth to reconcile with much higher credit growth is to assume that much of the investment will never result in increased productivity, and so will never cause GDP growth to pick up.

It is pretty clear to me that the growth in non-productive investment remains very high — and, with it, reported GDP growth — because there are only two other ways to reconcile credit growth that substantially exceeds GDP growth year after year for so many years.

The evidence presented in this video suggests that Creditism is in crisis globally because Credit is no longer increasing fast enough to drive global growth, even with record low interest rates.

With a HECM, however, Jones» heirs would receive most of the equity in her house because credit line growth does not reduce the equity.

The country's banking sector is vulnerable, however, because of its heavy reliance on wholesale funding, Tuvey says, «There have been large deposit withdrawals, and credit growth will remain weak after having been the main driver of economic growth.»

«I get more calls on this stock than any other because it has that perfect story of emerging markets growth and it's a good takeout candidate,» Credit Suisse food analyst Robert Moskow said.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

This will lead to pressure on European stocks and credits as well as peripheral bonds (e.g. Italian government debt) because of lower growth and job losses.

Because monthly - variable rates are the lower available rate initially, and because of the potential for growth of the line of credit option available with the monthly - variable, borrowers who want to maximize their available funds after loan closing prefer it over the yearly - variable Because monthly - variable rates are the lower available rate initially, and because of the potential for growth of the line of credit option available with the monthly - variable, borrowers who want to maximize their available funds after loan closing prefer it over the yearly - variable because of the potential for growth of the line of credit option available with the monthly - variable, borrowers who want to maximize their available funds after loan closing prefer it over the yearly - variable option.

However, I give «partial credit» to stocks between 1.5 % and 2.99 % because a moderate yield combined with high dividend growth can be just as good (or better) than a high initial yield.

This is because, to stay in business and continue to finance its growth, a company must maintain as good a credit rating as possible, so creditors will usually pay on time if there is any way at all to do so.

For example, a growth fund may only pay an average of 7 % tax because its dividend income entitles it to tax credits.

I just have a harder time playing the game because we are in the wrong phase of the credit cycle — profit growth is nonexistent, and debts are growing.

It's the growth of the lower fee products that have been quite popular the last three or four years lower fee, because they are lower return areas, specifically, for evergreen funds that would be strategic credit.

Also, they liked Aeropostale's valuation — the stock was then in the mid 20's — because they thought it gave no credit for Aeropostale's growth prospects and that the company's unlevered balance sheet provided an attractive target to leveraged buyout firms.

So, if credit is outpacing the growth in the monetary base, it is at least partially because the Fed chooses to allow it.

«One reason why the balance transfer offer emerged was because the credit card market began to get pretty saturated and it became more difficult for some large issuers to maintain the kind of growth they wanted,» says Nick Bourke, director of the Safe Credit Cards Project at the Pew Charitable credit card market began to get pretty saturated and it became more difficult for some large issuers to maintain the kind of growth they wanted,» says Nick Bourke, director of the Safe Credit Cards Project at the Pew Charitable Credit Cards Project at the Pew Charitable Trust.

It was because of this credit that wind power grew 45 percent last year, the largest growth in history.

In addition, Moody's expects the growth of energy storage will be credit negative for conventional power generation plants, because it will allow renewable generation to compete on an equal footing with conventional plants.

IULs are great policies because they offer cash value growth, similar to whole life insurance, but potential for even higher interest crediting since the cash funds are allocated to indexed accounts.

This can be a big deal when your growth is high because you can borrow against your cash value and earn positive arbitrage due to your borrowed balance still earning interest crediting.

For practitioners, the growth of the concept has opened up a field of opportunity, because «mitigation bankers» — the entrepreneurs who organize the local market for trading credits — rely on real estate professionals to advise on the potential demand for a bank and to find the land to include in it.

Because monthly - variable rates are the lower available rate initially, and because of the potential for growth of the line of credit option available with the monthly - variable, borrowers who want to maximize their available funds after loan closing prefer it over the yearly - variable Because monthly - variable rates are the lower available rate initially, and because of the potential for growth of the line of credit option available with the monthly - variable, borrowers who want to maximize their available funds after loan closing prefer it over the yearly - variable because of the potential for growth of the line of credit option available with the monthly - variable, borrowers who want to maximize their available funds after loan closing prefer it over the yearly - variable option.