Sentences with phrase «because federal student»

In part, this is because federal student loans offer loan forgiveness programs, repayment plans and guaranteed options to defer payments or put your loans in forbearance that aren't available from private student lenders.

Because federal student loans carry interest in most instances, borrowing the maximum when it isn't needed can be a costly mistake.

That response took the inflexible position that I am not eligible for PSLF because my Federal Student Loan is not a Direct Loan.

One of my kids is currently in school, but can not continue because the Federal Student Aid loan does not cover his basic expenses (Tuition and housing) and he will owe the school money after this quarter.

(We know this is a private loan because federal student loans, which have many more consumer protections, do not require co-signers.)

Because federal student loans are made available to borrowers based on need at the time of application (the FAFSA), there is no going back to convert private student loans into federal student loans.

However, because federal student loans issued as of July 2006 have fixed rates, «There is no financial benefit to consolidating federal loans, other than having a single monthly payment and access to alternative repayment plans,» Mark Kantrowitz, publisher of FinAid, told Forbes.

That's because federal student loans come with a large variety of borrower protections that private loans do not.

This is because federal student loans come with certain borrower benefits that you would lose if you chose to refinance federal and private loans together.

This is because federal student loans typically have fixed interest rates, which means your rate will remain the same over the life of your loan.

This is because federal student loans come with certain borrower benefits that you would lose if you chose to refinance federal and private loans together.

This is because federal student loans typically have fixed interest rates, which means your rate will remain the same over the life of your loan.

Not exact matches

The Department of Education has seen the surge in waiver applications because its Office for Civil Rights has «exceeded its legal authority» by taking the position since 2013 that the federal law that prohibits sex discrimination applies to transgender students, Alliance Defending Freedom Senior Counsel Gregory Baylor said.

However, because private student loan lenders do not offer any respite to borrowers by way of loan forgiveness over time, individuals should carefully consider their options with their federal student loans before opting to refinance with a private lender.

Next is student loans because of federal government involvement.

The interest rate offered on consolidated federal student loans is fixed but varies for each borrower because it is the weighted average of the interest rates on outstanding loans included in the consolidation, rounded up to the nearest one - eighth percent.

For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Program.

Because of a recent change in the Free Application for Federal Student Aid (FAFSA), grandparents can soon use their tax - efficient 529 plans to help pay college costs earlier without impacting students» chances for federal financial aid.Federal Student Aid (FAFSA), grandparents can soon use their tax - efficient 529 plans to help pay college costs earlier without impacting students» chances for federal financial aid.federal financial aid.»

Consolidating federal student loans does not provide a reduction in the interest rate applied to the new, larger loan because the weighted average interest rate of all consolidated loans is used to determine the final rate.

Federal student loans and mortgages might be lower priorities, because their rates are often lower and their terms are longer.

Federal Student Aid recommends that you choose one of the income - driven repayment plan options, because if you end up taking a job with a low salary (or just have a lower salary that typically comes early in a career), your repayments could be as low as a few dollars a month.

Student loans were also excluded because our data did not account for the differences between federal and private loans.

Because this new private loan replaces your old ones, you'll essentially no longer have federal student loans.

Refinancing is a bit more complicated when it comes to student loans, in part because of the popularity of federal loans.

Because of this, refinancing can be a good option for private student loan borrowers or for those with a combination of federal and private student loans.

For the purpose of determining federal financial aid, students are not considered to be dependent just because they don't live with their parents or receive monetary support from their parents.

The difference between dependent and independent students is important because the answer could drastically change how much federal financial aid a student can receive.

Initially, there's nothing you can do about federal student loan rates because Congress sets the rates.

Because breakfast is not an «offer vs. serve» meal (i.e., students must take all parts of the meal for it to be reimbursable by the federal government), there's a huge amount of waste, and one of the most valuable aspects of Lisa's blog has been her photos of the untouched food routinely discarded by the students from the breakfast — tables full of sealed milk and juice cartons, uneaten whole fruit and unopened packaged foods all headed for the trash (see, e.g., here and here).

Students who do not qualify for free or reduced price meals because their family income exceeds 185 percent of the poverty line may purchase «paid» meals, which receive a modest federal subsidy that supplements the price their parents pay for such meals (see Table 1).

The number of students who qualify for a free or discounted meal based on income levels also matters because schools and entire school systems may qualify for grants and other federal funding based on the reported level of need among students.

Yet because 80 % or more of HISD students qualify for free or reduced price meals, I've often wondered if stigma is really an issue in my district; in other words, if most kids qualify for federal assistance, maybe there's less shame in taking advantage of those benefits.

School board officials said The Healthy, Hunger - Free Kids Act of 2010 requires them to change pricing because the law states that schools must charge on average no less for paid student meals than the district receives in federal free meal reimbursement.

At the other end of the economic spectrum, there are some schools which, because they have very low numbers of low income students, choose to forego participation in the Federal school meals programs altogether and just run their own meal program under their own rules.

«I would find it extremely difficult to tell a hard - working student, or a working class family, that they will not realize their dream of attending college because we lost federal aid when the state decided to make a needless political statement,» Ortt said in a statement.

Roughly 180,000 students attending SUNY colleges or universities currently pay no tuition, because it's fully covered by the state's Tuition Assistance Program and federal PELL grants, according to Robert F. Mujica Jr., the state's budget director.

Other skeptics have noted lower - income students, families falling under the $ 30,000 threshold, would not benefit because their tuition is already covered by state and federal aid, including Pell Grants.

Because SUNY is a public institution, students» due process rights are automatically protected under the state and federal constitutions.

«They tend to be relatively cost - effective for sponsoring governments because each of the programs use a «last - dollar» model whereby the state subsidizes tuition costs after the student has exhausted all other available state and federal financial aid.»

Universities, colleges, and their students in Canada were not anticipating much in the way of increased funding for postsecondary education initiatives because much of the talk leading up to this year's federal budget focused on health care..

Because the 21st century economy is increasingly an information economy, I believe the federal government should pursue policies designed to eliminate the «digital divide» so that every American, every business, and every student has access to broadband.

Because of overwhelmingly increased federal funding for abstinence - only courses, that is often what students are taught.

Should graduate students and postdocs hoping for careers — or even jobs — in academe be exploring other options because of the uncertainties created by the across - the - board federal funding cuts known as sequestration?

Herculano - Houzel and her collaborators — graduate students Débora Messeder and Fernanda Pestana from the Universidade Federal do Rio de Janeiro in Brazil; Professor Kelly Lambert at Randolph - Macon College; Associate Professor Stephen Noctor at the University of California, Davis School of Medicine; Professors Abdulaziz Alagaili and Osama Mohammad from King Saud University in Saudi Arabia; and Research Professor Paul R. Manger at the University of the Witwatersrand in South Africa — picked carnivorans to study because of their diversity and large range of brain sizes as well as the fact that they include both domesticated and wild species.

On average, participating low - income students are performing better in reading because the federal government decided to launch an experimental school choice program in our nation's capital.

Because my interest here is in how portability would affect the distribution of federal funds across public schools even if students do not switch to private schools, I do not need any assumptions about the terms private schools would face.

Colorado loses points, though, because data from the federal 2000 Schools and Staffing Survey show that the average class size in its elementary schools, 23.2 students, is among the highest in the nation.

However, such adjustments are particularly challenging in the case of virtual schools, because their students may be less likely to participate in some of the programs that are used to measure student backgrounds, such as the federal lunch program.

The online program needed the waiver, the first of its kind, so its students would be eligible to apply for federal Pell Grants: that's because CFA doesn't use credit hours, or even traditional college «courses.»

Because the administrative files provide only a very coarse measure of family socioeconomic status — eligibility for the federal free or reduced - price lunch program — we constructed an additional proxy for family income by matching each student's residential address to U.S. Census data on the median household income in the student's neighborhood.