Sentences with phrase «because homeowners»

Because the homeowners purchased another house first, theirs had to be sold in the summer and during nearby road construction, which limited the amount of drive - by traffic.

Each year 3,330 residential fires originate near extension cords, the Electrical Safety Foundation International says, often because homeowners are using them incorrectly.

Because homeowners aren't going to invest hundreds of thousands of dollars in a house, they're willing to sink tens of thousands of dollars into their current homes.

«Home price is the other part of that because homeowners feel they can or should (renovate) their homes,» she says.

Home equity loans are often problematic for seniors on fixed incomes because homeowners are obligated to make monthly payments that their cash flow prohibits.

Many families enjoy this streamlined construction process, especially because homeowners often have to choose between renting or living in the midst of a construction zone when renovating.

This is because homeowners must also pay property taxes, homeowner's insurance, utilities and maintenance expenses.

Because homeowners may leverage their home equity as a form of personal wealth and capital, they commonly desire to raise the equity in a home.

It wouldn't matter to them that the reason it sold for less is because the homeowners are on the edge of financial troubles and had to sell quickly by reducing the price in order to avoid disaster.

He noted that because homeowners must actually sell their properties in order to make a claim — and not allow them to go into foreclosure — ValueInsured is also protecting the mortgage industry.

Some analysts have been making the case that so - called mortgage - rate lock could become a significant friction in the residential real estate market as interest rates rise, because homeowners will be reluctant to sell their house and move up, because doing so would...

It may seem counterintuitive, but buying a house instead of a condominium can improve a buyer's DTI because homeowners association dues are included in a condo payment but not a house payment.

This is because homeowners insurance policies and other «multi-peril» policies (like business insurance, condo insurance, etc.) rarely include coverage for flood damage.

It provides similar liability and personal property coverage to the homeowners policy, except it doesn't cover the dwelling itself because the homeowners policy does.

This is because homeowners insurance policies will not cover any damages done to a home that is renter - occupied.

On the other hand, though, if you rent a room from someone who owns their home, you can and should get renters insurance because their homeowners policy only covers them, not you.

In some cases, it is because homeowners and renters mistakenly believe that they have coverage against this damage through their home or renters insurance policies.

And tenants need this coverage even if it is not mandated by law because a homeowners or landlords policy does not protect our belongings, nor does it safeguard us against liability concerns.

Because your homeowners insurance is personalized with a Trusted Choice agent, your rate will factor in your unique risks and be designed with enough limits to cover each risk.

Because homeowners insurance carries this protection, you may be able to claim your stolen items under this policy.

Even if you don't buy your homeowners insurance from the same company, you should get a discount of as much as 5 percent simply because homeowners tend to file fewer claims.

Because homeowners premiums can vary from city to city, the purpose of the study was to bring clarity to the true cost of owning a home in these places.

Insuring a second home can be tricky because homeowners are not on site regularly to monitor conditions.

Because your homeowners or renters liability coverage can protect you in the event you are responsible for bodily injury or property damages, some of the items you own may give your insurance company cause for concern.

Just because your homeowners insurance policy says it covers all perils doesn't mean your home is protected from natural disasters like floods, earthquakes and landslides.

Even a small, home - based business might need one or more commercial lines because homeowners insurance provides limited or no insurance for business activities.

Because your homeowners insurance is personalized, you should simply consider this rate as a baseline.

That's because homeowners and renters policies aren't designed to cover things like destroyed inventory, libel accusations or customer injuries.

If you're planning on renting out your single - family home (or a second home / investment property) on an ongoing basis, then you're likely a candidate for landlord insurance, says the III, because a homeowners policy typically won't protect you in this scenario.

Traditional homeowners insurance premiums are based primarily on the amount of coverage you buy for your home, but condo insurance doesn't include this coverage at all because your homeowners» association insures the main structure.

It is like homeowners insurance because homeowners protects both the home and provides liability protection as well.

Remember to read each quote carefully, because homeowners insurance online quotes vary wildly.

Because homeowners insurance and renters insurance are mainly meant to cover high - value items, such as your home, the deductibles — your out - of - pocket expenses towards a claim — on homeowners policies tend to be pretty high.

Because your homeowners insurance depends on unique factors like your home's location and age, it will vary from this rate.

Be sure to let any tenants know that they need their own renters insurance, because your homeowners personal property coverage will not apply to the property of non-family members.

Because the homeowners had given a mortgage to Computershare and that mortgage had not been legitimately discharged, they «did not own the interest in the property purported to be conveyed to CIBC and to Secure Capital.»

c) home owner will maintain themselves, which consists of annual wash to get any dust / droppings off d) doesn't require a discount rate because homeowners generally don't think about «payback» periods for renovations, new kitchens / bathrooms, holidays, new TVs, etc. and in this case they are hedging against future electricity prices by locking in their prices for 20 - 30 years.

Similarly, the total savings from a loan will likely be greater than from leases or PPAs, because homeowners benefit from free energy produced by their system after the loan is paid off.

This happens most often in cities that were severely affected by the housing crash, because homeowners in these areas will never see their property values reach the levels they were at in the past.

Homes get foreclosed upon because homeowners neglect their mortgage payments.

Saint Paul, Minnesota: Requests for adjustable mortgage loans dropped to near zero the past few years because of the general belief that adjustable loans are bad, and that recent high levels of foreclosures was because homeowners were doing fine with their loans until their adjustable loans reset to higher rates.

Currently, FHA's insurance fund is self - sustaining, meaning that it requires no appropriation of taxpayer dollars because homeowners pay for the product themselves.

A study by economists David Blanchflower and Andrew Oswald shows that countries that experience an increase in homeownership usually see an increase in unemployment rates within 5 years, because homeowners can't relocate for work.

Some experts believe that homeownership is actually a hindrance to the labor market because homeowners don't have the flexibility to move to pursue better economic opportunities.

It provides similar liability and personal property coverage to the homeowners policy, except it doesn't cover the dwelling itself because the homeowners policy does.

On the other hand, though, if you rent a room from someone who owns their home, you can and should get renters insurance because their homeowners policy only covers them, not you.

On a broader scale, some of the spike in foreclosures came about because homeowners were financially irresponsible, while others lost their jobs and could no longer pay their mortgages.

This is because homeowners pay approximately 65 % less mortgage interest over time with a 15 - year mortgage as compared to a 30 - year.

Some critics say these mortgages are dangerous because homeowners may be piling on excessive debt — in this example, with the minimum 5 % down payment, the mortgage principal would be $ 418,000 on a home currently worth less than that.

That's because homeowners in the Houston area generally have more equity in their homes compared to homeowners in Florida.