Sentences with phrase «because of adverse selection»

While this does carry a larger annual cost than the original term coverage (because of adverse selection) it does give the owner the valuable ability to prolong the coverage.

Not exact matches

Soon after Darwin published his theory of evolution, Lawson Tait, a surgeon, wrote that the law of natural selection does not apply to people because medicine keeps adverse traits in the gene pool.

Background: adverse selection and asymmetric information These policies aren't a great deal because of the effects...

This type of behavior where a disproportionate amount of high risk individuals seek insurance because they need it the most is known as adverse selection, and is combated by insurance companies as much as possible.