Sentences with phrase «because loan quality»

If they take on riskier loans, their RBC goes up even more rapidly, because loan quality is reflected (or, should be reflected) in RBC formulas prior to adjustment for bank size.

Not exact matches

This kind of transaction is often more cost - effective than a short - term loan, especially if the borrower has a low credit score because the loan depends on the credit quality of the borrower's customers, not the borrower's.

However, because we will always prioritise the quality of loans over deployment rates, the reality is that there will be some periods when this figure alters slightly.

The interviewer talked about Wilshere entrance for Granit Xhaka and how the difference in quality was so clear to witness and the English should go on loan because he so crap, he said «Wilshere will be essential for Arsenal this season» (and if quote!!).

OT: My wishes: — Wenger to stop playing Mert ahead of Gab... this is a must — Wenger being ruthless and stop being stubbornness «big wish» — Wenger to change his transfer policy «big wish as well» — Not count on very injury prone players (Wilshere, Walcott, Ox, Welbeck), take them only as a bounce because they would never stay fit... It is a dilemma because they are all quality home grown players, so I can not say «get rid of them all» — Give our smart attacking players (Sanchez, Cazorla, Ozil) what they need, a striker... that is a must — Strengthen the flank with another quality because all the sights now on Sanchez — Get rid of useless team players (Campbell, Flamini, yes they are useless) and replace them with better players (promote or buy good ones)-- Loan Chamber... 16M is too much to ruin

For me, Maitland - Niles seems like he needs to be sent out on loan or sold because he seems so far from the quality that is needed for a right back.

if you go back while Fans were begging the old fool to buy a DM and he did not because he had Flamini and Arteta, it was then when once again we were plagued with injuries that he had no where to go, he brought Le Coq back from loan, back then he did a decent job but was evident that he was not the answer nor the quality player you need to win the League, bench player at best in any team with aspirations.....

Just because he is better than alternatives right now but welbeck might work if he comes back stronger... And ozil behind them... Wenger's refusal to invest in a quality attacking option in summer will come back to haunt us but for sure iwobi will have to put out on loan at Xmas to a championship team as he doesn't have the basics down yet

It's the same every year even the commentator said Giroud has come on as a sub for the last 3 years that we've played Bayern at the Alllianz Arena that shows that nothing is changing, there are many players according to me who are not quality from back to front and the whole British core sucks Gibbs, OX, Wilshere, Walcott, Welbeck, Chambers yes some are on loan and that's because they suck!

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Mertsacker, Koscielny, chambers play too much and we rely on Bellerin because Wenger didn't sign enough quality defenders after we lost Sagna, Vermaelen, Jenkinson on loan.

We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising cost of higher ed; the increasing reliance on loans to pay for it; and changing policies from the Trump administration.

My higher LTV loans on quality properties were less of a problem because I could liquidate when needed.

This kind of language is not unfair because all of those grounds for loan denial are detectable in the loan origination process by a quality loan officer.

Because AnnieMac works through local branches across the U.S., your experience as a customer will be highly dependent on the quality of the loan officer you meet.

Because I'm risk averse, why not just invest solely on a purely high quality loan portfolio?

Another objection by investors to owning MBS was that lenders no longer had much incentive to scrutinize the quality of the loans they originated because they were selling them off immediately to someone else.

Because they held onto the loans they made, stringent underwriting guidelines were put in place to ensure quality loans were made.

Because of our large network of payday loan providers, you have a very high chance of getting a quality, competitive loan fast, without the wait or hassle of other services!

Just because you want to be matched with a quality direct lender does not mean you want to be bombarded with a ton of offers from multiple lenders, at home and at work, so we will provide you with a list of lenders that loan in your state, give you information about them and then you choose the one you want to work with.

Because a retail credit portfolio generally consists of a large number of relatively small - balance loans, evaluating the quality of the retail credit portfolio on a loan - by - loan basis is inefficient and burdensome for the institution being examined and for examiners.

Namely, that a reverse mortgage can be accessed from age 62 or older, when many retirees need access to additional funds to secure their quality of life, and that these home loans can eradicate the monthly payment of the original mortgage (because they are not paid until after you die), freeing up further cash flow.

Others adjust their hurdles up, because they want only a certain volume of loans to be made, and they want better quality loans at existing pricing.

It angered me, too, because as a student I know the cost of providing quality care is important, but then when you factor in the cost of running a business and in most younger veterinarian's cases, paying back loans, etc, and the bills get even higher.

The Sanford Team chose us as their lenders because of our consistency in delivering a quality loan product at competitive rates in a timely manner, and with an enthusiastic approach.

The scheme «works for maybe two months» because that is usually how long it takes for borrowers to realize they've been tricked, says Becky Walzak, a loan - quality assurance expert.