Many people are persuaded to apply for a new credit card
because of a balance transfer offer.
Not exact matches
The Chase Slate ® is one
of the top
balance transfer credit cards on the market right now
because of its fantastic intro
offer.
My first review was cut off before I finished.I got onboard with this
because of the great
transfer balance offer.
Because most cards usually require a small
balance fee — often around 3 percent — cardholders can take advantage
of an
offer like this and use the new purchase financing without having to pay the
balance transfer fee.
The Discover it ® 18 Month
Balance Transfer Offer is one of our top credit cards because of its generous window of 0 % for 18 months intro APR on balance tra
Balance Transfer Offer is one
of our top credit cards
because of its generous window
of 0 % for 18 months intro APR on
balance tra
balance transfers.
The Citi ® Diamond Preferred ® Card - 21 Month
Balance Transfer Offer is another popular Citi card because of its promotional offer and card bene
Offer is another popular Citi card
because of its promotional
offer and card bene
offer and card benefits.
So before making a
balance transfer make sure you are familiar with how much the penalty Apr. will be,
because if you will end up being late (it happens to the best
of us) not only will you be losing the intro 0 % Apr.
offer, but you may end up paying more interest now than what you were paying before you made the
balance transfer.
When you
transfer a
balance, it's usually
because the other card is
offering a lower interest rate for a certain period
of time.
Because of the stiff competition present in the credit card market, some companies
offer to give consumers money back when they agree to
transfer the
balances on their credit cards to them.
You might want to mention that you're considering
transferring your
balance to another card issuer
because of a 0 %
balance transfer offer, and see if they're willing to give you a deal to keep you as a customer.
That being said, if those are the cards with the lowest interest rates, perhaps
because you took advantage
of a low APR
balance -
transfer offer, the savings you'll achieve from paying off your highest - interest - rate debt first may be more important than improving your credit score.
However I didn't
because across the 3 cards, there is always a 0 %
balance transfer offer and I have made use
of them for emergencies.
The Barclaycard Ring MasterCard has been chosen in this case
because it
offers a robust 15 months
of 0 % interest on
balance transfers, and the regular APR is only 13.49 %.
Although not a rewards card, the Chase Slate is at the top
of many a list
of good
balance transfer cards, both
because of its extensive introductory 0 % APR
offer, but also
because it's one
of the few cards from major banks with no
balance transfer fee.
I picked the Bank
Of America card this time
because they
offer a good quality card service, and their 0 %
balance transfer offer is suitably long without being littered with catches or unfair terms.
«One reason why the
balance transfer offer emerged was
because the credit card market began to get pretty saturated and it became more difficult for some large issuers to maintain the kind
of growth they wanted,» says Nick Bourke, director
of the Safe Credit Cards Project at the Pew Charitable Trust.
Customers may also have opened a new card
because of a promotional
offer, such as a
balance transfer or bonus miles, but long term the card is not the best fit for their needs.