Sentences with phrase «because of additional credit»

In general, it's more difficult to get approved for a jumbo loan as compared to a loan backed by the FHFA because of additional credit score requirements and more stringent income calculations.

In general, it's more difficult to get approved for a jumbo loan as compared to a loan backed by the FHFA because of additional credit score requirements and more stringent income calculations.

Not exact matches

Because of the Durbin amendment, as of October 1, 2011, debit interchange is capped for transactions (21 cents, plus 5 basis points -LRB-.05 %), plus an additional penny for issuers that qualify for fraud) for debit cards issued by banks and credit unions with $ 10 billion in assets or more.

And, if there is something you feel requires additional information to describe an extenuating circumstance or otherwise provide context to something negative on your report, additions made to the Fair Credit Reporting Act in 1996 allow you to add a 100 - word statement to any of the reports that include an item you dispute but wasn't removed because it was verified by the creditor.

Because the restricted shares are accounted for as options, the Notes are not recorded in the accompanying consolidated balance sheets, the shares are excluded in the totals for common stock outstanding as of April 30, 2012 and 2013 and December 31, 2013, and compensation cost is recognized over the requisite service period with an offsetting credit to additional paid - in capital.

The Additional Child Tax Credit is designed for lower income individuals who were unable to take advantage of the full Child Tax Credit because they did not owe enough tax.

The investor should note that vehicles that invest in lower - rated debt securities (commonly referred to as junk bonds) involve additional risks because of the lower credit quality of the securities in the portfolio.

NOTE: High - yield bonds are subject to additional risks, such as increased risk of default and greater volatility, because of the lower credit quality of the issues.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

It's a fun little escape and I got ta give it additional credit because these aren't my cups of tea at all typically.

Over the life of the loan, the person with a lower credit score will pay an additional $ 720 because of the higher interest rate.

If you do not benefit from the full amount of the Child Tax Credit (because the credit is greater than the amount of income taxes you owe for the year), you may be eligible for the refundable Additional Child Tax CCredit (because the credit is greater than the amount of income taxes you owe for the year), you may be eligible for the refundable Additional Child Tax Ccredit is greater than the amount of income taxes you owe for the year), you may be eligible for the refundable Additional Child Tax CreditCredit.

Look for quality firms that can benefit from lower funding costs, and toss out firms where additional financing is needed, but won't be available because of high credit spreads, devalued collateral, etc..

When it comes to getting a personal loan, borrowers with low credit scores end up shouldering thousands of additional dollars of debt because they sign up in a pinch.

Approximately 24 % of consumers switch credit cards because of additional card benefits.

And, if there is something you feel requires additional information to describe an extenuating circumstance or otherwise provide context to something negative on your report, additions made to the Fair Credit Reporting Act in 1996 allow you to add a 100 - word statement to any of the reports that include an item you dispute but wasn't removed because it was verified by the creditor.

The unstructured responses included additional reasons, such as the parents being denied a PLUS loan because of an adverse credit history and and parents or student earning too much money.

That's because the national credit bureaus are beginning to count additional forms of payment as part of consumers» credit histories.

Because of the additional loan origination fee charged for the Federal PLUS loan, it could actually be cheaper in the long run to obtain a private student loan — depending on other factors, such as credit, income, and overall financial stability.

The TFSA could have been invested for 3 additional months (vs the RRSP) because of the delay in recovering the RRSP's Contribution Credit.

Just because you qualify for a mortgage doesn't mean your lender will approve an additional line of credit.

One additional tip for this section would be that if one of the credit reporting agencies is reporting negative information on a debt or a form of credit that is more than 7 years old, you can request that they remove that information because it should no longer be reported.

So if you have a lot of credit cards, you could be turned down for additional loans because it appears to the creditors that you are burdened with debt.

Nationwide Mortgage Loans offers Utah homeowners the opportunity to consolidate their credit card debts and earn additional tax incentives because in most cases, mortgage interest is deductible to 100 % of your homes» appraised value.

I have since gotten two additional rewards card to have more available credit and because I occasionally have issues making purchases at some online merchants with my first credit card due to security protocol with one of my cards.

While there are minimum credit requirements for every applicant, Anna says Upstart is able to get a better picture of each prospect because of the additional information her company reviews.

This is because lenders bake in a few additional factors, such as the uncertainty about a used car's reliability; and generally lower credit scores of used car buyers.

That means, instead of returning a check to the merchant because of insufficient funds, the credit union may pay your item which will save you additional charges from the merchant.

That means, instead of returning an item unpaid to the merchant because of insufficient funds, the credit union may pay your item, for the same fee, which will save you additional charges from the merchant.

High yield bonds are subject to additional risks, such as increased risk of default and greater volatility because of lower credit quality of the issues.

A few banks, though, will take additional information, besides a credit report, into account Institutions like those have come to realize that most credit scores have dropped because of the economy and not because that person was wreckless in their economic decisions.

If however, you are taking out the money to do a remodel to your kitchen a home equity line of credit may be a wiser choice because you never know what additional expenses may come to light.

Many Americans struggle to save money, build good credit, and make and manage their investments wisely, but veterans and active - duty personnel face additional financial challenges because of the unique demands placed on them by the military — including overseas deployments and frequent moves.

This is typically a consequence of having less than stellar credit: many things are more expensive because of the additional risks presented by a customer with poor or no credit.

However, if your Child Tax Credit is limited because it's greater than your tax liability, you may be able to claim the rest of it as the Additional Child Tax Credit.

Also, some of the credit - sensitive RMBS bonds rated less than AAA don't affect the convexity issue, but we might not want to buy them, because the additional yield per unit risk is not compelling.

If your balance exceeds the maximum limit of # 2,000,000, because you deposited additional funds or interest was credited, the funds will be returned to your nominated account.

High credit utilization is considered dangerous because it increases the risk of default and warns other lenders not to issue additional credit.

Unlike bigger corporate apartments, there are small - time landlords that do not perform credit checks because of the additional expenses and hassle for them.

Purchases paid for with a credit card can end up costing you a great deal more than paying in cash because of the additional charges that are added to the balance of the account by the credit card company.

Some might be uncomfortable linking their credit card with third parties, but I like these programs because they require a one - time setup and no additional linking of offers.

That figure also doesn't consider any additional impulsive spending you did because you were paying with a credit card instead of cash.

The renewable energy industry is clamoring for the additional push because in spite of the new tax credits, some renewable sources, especially solar, still cost more than conventional sources of electricity like coal or natural gas.

Users that create Letter to Cancel a Credit Card because of Poor Terms sometimes need additional documents.

Most firms that place a premium on revenue from partners» personal production find that partners tend to hold their client relationships too close to their vests; they frequently hoard client work rather than spread it around to other partners — because the former wants to receive full credit; partners perform work that could be performed by associates because the former wants to receive full credit; partners do billable work when their higher and better use for the law firm is to generate additional business from existing and potential clients; and lawyers may perform work outside of their principle areas of expertise that others in the firm could perform more effectively and efficiently.

That's because an IUL policy offers the potential to credit interest based in part on the upward movement of a stock market index.1 QoL Max Accumulator + also includes built - in accelerated benefit riders in the event of a qualifying chronic, critical or terminal illness, plus an optional rider for additional resources for qualifying chronic illness.

Because he paid it off in full every month for twelve months, by the end of the year he found himself with a higher credit score and higher credit limit without having to open any other credit cards or lines of credit or provide any additional deposits.

Involuntary unemployment credit insurance does not cover any additional charges that are made once the credit card holder has become unemployed simply because at this juncture the consumer knows of his circumstances and should act responsibly.

The mortgage was only $ 300,000 (in Los Angeles that's considered cheap, since the median house sales price is now around $ 700,000), but I decided on a $ 500,000 term life insurance policy because I had additional debts like student loans and credit cards that I wanted to make sure would be taken care of.

Adjustments that require additional funds from the consumer pursuant to the real estate purchase and sale contract, such as for additional personal property that will be disclosed on the Closing Disclosure under § 1026.38 (j)(1)(iii) or adjustments that will be disclosed on the Closing Disclosure under § 1026.38 (j)(1)(v) can be included in the amount disclosed under § 1026.37 (h)(1)(vii), and because the amount disclosed is a sum of adjustments and other credits, such amount would reduce the total amount disclosed.