Sentences with phrase «because health insurance options»

The critical illness rider, in particular, was valuable because health insurance options were limited then.

Not exact matches

Because you never know how your health could change, and if you think you might want to purchase more insurance later, this may be a good option.

Getting additional life insurance isn't an option because once a person is 70 or 75 + years old, even if they are in good health, life insurance is astronomically priced.

If you assume that a burial insurance policy is your only option because of your health, that may not be true.

Options are the # 1 way to save on the cost of insurance because you can align the right company with your specific health or lifestyle.

The Essential Plan offers a cost - effective insurance option for travel agents and their clients who are booking domestic trips and don't need emergency medical coverage because they are covered by their own health insurance.

Even if you've been turned down for coverage or think you're uninsurable because of some health conditions, we have some options — including guaranteed issue life insurance options.

For those individuals that don't qualify for a rated life insurance policy because of their health, there are other options.

Because you never know how your health could change, and if you think you might want to purchase more insurance later, this may be a good option.

Choosing a health insurance plan through an employer is easy, because your options are usually limited and your HR department is on hand to answer questions.

These plans are a great option for anyone that's been declined for life insurance because of their tobacco usage and health, but there are some significant drawbacks of these plans versus a traditional plan that requires a medical exam.

About one in ten change their stance from oppose to favor after hearing that the public health insurance option could help drive down costs because private insurers would be competing with the public plan (13 percent), provide more choice to people getting insurance through the ACA marketplaces (11 percent), or be the only health insurance option for people living in areas where private health insurance companies may not be offering coverage through the ACA marketplaces (11 percent).

Guaranteed issue life insurance tends to be a last resort for individuals who can't qualify for life insurance because of their current or past health problems and who don't have the option to purchase life insurance as a benefit through their employer.

This is because the Obamacare plan is specifically designed for those who don't have any health insurance option for them.

Each life insurance company has different rules regarding when you are eligible to convert, but having a term conversion option is advantageous because you can convert the term policy without a new medical exam and your rate is determined based on the health rating you got when you purchased the term life policy.

You're eligible for a special enrollment period because you just lost your job - based health insurance due to being laid off (note that you're eligible to get a plan in the individual market — on or off - exchange — even if you also have the option to continue your job - based insurance via COBRA.You have the full 60 - day election period to pick COBRA or an individual market plan, and you're allowed to change your mind within that 60 - day window too, which wasn't the case prior to 2017).

Each life insurance company has different rules regarding when you are eligible to convert your policy to permanent coverage, but having a term conversion option is a major advantage because you can convert the term insurance policy without a new medical exam and your rate is determined based on the health rating you got when you purchased the term life policy, not your current health.

It is better than waiting until you are older, possibly having health issues and having to look into the option of life insurance without a medical exam, which is defaulted to a higher rate because of the poor health you may have at older ages.

Term life insurance is the best option for most people, including seniors, because it provides the most coverage at the lowest price — especially if you're in good health.

You would use the policy loan option if you feel you still need some life insurance but can no longer qualify for it because of health reasons.

Going for a comprehensive health plan, even for your child is a much more financially feasible option as compared to individual mediclaim children health insurance because that would limit the maximum coverage per individual to only 1 lakh.

Guaranteed issue life insurance policies are great life insurance options for those with serious pre-existing medical conditions because guaranteed issue life insurance policies are life insurance policies that aren't going to require an individual to take a medical exam or answer any health - related medical questions in order to qualify.

If you still need insurance, canceling your policy may not be your best option because the premiums on a new policy will be based on your current age and health, which might mean higher premiums.

Guaranteed acceptance insurance is a pricey option but one worth considering because of its ease of approval for those who might not qualify for other policies, are a senior citizen or have chronic health conditions that would disqualify you from fully underwritten coverage.