Sentences with phrase «because of their credit history»

If you have been denied something because of your credit history, you will have to find alternative means of financing for your cause or intentions.

For several years, credit bureaus have been required to make your credit report available for free whenever a business denied your application because of your credit history.

Have you been rejected for a military home loan recently because of your credit history?

Contradictory to common bank loans, and other types of collateralized loans, as a loan lender, we do not discriminate the application of any of our borrowers because of their credit history, occupation, and / or income level.

Additionally, government employers can not discriminate against employees because of their credit history.

If you're having trouble renting because of your credit history, here are a few options.

UK Credit agencies: These may be good to know if you are having trouble getting a loan because of your credit history.

Not only that, but Parent PLUS loan borrowers may have a higher chance of getting approved because of their credit history and employment status, which could mean thousands of dollars in savings.

Regarding potential applicants, we have no data on who may be deterred from even applying for a job because of credit history.

Unfortunately, they wouldn't approve me for a simple savings account last summer because of my credit history.

Because of your credit history, or lack thereof, you will end up paying for in the long run.

For instance, a friend of mine was denied propane (for a house) because of his credit history.

«It didn't matter — I was pegged a risk because of my credit history,» he says.

It could be that your Citi card has a low credit limit because of your credit history, but this doesn't have to hold you back.

Bethke says that the First Premier bank card is designed to help consumers who have trouble obtaining a card because of their credit history.

How you can improve the score If you're denied insurance coverage because of your credit history, the federal Fair Credit Reporting Act allows you to order a free copy of your credit report from the bureau used by the auto insurance company who denied you.

Instead, you will see commercials claiming responsible drivers save money — even though a driver with a clean record can pay more than a driver with an accident or violation because of credit history.

Not exact matches

That's because without a credit history, banks don't know what kind of borrower you'll be in the future.

Your credit report information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies.

For consumers with no record of credit accounts, there's a Catch - 22: They don't have a FICO score because they don't have a credit history — and they may have trouble building a credit history without a FICO score.

Because of this, the FICO scores of consumers who have opened too many new credit accounts could dip, especially if these consumers have a short credit history.

The main difference between the Graduate and Professional Student PLUS Loan («Grad PLUS») and the Parent PLUS Loan is that graduate and professional students who are denied a PLUS loan because of an adverse credit history will not be eligible for increased Stafford Loan limits.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies.

He adds that roughly 60 percent of his Millennial clients choose FHA loan products, because they usually are first - time homebuyers with high debt loads and perhaps limited credit histories,

It's easy to feel defeated when banks and other downtown lenders reject your application outright because of a poor credit history.

Even larger, more established security companies can have problems securing financing because of an owner's poor credit history or not having sufficient assets to satisfy demands for collateral.

But because most small businesses don't have much of a business credit history to speak of, the owner's personal credit is the most reliable insight a lender can get into how the business will handle its debts.

That's because private student loan offers are based on your creditworthiness, and most college students are too young to have much of a credit history.

And most importantly, you not only are credited for an upgrade by a member on History Passions, you are credited for the upgrade if it happens on any of the 260 + sites in Passions Network because our program is... a «Network Wide Upgrade»!

And as a person who's normally enthralled solely by history and science fiction, this Crash reminiscent film is due credit, because it's not only an eye - opening depiction of modern «ailments,» but an admirably acted film that puts other think - pieces to shame.

If you have no cap, you could, in theory, preside over the greatest federalization of education finance in the history of the United States, because the federal government would be the one taking in less revenue as a result of offering these tax credits.

Because you are financing a much smaller percentage of the total vehicle price, applicants with no credit history or an adverse credit history find leasing the better alternative.

That's because a major aspect of your credit score makeup comes from the length of your overall credit history.

This is because it will decrease the overall length of your credit history, which has a negative impact on your credit score.

One of my favorite tools is Self Lender because I'm able to build credit history while saving for a future investment.

Experian, Equifax and Dun & Bradstreet all heavily weigh your business's payment history, and because FICO pulls business credit scores from these bureaus, payment and trade history with suppliers and vendors will be an important part of your business's FICO SBSS score.

Often, this is because first - time buyers have only a short history of managing credit, and payment history is the largest component of a person's credit score.

This is because instead of your credit history serving as proof that you will pay back the money, your car's value is.

A mortgage - seeker who has a credit report like the one described above would ordinarily have been turned down by lenders, because the potential borrower's credit history shows that this person has a tendency of being delinquent in paying his bills.

However, you don't have to be a victim of your credit history when you apply for a mortgage because of something called a subprime loan.

Getting better terms with your refinance home loan can be due to the fact that market conditions have improved since you obtained your previous loan, because of a recuperation of your credit score and history compared to the time when you requested the loan or also due to a combination of these two factors.

Because Scottsdale hard money loans are based on the equity of the property, those struggling with poor credit history can take advantage of easy approval terms.

That's because payment history is a big part of your credit score.

If your price is different, it's because of coverage, previous loss history, or other factors that have nothing to do with how you use credit.

Because of the added risk that the lender takes out when granting credit to you regardless of your payment history, you can expect to pay a tad more interest than a traditional borrower with good credit who is not seen as a credit risk to the lender.

Length of credit history - 15 percent Length of credit history is a factor because if you just recently opened up a card or took out a car loan, not enough time has passed to show a consistent record of managing your accounts responsibly, says Bossler.

Even folks with good credit histories keep their fingers crossed when applying for various types of home loans because of the tight qualifications.

This is because you probable have no credit history of how you paid on credit.

This is because 35 percent of our credit score is derived from payment history.