Sentences with phrase «because of the no medical exam»

This means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health issues will still be able to qualify for coverage, such as with a guaranteed issue life insurance policy.
More than anything else the reason we offer American National Life Insurance it's because of their no medical exam process, stellar reputation and ease to do business with.
Because of this medical exam, the insurance company will be able to determine whether or not you have various health issues — some that can make you a higher risk to the insurance company if they accept your application for insurance protection.

Not exact matches

This can be especially useful for young women with dense breasts, says Janet Wolter, MD, a medical oncologist and the Brian Piccolo chair of Breast Cancer Research at Rush University Medical Center in Chicago, because their home breast self - exams (BSEs) are trickier to intmedical oncologist and the Brian Piccolo chair of Breast Cancer Research at Rush University Medical Center in Chicago, because their home breast self - exams (BSEs) are trickier to intMedical Center in Chicago, because their home breast self - exams (BSEs) are trickier to interpret.
In addition, you can find lower prices with other insurers for significantly higher levels of coverage because Colonial Penn has a limited underwriting process with no medical exam.
For example, because there are no medical exams to review, this type of coverage can often be approved and issued in a much shorter period of time — in some cases, even within just days, or sooner.
Because of their continued outstanding ratings, we think that Transamerica should always be on the list of first places to look for a no medical exam life insurance policy.
Because no medical exam insurance is a unique type of coverage, it's important that you make the best option for your insurance needs.
Senior wellness exams are recommended semi-annually for aging dogs because they help our veterinarians detect, diagnose and treat any medical conditions before they progress into serious problems and negatively affect your dog's quality of life.
Senior wellness exams are recommended semi-annually for aging cats because they help our veterinarians detect, diagnose, and treat any medical conditions before they progress into serious problems and negatively affect your cat's quality of life.
Senior wellness exams are recommended semi-annually for aging cats because they help our veterinarians detect, and treat any medical conditions before they progress into serious problems and negatively affect your cat's quality of life.
Because of this, any time a dog is acting aggressive, it's not a bad idea to have a thorough vet exam so to rule out pain or any medical conditions.
Because you are not submitting to an exam and providing your medical records, an insurance company is only willing to take on a certain amount of risk.
Because there is no medical exam, the premium that is charged on these types of life insurance policies is typically higher than those that are medically underwritten.
Some clients will even get two policies from different carriers if they need more than 500k of life insurance because you can't beat the benefit of securing term life insurance online rapidly with no medical exam.
Because of that, many people who do not qualify for traditional life insurance due to age or health related issues may still qualify for a no medical exam insurance policy.
Some people avoid getting term life insurance because of the dreaded medical exam.
And, because of that, they have avoided applying for life insurance coverage due to the medical exam that is required.
Because of its simplified issue status, there is no medical exam to contend with.
There are some people that think that because a company doesn't require a medical exam as a part of the underwriting process that they will be able to get approved easier if they have a know preexisting condition.
The reason it takes quite a while is because often times if a company want to you to complete a medical exam, they will also want to obtain your medical records as well as a part of the underwriting process.
Therefore, you can't use the tired excuse that you are too busy to take an exam because there are plenty of cheap no medical life insurance companies available.
Because some forms of life insurance use medical underwriting and exams to determine rates, someone in poor health or old age may find that guaranteed issue or simplified issue life insurance offers more affordability.
Because you won't have to wait to schedule the medical exam or for the insurance company to review the results, you can get life insurance in a matter of days, or even hours with some companies.
Because it's simplified issue, there are no medical or physical exams as part of the application.
MyTerm is one of the popular options from Prudential because it's one of the quickest and it doesn't require a medical exam to be approved.
No medical exam life insurance helps speed up the process by a few weeks because it skips the medical exam portion of the underwriting process.
As mentioned above a no exam policy should be considered primarily because of the convenience factor, the speed of completing the underwriting process faster, and to avoid any surprises from your labs from your medical exam particularly if you haven't been to the doctor in a while.
Guaranteed Acceptance Life also known as Guaranteed Issued Life is the easiest type of life insurance to qualify for because there is no medical exam.
For example, because many people who purchase no medical exam life insurance are over age 50, it is likely that these applicants are riskier to a life insurance company — and because of that, the premium that is charged for no medical exam coverage is typically more than that of a comparable medically underwritten plan.
Because these plans don't have an exam, anyone can purchase one of them, regardless of your health or medical records.
Oftentimes, because the applicants for burial insurance are older — and therefore, are also more prone to adverse health conditions — these policies will trade off the lower amount of death benefit with the ability to qualify for coverage without taking a medical exam.
rated company and they are definitely one of the best no medical exam companies on the market because ANICO makes getting life insurance so quick and easy!
In the past, I was opposed to recommending life insurance with no medical exam because it used to cost 30 % more than if you took an exam.But as the price of no exam life insurance has dropped dramatically, and because it's so quick & easy to buy... My opinion has changed.Today: There are still some pros and -LSB-...] Read More
Because there are no medical exams to review with most burial insurance policies, these may also be a good option for someone who is in need of life insurance quickly.
Because we are independent we are currently able to offer deals from all of the top rated no medical exam life insurance companies, these include: Fidelity Life Insurance, HSBC Household Life, Assurity Life, United Home Life, Foresters and RNA.
Because most SBA loans won't allow the borrower to receive their money until there is life insurance in place, this is a perfect example of where no medical exam life insurance cover is a perfect choice as once it is in place it will ensure that you receive the funds.
Many life insurance agencies actually push the idea of term life insurance which does not involve a medical exam because it is more convenient for the client and obviously, ultimately, more convenient for the agency.
Some insurance companies use medical and personal histories instead of a medical exam anyway because of the ease of obtaining these data anyway.
Because of the size of the plan, the medical exam is going to be more intense than it would be with a smaller life insurance policy.
Whether it's because it adds time to the process or they just don't like the idea of a blood & urine test, the medical exam can be the biggest hurdle in getting life insurance coverage.
Because some life insurance plans require a medical exam when applying for coverage, this article explains what to expect on the day of your...
If an underwriter decides it's necessary to take a closer look at your health, either because of something you disclosed on the application or because of the results of your paramedical exam, then he or she will request a written summary of your medical history from your doctor or hospital.
That's because, as you'll recall, you get to skip the medical exam that's a key part of term life underwriting.
Because no questions are asked and no medical exam is necessary, this form of insurance is popular with seniors with medical issues.
Because of their continued outstanding ratings, we think that Transamerica should always be on the list of first places to look for a no medical exam life insurance policy.
The healthy people get significantly overcharged but still take the rate because of the convenience - there is no medical exam and the payments come directly out of paychecks
With this type of coverage, you can apply online and be approved the same day because there is no medical exam, no health questionnaire and no waiting periods.
These plans are a great option for anyone that's been declined for life insurance because of their tobacco usage and health, but there are some significant drawbacks of these plans versus a traditional plan that requires a medical exam.
One of the most common reasons people prefer no exam insurance is because a pre-existing medical condition is keeping them from a traditional policy.
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