Sentences with phrase «because interest income»

«In many cases, you may be doubling your investment return, because interest income is otherwise taxed very punitively,» says Heath.

Do not invest in Tax - Free bonds just because the interest income is tax free.

Net interest income Because interest income and interest expense are two of the most important factors in determining taxable income, then the difference between the two — which creates net interest income (NII)-- should have a significant impact on Annaly and American Capital Agency's ability to payout their dividend.

I would pick emergency funds because interest income is taxed at marginal rates.

Not only did this encourage companies to increase dividends, it encouraged stock ownership because interest income from Treasuries and money market funds were still taxed as ordinary income.

Since disposable, discretionary income is low because interest income is low, causing overall demand and, consequently, employment, to be lowered, malls need to adapt.

Not exact matches

Over-valuation doesn't look so severe by this measure because a big component of mortgage payments — interest rates — is very low and incomes have continued to rise over the years.

Nor did it implode when interest rates started edging up (because income and job growth were picking up and supporting the housing market).

At first its higher interest rates had little impact because momentum in job and income gains were offsetting.

Management believes analysts and investors use Adjusted EBITDA as a supplemental measure to evaluate overall operating performance and facilitate comparisons with other wireless communications companies because it is indicative of T - Mobile's ongoing operating performance and trends by excluding the impact of interest expense from financing, non-cash depreciation and amortization from capital investments, non-cash stock - based compensation, network decommissioning costs as they are not indicative of T - Mobile's ongoing operating performance and certain other nonrecurring income and expenses.

As it turns out, people with higher income levels are more likely than those of modest means to opt for HSA - qualified health plans, because they are less concerned by the potential out - of - pocket medical costs and more interested in the tax savings, according to Fronstin at EBRI.

Other major advantages of this type of financing include putting dollars back on a company's bottom line because interest payments are tax - deductible, which lowers the company's taxable income.

And though the company hadn't reported an annual profit since its 2013 fiscal year because of interest payments, its operating income had risen 22 percent, to $ 460 million.

It is interesting that much of the growth in income of the top 1 % has come in the form of eageincome which is practically impossible to hide (because employers have reporting and withholding obligations in the tax system and, at least for large public companies, often have public disclosure obligations for their senior CEOs).

The total cost of borrowing can be significantly higher for borrowers who select the PAYE program because of interest accrual during periods when income and therefore monthly payments are low.

The initial interest rate on a floating - rate security may be lower than that of a fixed - rate security of the same maturity because investors expect to receive additional income due to future increases in the floating security's underlying reference rate.

First, substantial direct or indirect wealth transfers from the state sector to Chinese households will unleash a surge in household consumption as household income rises (and because the interest on bank deposits is an important source of income for most middle and lower middle class households, if the authorities reduce interest rates, as struggling borrowers are demanding, China actually moves in the wrong direction).

For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Program.

Insurers like structured VAs because these hybrid products require less capital to support than traditional VAs that come with lifetime income guarantees, which some insurance companies have found difficult to honor with interest rates still historically low.

I'm no longer interested in generating much more passive income because of my marginal tax rate, even though it has come down due to tax reform.

Higher - income taxpayers with mortgage interest, property tax, and other deductions in excess of such amounts would have no tax incentives to give to charity because charitable gifts would not add to their deductions.

Indeed, because the Trump proposal would redistribute after - tax income towards those most likely to save it, push up long - term interest rates because of debt pressures, increase uncertainty and the advantages of overseas production, it is as likely to retard growth as to accelerate it.

Many borrowers entering plans requiring monthly payments of only a percentage of their discretionary income could afford to pay a greater amount but chose not to because they don't understand just how much more in interest they pay.

For example, people with lower incomes are likely to be sensitive to interest rate changes because of the potential effects on their employment income and their debt - service costs.

They have to be because interest rates can only fall so much further and lower yields means less interest income.

That's because many of the benefits of bond ladders — such as an income plan and managing interest rate and credit risk — are based on the idea that you keep your bonds in your portfolio until they mature.

«Laddering bonds may be appealing because it may help you to manage interest rate risk, and to make ongoing reinvestment decisions over time, giving you the flexibility to invest in different credit and interest rate environments,» says Richard Carter, Fidelity vice president of fixed income products and services.

CD interest income is down to roughly $ 19,920 from $ 21,000 a year ago because I cashed out one CD and used the proceeds to pay down debt and buy another property.

Because we do not expect to earn revenue from our business operations during the current taxable year, and because our sole source of income currently is interest on bank accounts held by us, we believe we will likely be classified as a «passive foreign investment company,» or PFIC, for the current taxablBecause we do not expect to earn revenue from our business operations during the current taxable year, and because our sole source of income currently is interest on bank accounts held by us, we believe we will likely be classified as a «passive foreign investment company,» or PFIC, for the current taxablbecause our sole source of income currently is interest on bank accounts held by us, we believe we will likely be classified as a «passive foreign investment company,» or PFIC, for the current taxable year.

The Fund's income may decline when interest rates fall because most of the debt instruments held by the Fund will have floating or variable rates.

We don't want to have too much money in bonds in brokerage because the interests gets taxed as ordinary income.

Because interest rates have been coming down for the past 30 + years, generating low risk passive income is becoming that much harder every year.

So, if you're interested in collecting things and continuing to keep your home lovely at the same time, try turning the collections into passive income by selling some of the things you find (especially the ones that are being sold under their value, and you would know, because you are paying attention).

Dear Creatingapassiveincome, Interesting Post, The reason many people get attracted to MLM as an industry is because there exists a possibility of working for a few years and the generating an asset that creates passive income for the rest of life... or even generations.

Floating - rate securities The initial interest rate on a floating - rate security may be lower than that of a fixed - rate security of the same maturity because investors expect to receive additional income due to future increases in the floating security's underlying reference rate.

Credit card companies obviously prefer revolvers, because they receive no interest income from transactors.

However, as I recently increased my position in Royal Dutch Shell from 360 shares by 200 shares to 560 shares and because some of my interest - bearing positions are only due at the end of the year, my goal for 2017 to earn an average passive income of $ 200 per month still seems realistic to me.

In a seven page report released Friday, Beata Caranci says the need for financial literacy has never been higher because of record low interest rates and household debt growing faster than income, something the millennial population seems unprepared to deal with.

ARM products are less risky for mortgage lenders, because if interest rates rise during the term of the loan, the lender gets more interest income.

Because annuities promise guaranteed income, insurance protection and interest accumulation, they can and do act like a pension.

Unfortunately, this process had perverse effects, because it enabled cash - strapped consumers to take on more debt for a given level of income, because the interest costs were lower.

Because of American Water Works» interest - like dividends, shares compete directly with fixed - income securities for investor capital.

SunTrust's net interest income rose $ 5 million to $ 1.24 billion from a year ago while net interest margin rose to 3.25 percent from 3.19 percent because of loan growth and an additional day in the quarter.

But under the Employee Retirement Income Security Act, which sets minimum standards for defined benefit and defined contribution retirement plans, and the IRS code, which oversees IRAs, a fiduciary advisor would be prohibited from earning commissions on investments for those accounts because that would not be considered to be acting in the best interest of the client.

The House GOP letter is especially encouraging because it comes as Senator Marco Rubio has taken such a public interest in the issues of income mobility and increasing the returns to work at the lower end of the income distribution.

Furnival was once chairman of APA and chief economist for Cadbury, but Nash has insisted there is no conflict of interest because he «receives no income» from a «shareholding» in his wife's lobbying firm and the firm has promised not to lobby her or the health minister, Peter Dutton.

You should be interested in this tax rate too because often capital gains from selling shares can be as low as 15 % whilst personal income taxes can be as high as 50 %.

«We have long thought that state legislators should not have significant outside income because it creates potential conflicts of interest,» said Blair Horner, executive director of the New York Public Interest Research Group, a good government ainterest,» said Blair Horner, executive director of the New York Public Interest Research Group, a good government aInterest Research Group, a good government advocacy.

Some supported the proposal on equity and fairness grounds, since elites were already perceived to benefit disproportionately from the state's resources, through special - interest appropriations of oil wealth, and because it would bring a huge benefit to low - income Alaskans and those living at a subsistence level.

But these can happen in other ways, local entrepreneurs often devote personal income to local interests, because of the latent threat of local consumers and workers against them.