Sentences with phrase «because of group insurance»

Not exact matches

Profits at Massachusetts Mutual Life Insurance surged compared to 2013, when it lost $ 113 in part because of the acquisition of The Hartford Retirement Plans Group for $ 400 million.

The dividend of 17.5 cents a share was just under consensus and only rose 3 per cent because of the dilution from a $ 500 million placement to Japan's MS&AD Insurance Group, which owns Challenger's Japanese distributor Mitsui Sumitomo Primary Life Insurance Company.

Life insurance is applicable to individuals and families in a wide range of financial situations because it refers to a group of several different products, each of which can be customized with riders (basically, add - ons to the policy).

While many religious groups were provided an extension of one year to adhere to the mandate, Wheaton said because of technical reasons with their insurance provider they were ineligible for that extension.

I don't think I would put them to the average layperson in a small group setting, but to a pastor or deacon, a question or two at a time... for the record, I am a high school grad, have had three jobs in my entire life (church custodian, newspaper pasteup [pre-computer pagination], and grocery deli clerk), am on SSDI for complications of Marfan's Syndrome, and a Medicare beneficiary, no secondary insurance because I am about $ 20 over the income limit for Medicaid.

The last 10 years of my career I had to pass up several great jobs because I needed one where they would let me into their group plan (on my dime) since I was rejected by private insurance because of age and a non-serious previous condition.

No, momoya, it's about out of control insurance costs going ever higher because more and more is mandated to be covered, it's about tax exempt groups being in effect taxed via mandates and indeed mandated to pay things that go directly contrary to their philosophy, it's about disingenuous mumblers on the left talking incoherently about people being «forced» not to use contraception when (a) no one is forcing them to affiliate with the organization balking at the mandate, (b) no one is preventing them from buying contraception on their own dime and (c) no one is preventing them from buying their own health insurance plans, something MANY will have to do when Obamacare kicks in for real.

A multi-billion dollar plan to build a new rail tunnel under the Hudson River could be even more expensive because of the Scaffold Law — a 19th century liability law critics say drives up liability insurance costs, a group looking to repeal the law warned.

The New York Insurance Association, a trade group that represents property and casualty insurance industry, opposed Cahill's bill because it would «needlessly increase mandatory minimum limits of liability and fails to preserve the legal distinction between using a vehicle for personal uses and for ride - sharing services, which will result in greatly increased costs for all New York auto insurance consumerInsurance Association, a trade group that represents property and casualty insurance industry, opposed Cahill's bill because it would «needlessly increase mandatory minimum limits of liability and fails to preserve the legal distinction between using a vehicle for personal uses and for ride - sharing services, which will result in greatly increased costs for all New York auto insurance consumerinsurance industry, opposed Cahill's bill because it would «needlessly increase mandatory minimum limits of liability and fails to preserve the legal distinction between using a vehicle for personal uses and for ride - sharing services, which will result in greatly increased costs for all New York auto insurance consumerinsurance consumers.»

The research group plans next to study other aspects of severe thunderstorms such as hail, which causes less intense damage but is important for business (especially insurance and reinsurance) because it affects larger areas and is responsible for substantial losses every year.

«For the older group, the ACA made health insurance much more affordable, because the law limits insurers from charging older adults no more than triple the cost for the same health insurance plans as younger adults,» said Vivian Ho, the chair in health economics at the Baker Institute and director of the institute's Center for Health and Biosciences, a professor of economics at Rice and a professor of medicine at Baylor College of Medicine.

The voluntary program was offered to workers, free of charge, at four of the five plants; the fifth did not participate because it used a different health insurance plan, providing a control group for the study.

«In states like North Carolina that didn't expand Medicaid, there is a large group of people who can get insurance on the federal exchange but can not get subsidies because the law assumed they would be covered by Medicaid,» said Dusetzina, who is also a member of Lineberger Comprehensive Cancer Center.

Research by an affiliate of the insurance group, the Highway Loss Data Institute, estimates that overall chances of being injured in a crash are 25 percent lower in hybrids because their large batteries make them heavier than similar gasoline - powered cars.

Group life insurance is good for many people because it «groups» people of varying health together allowing people with higher risk health to get relatively inexpensive life insurance.

Because most employer - sponsored life insurance policies are only valid as long as you are employed there, it is a good idea to look into purchasing an individual life insurance policy outside of your group plan.

I didn't opt for term insurance till date because I am entitled to a group term insurance of 40 lacs through my employer.

Lincoln Financial Group is one of our favorite life insurance companies to work with, not only because they are cost effective, but they have extremely strong permanent life products.

Group dental insurance also often costs less because the employer may pick up a fraction of the cost.

Generali Global Assistance travel insurance plans are great for family travel because they can provide coverage for up to 10 travelers on one plan and concierge services are included that can help find appropriate activities for your group and make reservations ahead of time.

So, while just about the only group likely to make a case for the historical benefits of fossil fuels is the oil industry — who can not be trusted because they are the fossil fuel industry — the press and politicians are more than happy to swallow the GHF report despite the fact that much of the crucial data on which its 300,000 figure is based is provided by insurance giants Munich Re, when risk insurers have as much interest in generating fear of climate change as Exxon has in generating doubt.

This is because group capital equivalence only matters if a European (re) insurance group has a third - country subsidiary; and the group calculates its group capital position using deduction and aggregation techniques, instead of consolidated accounting.

We will keep you updated on new developments because the implementation of a single - payer, universal prescription drug plan for Canada will impact the costs or offerings for an employer provided group insurance benefit plan.

If you are an injured worker and you find yourself unable to perform the duties of your previous job because of your injuries, a personal injury lawyer from The Pelham Law Group can assist you in filing a claim for Social Security Disability insurance.

22 The right under sections 1 and 3 to equal treatment with respect to services and to contract on equal terms, without discrimination because of age, sex, marital status, family status or disability, is not infringed where a contract of automobile, life, accident or sickness or disability insurance or a contract of group insurance between an insurer and an association or person other than an employer, or a life annuity, differentiates or makes a distinction, exclusion or preference on reasonable and bona fide grounds because of age, sex, marital status, family status or disability.

(2) The right under section 5 to equal treatment with respect to employment without discrimination because of sex, marital status or family status is not infringed by an employee superannuation or pension plan or fund or a contract of group insurance between an insurer and an employer that complies with the Employment Standards Act, 2000 and the regulations thereunder.

(2.1) The right under section 5 to equal treatment with respect to employment without discrimination because of age is not infringed by an employee benefit, pension, superannuation or group insurance plan or fund that complies with the Employment Standards Act, 2000 and the regulations thereunder.

In addition, group health plans that provide health benefits only through an insurance contract and do not create, maintain, or receive protected health information (except for summary information described below or information that merely states whether an individual is enrolled in or has been disenrolled from the plan) do not have to meet the notice requirements of § 164.520 or the administrative requirements of § 164.530, except for the documentation requirement in § 164.530 (j), because these requirements are satisfied by the issuer or HMO that is providing benefits under the group health plan.

Insurance companies will make money on these policies more often than not because they use the actuarial tables to tell them the odds of death and write the policies over a large group of people.

Minnesota Life Insurance Company isn't listed with the BBB because it falls under the Securian Financial Group, and this company has an A + rating which is top of the line.

With their involvement in CNO Financial Group, Washington National doesn't actually get a rating of its own so this is important to remember because the four insurance providers all rely upon the rating of this gGroup, Washington National doesn't actually get a rating of its own so this is important to remember because the four insurance providers all rely upon the rating of this groupgroup.

This is a progression that has been made over the years, but it is also because they are part of a larger life insurance group that also sells other policies.

The biggest reason 64 % of consumers with some or no life insurance don't purchase more is because they think it costs too much, according to industry research group LIMRA.

Because AARP is an interest group, you'll have to be a member if you want to purchase any of their life insurance plans (which are offered by New York Life Insurance insurance plans (which are offered by New York Life Insurance Insurance Company).

A 2015 survey by insurance and financial services industry research group LIMRA and the nonprofit insurance group Life Happens found that 65 % of respondents said they didn't buy life insurance because they thought it was too expensive.

The premiums, which are based on age and the amount of insurance purchased, may be less expensive than individual life insurance premiums because of an employee group discount.

The most common group is seniors that no longer have a need for a large life insurance plan because of the stage of life that they are in.

Often, group health insurance rates much are more expensive (because of lower deductibles on major claims) than personal health care coverage.

However, I went on to explain that The Murray Group makes the process of transitioning insurance carriers effortless and seamless and that she should no longer worry about her insurance because she had an Independent Insurance Agent in heinsurance carriers effortless and seamless and that she should no longer worry about her insurance because she had an Independent Insurance Agent in heinsurance because she had an Independent Insurance Agent in heInsurance Agent in her corner.

Because UnitedHealthOne, or Golden Rule, as you please, is not the same kind of plan that you get on the group side because of the fact that they are often not domiciled in the states (including Arizona) that they are providing health insBecause UnitedHealthOne, or Golden Rule, as you please, is not the same kind of plan that you get on the group side because of the fact that they are often not domiciled in the states (including Arizona) that they are providing health insbecause of the fact that they are often not domiciled in the states (including Arizona) that they are providing health insurance.

If you have group health insurance available, you should take advantage of it because the cost will be far cheaper and the pool reduces the risk.

A lot of car and vehicle owners find this type of deal quite appealing because of the valuable discounts auto insurance companies offer to groups and organizations.

Drivers under the age of 25 Drivers who are under the age of 25 have the highest premium rates because auto insurance companies believe that these group have a higher risk of committing traffic violations which will make them more prone to accidents and car damages.

If you are declining enrollment for yourself or your dependents (including your spouse) because of other health insurance or group health plan coverage, you may be able to enroll yourself and your dependents in this plan if you or your dependents lose eligibility for that other coverage (or if the employer stops contributing towards your or your dependents» other coverage).

Because of this, insurance companies lump young drivers into the group of drivers that pays the most for auto insurance.

This Oriental Insurance policy provides compensation if one of the persons in the insured group sustains injuries, solely and directly because of an accident caused due to a visible act of violence and results in death, or temporary or permanent disablement.

Because of this, they see the highest car insurance rates out of any gender and age group.

But it's one of the most common occupation classes that shops for long - term disability insurance because, as a whole, there's a potential for high income and no options for group coverage.

Claiming process is never this easy, all because of good follow ups and on time service given by the staff group of the insurance company.

As mentioned, consultants benefit from disability insurance because unlike the salaried workers of a company, they don't have access to any group insurance plans.