Sentences with phrase «because of an adverse health condition»

This could be because of an adverse health condition.

Not exact matches

Because these health conditions can have similar or overlapping symptoms, testing is the only way to know for certain which type of adverse response is occurring.

Because of its long lasting nature, a whole life insurance policy holder will never find himself or herself without a life insurance plan — regardless of how long they need the coverage or any adverse health conditions that they may acquire over time.

This means that there is no need to provide a blood and urine sample — and because of this, there are many applicants who, even with adverse health conditions, can likely qualify for this coverage.

For instance, many burial insurance policies do not require an applicant to take a medical examination as a part of the approval process — and because of this, those who may have an adverse health condition may still be able to qualify (even if they have been turned down for medically underwritten life insurance in the past).

Because this coverage is whole life, once an individual has been approved, the amount of coverage can not go down, and the premium can not be raised — even as the insured advances in age, or if they contract an adverse health condition.

Oftentimes, because the applicants for burial insurance are older — and therefore, are also more prone to adverse health conditions — these policies will trade off the lower amount of death benefit with the ability to qualify for coverage without taking a medical exam.

Because this is a whole life insurance policy, the amount of the premium that is due is also locked in, not to increase — even as the insured gets older, and / or whether or not they contract an adverse health condition.

However, depending on the health issue, the coverage may be modified or a particular condition excluded from coverage, or an extra premium may be charged because of adverse health history

Because of this, those who have certain types of adverse health conditions may be denied for the life insurance that they need.

However, the coverage may be modified or a particular condition excluded from coverage, or an extra premium may be charged because of adverse health history.

Therefore, because the applicants for these types of policies are oftentimes those who have adverse health conditions — and could pose the risk of claim to the insurer — the premiums are typically much higher than those of a comparable traditionally underwritten policy.