Sentences with phrase «because higher credit»

This is important because higher credit scores indicate those people are more likely to have strong financial health.

That's because a higher credit card limit can send an otherwise shaky credit utilization ratio back down below that 30 % target.

This is because the higher your credit score, the lower the interest rates and APR you get on your loan and lines of credit.

Frame the discussion in terms of shared goals, because a high credit score by itself isn't worth much, says Joshua Harris, a certified financial planner and lecturer at Clemson University.

You can control them by learning just a few of the secrets and / or a few of the things that go in to making your credit score and just start taking control of that, because a high credit score means you get a lot better deals when you need them.

You'll want to monitor this number because high credit scores help you qualify for loans and better interest rates when you begin to look into other types of loans (e.g., auto loan, mortgages, etc.).

With strong credit, you can often negotiate better rates and get lenders to knock off a percentage point or two from a loan, because your high credit score indicates to the lender that you will pay back the loan on time.

That's because a high credit score indicates that we pay our -LSB-...]

You'll want to monitor this number because high credit scores help you qualify for loans and better interest rates when you begin to look into other types of loans (e.g., auto loan, mortgages, etc.).

Not exact matches

That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.

Beyond the requirements that liquidity and regulators impose on us, we will purchase currency - related securities only if they offer the possibility of unusual gain — either because a particular credit is mispriced, as can occur in periodic junk - bond debacles, or because rates rise to a level that offers the possibility of realizing substantial capital gains on high - grade bonds when rates fall.

The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know neither victory nor defeat.

Instead of pursuing traditional funding sources — and because of his high credit score — he opened up 12 - and 18 - month interest - free credit cards.

It is understandable «Types of current credit» garnered the highest percentage of incorrect responses because this factor accounts for a mere 10 percent of credit score points.

That's because it shows your credit card provider that you can manage a higher balance.

The reason more people don't have high networths is because they don't want to cut out all the «little crap» they spend money on: coffee in the morning, going out to lunch, going out to dinner, going to a movie, buying that thing you will never use, letting your food spoil, having to pay interest on your credit card... congrats, there goes your earnings.

This is because higher inflows will cause adjustments in the economy — potentially including lower credit card rates, a stronger dollar, weaker lending standards, higher unemployment and surging asset markets» - Could you please provide us the explanation of a rising unemployment in the US in the case of a stronger US$?

While the market is interpreting the tax plan as a steepener for the Treasury curve, fundamentally, it should be positive for the credit securities because of the anticipated higher after - tax earnings and supply constraints due to a reduced incentive to leverage.

Because a lower credit score indicates that you present a higher risk.

Democrats are corrupt because they could win this game with public pressure by saying if the Fed raises rates, your credit card payments go up, your car payments go up, the value of your house declines, bankers profits increase (not that they aren't too high already).

Many lenders consider the increased flexibility of a business credit line higher - risk financing than a more traditional term loan because the business is borrowing in the future based upon their creditworthiness today.

Most people focus on consolidating unsecured debt, such as credit card debt and payday loans, because of the higher interest rates that are charged on these types of debt.

That unit has a higher credit rating because the Federal Deposit Insurance Corporation (that is, you and me and other taxpayers) are backing the deposits.

Then we want to give you a much higher credit limit because now you have a much better risk profile.

Because the interest rate for federal credit unions is capped at 18 %, we think Navy Federal is great for borrowers who may only get a higher rate elsewhere.

However, because it's not a government program, you might need a higher credit score to qualify for one of these mortgages.

This is especially true on the downside because high yield investors typically are «privy» to bank credit information — trust me, this is true, as our high yield desk was next to the bank debt trading desk and we were very friendly with each other — and can see when corporate numbers are deteriorating well in advance of equity analysts and investors.

but because of the tax advantages and relatively low interest rates, you are more likely to get in trouble by having high credit card or car loan balances.

Yet, that is precisely what many people do because they lose a job or the factory is forced to cut their hours, and they have a choice between spending their savings and using credit cards, often at high interest rates.

Because credit and default risk are the dominant drivers of valuations of high yield bonds, changes in market interest rates are relatively less important.

That's because rewards credit cards typically have extra fees and / or high interest rates.

Credit is growing more slowly than it has in the past but not because the financial system has become more efficient but simply because debt levels have become too high, causing regulators to force down the growth in credit without seriously improving the efficiency of the financial sCredit is growing more slowly than it has in the past but not because the financial system has become more efficient but simply because debt levels have become too high, causing regulators to force down the growth in credit without seriously improving the efficiency of the financial scredit without seriously improving the efficiency of the financial sector.

Because it hasn't, the only other way I can get reported GDP growth to reconcile with much higher credit growth is to assume that much of the investment will never result in increased productivity, and so will never cause GDP growth to pick up.

It is pretty clear to me that the growth in non-productive investment remains very high — and, with it, reported GDP growth — because there are only two other ways to reconcile credit growth that substantially exceeds GDP growth year after year for so many years.

However, other kinds of debt, like the kind from credit cards, can be some of the most expensive and damaging debt we accrue in life because interest rates are generally extremely high and many people get used to spending on things they can't really afford.

If you need seller financing because of poor credit, expect to have a higher interest rate and come to the table with more money to put down.

Increasing the child tax credit is important to make sure that most families do not pay higher taxes, because the plan eliminates the personal exemptions — currently excluding $ 4,050 of income from taxes per family member.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

At the same time, rising rates depress bond prices and may be especially tough for credit - sensitive bonds, because higher rates increase the cost of capital.

That's because they have higher credit scores than the average borrower, and / or they are paying more money up front in the form of discount points.

Reader question: «I've heard that I need a high credit score to buy a house these days, because lenders are getting really picky with their loan guidelines.

The problem comes because of the scarcity of assets, one reason why high - yield credit spreads have been tightening even as short term funding rates have risen.

While those with higher credit scores can also apply, we don't recommend LendingPoint for these individuals because of the lender's high starting annual percentage rates (APRs).

Look for a card that offers 3 % gas rebates or higher, because that's what general credit cards typically provide for gas rewards.

He adds that roughly 60 percent of his Millennial clients choose FHA loan products, because they usually are first - time homebuyers with high debt loads and perhaps limited credit histories,

Because these gurus earn credits with every trade, they're thus motivated to place more successful trades which newbies copy and make high profits as well.

Because of one missed credit card payment of $ 15, for instance, the consumer might receive a higher mortgage rate and pay thousands more in interest over the life of a home loan.

That is because high LVR loans may be less likely to be added to a pool of securitised assets in order to ensure that the securitisation achieves a sufficiently high credit rating.

Because this feature is considered a higher risk, it's usually only available to borrowers with excellent credit and stable income.

Investors love to fund these loans because you are paying off higher interest credit cards.