Sentences with phrase «because life insurers»

Term life policies are usually inexpensive when you're young because life insurers doubt you'll die within the duration of your policy.

So now some people are avoiding learning about potentially lethal problems because life insurers are turning them away.

The customer needs to be honest about their smoking habits because life insurers take smoking as a serious condition and are extremely tough if they later find any false declaration.

Not only will you save money on the cigarettes you no longer buy, but you'll also enjoy savings on your life insurance premiums because life insurers offer lower rates to non-smokers.

Check with the carrier in advance because some life insurers limit your options.

Not exact matches

AIG is our favorite insurer for guaranteed acceptance life insurance because their prices are competitive and they let you accelerate death benefits if you become ill.

That's because when you invest a lump sum with an insurer today, the insurance company guarantees you will receive a monthly income payment for the rest of your life.

Asset sensitive life insurers are faring badly in the face of good earnings, because with the fall in the equity markets, insurers might have lower asset based fees coming.

These inherited conditions may cause the life insurer to increase your premiums because there is a risk that you could also be diagnosed.

AIG is our favorite insurer for guaranteed acceptance life insurance because their prices are competitive and they let you accelerate death benefits if you become ill.

In this line of business, we assume from another insurer the obligation to pay up to a specified amount for losses they have already incurred — often for events that took place decades earlier — but that are yet to be paid (for example, because a worker hurt in 1980 will receive monthly payments for life).

Some observers suggested that life and personal property / casualty insurers might be bought by banks because of investment and product marketing synergies.

Aside from low interest rates, valuations are low at life insurers because of lack of certainty over reserves.

Because the peak was so short - lived, insurers held off on increasing annuity rates in March.

That's because insurers price their policies based on the risk you pose; the younger you are, the more likely you are to keep living — and keep paying your premiums.

Because life insurance products and companies differ, not all riders and endorsements presented here are offered under every life insurance policy contract or offered by every insurer.

That's because women, on average, live longer than men, and this makes them less risky to insurers.

Merely because a life insurance company has an economic interest in not selling insurance to someone who might harm the insured, does not mean that the insurable interest argument relies on the self - interest of the insurer.

Now, as an actuary, I had more asset knowledge than most, but seeing the variation made me say to myself that if actuaries are risk managers in life insurers, the syllabus for teaching actuaries is wrong, because it focuses on liabilities, not assets.

Also, in this era of my career, I had many other projects, because I was the investment risk manager for a rapidly growing life insurer.

EquiTrust Life Insurance Company is considered to be stable financially, and because of that, the company has earned the following ratings from the insurer rating agencies:

Guaranteed issue life insurance is sometimes referred to as a «last resort»; because the insurer really has no idea about what they're insuring, guaranteed policies are very expensive and the death benefits are usually less than what you'll get with other insurance types.

My concern with life insurers is different at present because I don't trust the reserving of secondary guarantees, which are promises made where the liability can not easily be calculated, and where the regulators are behind the curve.

The client was very conservative with capital, because they levered up more than most life insurers.

This is because we work with many of the top life insurers in the business.

Without question, ETFs that hold more life and financial insurers than P&C companies will see the biggest benefit from rising rates because the long - end of the curve is expected to rise faster than the short - end of the yield curve.

Because their mandate is to make insurance accessible to all lawyers regardless of market conditions, captive insurers must show leadership and foresight if they expect to live up to their commitment to protect lawyers and their clients throughout the insurance cycle.

22 The right under sections 1 and 3 to equal treatment with respect to services and to contract on equal terms, without discrimination because of age, sex, marital status, family status or disability, is not infringed where a contract of automobile, life, accident or sickness or disability insurance or a contract of group insurance between an insurer and an association or person other than an employer, or a life annuity, differentiates or makes a distinction, exclusion or preference on reasonable and bona fide grounds because of age, sex, marital status, family status or disability.

Some insurers have had to back down from rate increases because online shoppers received better term life insurance rates from competitors.

Because as independent agents, we have access to over 70 of the top rated life insurers in the industry.

In the second half of this Southern Farm Bureau Life Insurance Company review, we wish to assess the products on offer because this will decide whether or not the insurer is actually for you.

To finish this Southern Farm Bureau Life Insurance Company review, we can look at the life insurance riders on offer because the insurer excels in this aLife Insurance Company review, we can look at the life insurance riders on offer because the insurer excels in this alife insurance riders on offer because the insurer excels in this area.

But, because all life insurance carriers do not price their coverage in the same manner, it is important that you compare several insurers» policies and premium quotes before you move forward with a purchase.

Generally speaking, guaranteed issue life insurance will cost a bit more than some other traditional types of life insurance because of the increased risk factor taken on by the insurer.

Because of its healthy financial standing, as well as its positive policy payout reputation, Sagicor Life Insurance Company has been provided with high ratings from the insurer rating agencies.

Because of its strong financial footing, American General Life Insurance has earned high ratings from the insurer rating agencies.

Compare the life insurance policies and prices of competing insurers because every company prices their policies differently.

Our agents will find the right life insurer for your unique situation, because at the end of the day we work for you and not the insurance companies.

Insurers could offer more affordable term life insurance because their investments were doing well.

It is known for its financial strength and reliability — and because of that, the company has earned top ratings from the insurer rating agencies (including an A + from A.M. Best and a AA - from Standard & Poor's and from Fitch), as well as numerous accolades, such as the 2015 «Life Insurance Provider of the Year» via the Personal Touch Awards.

Ask your insurer for their list of discounts because you never know how the details about your life could save you money.

American General is different from most other life insurers because they provide you with the option to select a specific term!

It is especially important for mature drivers to shop and compare quotes if they live on fixed incomes because insurers can charge a wide range for their coverage.

Insurers pay out smaller amounts for simplified life policies because they are taking on more risk.

This, it said, is specifically recommended because not only does it leads people to live a healthy but also reduces the claim cost in the long run for health insurers.

Because of these staggering statistics, diabetics are considered a higher risk by life insurers, sometimes making it very challenging to find affordable life insurance coverage.

Because of the very complex underwriting guidelines life insurers use, you might think you will actually be given the rate you originally received.

Every life company has different underwriting criteria and there isn't a single hard and fast rule that says just because you've been turned down by one insurer that others will do the same.

Because life insurance products and companies differ, not all riders and endorsements presented here are offered under every life insurance policy contract or offered by every insurer.

This is because it gives a peace of mind that in case of any unfortunate event such as death and critical illness; the sum assured paid by the life insurer will be sufficient to meet future goals of the policyholder or family.