Sentences with phrase «because life insurance underwriters»

Because life insurance underwriters look at statistics when it comes to providing coverage for people with high risk medical conditions, knowing 25 % of deaths in the U.S. are caused by heart disease can make you feel hopeless when you're seeking life insurance.

Not exact matches

Affordable life insurance rates are simple to secure for a school teacher or office administrator, because those aren't risky to life insurance underwriters.

Also, because there are no medical tests for the insurance underwriters to review, a final expense life insurance policy can also often be approved much more quickly than a regular, medically underwritten policy would be.

Because there is no medical exam to contend with, someone whose health is not ideal will not need to worry about the life insurance underwriters closely examining their health and then denying them for coverage.

This is because, in the eyes of the life insurance underwriters, someone who is working to manage their good health is viewed much more positively than someone who lives a more sedentary lifestyle.

Because there are no lab results to negatively affect how the underwriters look at your future health, you can often get more coverage more quickly with the simplified life insurance plan.

At Rootfin we have helped dozens of our clients find the best life insurance rates with Mitral Valve Prolapse because we understand the concerns underwriters have and know which companies are giving the best offers.

They associate too much speeding with someone who enjoys living life a little on the wild / careless side and because speeding can cause accidents which can cause death, life insurance underwriters are going to penalize you by means of higher premiums if your driving record is mediocre at best.

Any agent worth their weight will know how to field underwrite (technically, a life insurance agent is called a field underwriter, because it's our true job) with the best of them.

An APS can slow down a life insurance application considerably because it may take your physician days to weeks to find the time to complete it, and it requires extra work on the part of the underwriter to go through it.

Because it requires less work from the underwriters, the MIB is actually a big reason life insurance rates are currently so affordable.

Because over 60 life insurance can tend to be more expensive — and the underwriters will typically be looking a bit more closely at your health on the application — it will be important to work with an agency or company that can help you through the process.

The reason that qualifying for life insurance with diabetes insipidus is often harder than it should be is actually because most underwriters don't even know about the disorder.

The main reason life insurance underwriters take caution with gestational diabetes is because it can increase a woman's likelihood of developing Type 2 diabetes later on in life.

Since obesity can lead to many life - threatening diseases, a life insurance underwriter may find you to be a higher risk because you are not getting regular check - ups and tests to monitor your health.

It's also going to be difficult to provide an accurate life insurance quote for someone who has been diagnosed with bigeminy or premature ventricular contraction simply because unless we know what the «root» cause of your bigeminy we simply won't know for sure how a life insurance underwriter will treat your life insurance application during the underwriting process.

Ipratropium Bromide or Atrovent is a prescription medication that is sure to «peak» an insurance underwriters interest when seeing it on a traditional term life insurance or whole life insurance application mainly because it is frequently used to help alleviate many of the symptoms associated with some pretty serious pre-existing medical conditions.

This is because the underwriters at life insurance companies will review the health condition of an applicant to ensure that the carrier is not taking on too much risk.

Although most prostate cancer patients believe they are unacceptable for standard life insurance rates, many have found that because of new treatments that have shown considerable success, life insurance underwriters are somewhat more liberal and are issuing policies with a standard rating.

The main reason why people with higher BMIs have higher premiums is because those who are heavy tend to have lower life expectancies, based on calculations from insurance underwriters.

This is because, most simplified issue life insurance policies, in addition to not requiring one to take a medical exam will often not request medical records from your primary doctor, which means that underwriters reviewing your simplified issue life insurance application will have less information to base their decision on.

Because the long - term care industry is somewhat still in its early stages compared to the life insurance industry, underwriters and actuaries have had to alter initial projections made in the last 20 - 30 years.

Because simplified issue life insurance policies, won't require you to take a medical exam, the insurance underwriters are going to have less information to base their decisions upon.

You can figure I would take off on a subject like this because of some recent interaction with a life insurance underwriter who obviously has a desk somewhere out in left field, but the truth is there is never any shortage of questions that are completely irrelevant to anything.

Because of all of the health risks associated with poorly controlled type 1 diabetes and type 2 diabetes, life insurance underwriters take a cautious approach.

What I hear from the best life insurance underwriters is that someone with bipolar who is compliant with their treatment and, because of that, is stable in their work and family life, is a risk that makes sense for them.

Because they don't know the underwriters and very often don't have the computer software or staff needed, they tend to be slower at providing life insurance quotes and getting insurance approved.