Sentences with phrase «because of your good credit history»

If you have a credit card with a high interest rate but you're in good standing, they may agree to reduce the rate because of your good credit history with them.

Not exact matches

Because you are financing a much smaller percentage of the total vehicle price, applicants with no credit history or an adverse credit history find leasing the better alternative.

Getting better terms with your refinance home loan can be due to the fact that market conditions have improved since you obtained your previous loan, because of a recuperation of your credit score and history compared to the time when you requested the loan or also due to a combination of these two factors.

Because of the added risk that the lender takes out when granting credit to you regardless of your payment history, you can expect to pay a tad more interest than a traditional borrower with good credit who is not seen as a credit risk to the lender.

Even folks with good credit histories keep their fingers crossed when applying for various types of home loans because of the tight qualifications.

I received a prequalified mail was really surprised because my credit score wasn't good enough and only 9 months of credit history.

Some people with an unblemished credit history and therefore a good credit score apply for such loans at times because of an unexpected bill.

But because you didn't have a better understanding of credit history back then, you missed some payments, putting your credit standing in the red.

Because of a spotty payment record, not having enough credit history, or a low income - to - expense ratio, those customers aren't eligible for the low - interest rates landed by those with better credit ratings.

Credit cards are beneficial to have on credit reports because over time, they show a history of how well you manage cCredit cards are beneficial to have on credit reports because over time, they show a history of how well you manage ccredit reports because over time, they show a history of how well you manage creditcredit.

Most of the time, hiring the services of a professional consultant turns out to be less expensive because they can make sure that you get the best terms on your home loan even if you have a bad credit history to start with.

Our credit repair plans are based on quick response and not to stick you for ever with monthly payments like others credit repair companies do, if you step forward to rebuild your credit history, it's because you have something in mind that required a good credit standing; in order to achieve your goals, and not because those companies want to take advantage of your credit situation.

One of the primary reasons that federal student loans are a good option is because the federal government doesn't check the credit history of applicants for student loans.

Because lenders consider your cosigner's creditworthiness and information when making a loan decision, you'll want a cosigner who has good to excellent credit history, several years or more of credit history, stable income, good employment history and a low debt - to - income ratio.

The earlier you establish a credit history, the better, because the age of your accounts is another factor in your credit score.

The only issue is getting approved because it requires good credit history, which is barrier number one to a majority of people.

Being new to this country and having wasted a few inquiries just because of «Insufficient Credit History» I wish there was a tool that would tell us the minimum history required for cards or even better if we were we would be apHistory» I wish there was a tool that would tell us the minimum history required for cards or even better if we were we would be aphistory required for cards or even better if we were we would be approved.

This move requires good credit history because lenders are not going to trust a borrower with a bad history of making debt payments.

It just means the banks think you're likely to pay on time because you have a good history of doing so and aren't over using the credit you have.

He said that because I have no credit history, and this is my first billing cycle ever, it would be a good idea to let the balance carry over and then pay it off at the beginning of the next billing cycle.

As you know; removing negative student loan account from your credit history increase your credit score, it's not healthy for your credit to keep this negative remark on your credit history, by removing this negative account, your credit score boost up and your credit look better for creditors and future loans, the reason for student loan account on your credit report, it's because creditors and credit bureaus, use your account to make money and save on their taxes at the end of the year.

I attended a school who lost their accreditation, one of only a few in U.S. history; however because I graduated with now a worthless degree (none of my credits transferred because the lack of sustenance to the program) I requested my loans be consolidated and applied for an Income based repayment plan due to my inability to use my degree to locate a better position.

It's not worth underestimating a need of having a credit because a credit score and a credit history together have a serious impact on our financial well - being.

Similarly, when looking for new customers for a great rewards credit card, many card issuers go for prime and super-prime consumers because of their good credit scores and positive payment histories.

In the event that there are no errors, chances are your poor credit rating happens because you don't have enough of a credit history to inspire a good rating.

UK Credit agencies: These may be good to know if you are having trouble getting a loan because of your credit hiCredit agencies: These may be good to know if you are having trouble getting a loan because of your credit hicredit history.

It is that an organization will think that a person with poor credit history, it's not so much that they're more likely to steal, but instead that it shows a lack of responsibility, a lack of conscientiousness, and they're going to think that because they have these personality traits, they're not going to be as good an employee.

Interestingly, this company told me that they intended to decrease the use of credit history in the future because of improvements in technology that will enable them to better prevent embezzlement by employees in the future.

Unfortunately, the lower scores of African Americans and Latinos are not a surprise, both because of the legacy of discrimination and because these groups have been disproportionately affected by predatory credit practices such as the marketing of subprime mortgages, overpriced auto loans as well as higher foreclosure rates, all of which damage their credit history.

Credit cards are typically one of the first places we start because of how positively our scores can soar with good payment history and usage.

I encounter a lot of consumers who are hanging on to sub-prime credit cards because they fear they'll lose the good payment history and age associated with the credit card right -LSB-...]

I encounter a lot of consumers who are hanging on to sub-prime credit cards because they fear they'll lose the good payment history and age associated with the credit card right away.

If for some reason you do have adverse credit and you are denied the loan because of it, you can qualify with a cosigner who has good credit history.

Whether your credit score is low because you filed for bankruptcy or you haven't been practicing good credit hygiene, our picks can get you on the right path to making your credit score shine as you establish a history of paying on time and keeping debt levels low.

In general, the reasons good - credit applicants get denied for a new credit card are because of too many recent accounts (such as in the case of churners), or because of a limited credit profile (typically a credit history less than year long).

Have poor credit history — Because of the awesome rewards this card offers, you'll need to have good credit to qualify.

The Citi ThankYou Preferred for College Students doesn't have as many benefits as some other cards out there, but it is a great option for students because of its bonus categories for purchases, as well as the ability to get approved with little or no credit history.

Because the best student credit cards know their applicant demographic, they are willing to accept the limited credit history of most college students.

Details: If you already have excellent credit history from paying student loans or a mortgage or auto loan on time, the Citi ® Double Cash is an excellent choice for your first credit card because it's one of the best cash back credit cards.

Whether your credit score is low because you filed for bankruptcy or you haven't been practicing good credit hygiene, our picks can get you on the right path to making your credit score shine as you establish a history of paying on time and keeping debt levels low.

Moreover, the paper gets its history wrong when it notes that «Total cancer mortality rates did not decline until 1990, 25 years after the identification of the effect of smoking on lung and other cancers...» Well, actually, it was more like 50 years, because the earliest studies to connect smoking and lung cancer were conducted not by NIH - funded scientists but by Nazi scientists in the run - up to World War II.4 By the logic of the PNAS paper, then, ought we to be crediting the Nazi health science agenda with whatever progress has been made on reducing lung cancer, rather than the incredibly protracted and difficult public health campaign (that, for the most part, NIH had nothing to do with) aimed at getting people to cut down on smoking?

A credit card is a good example of a credit - score based loan because the main determining factor on your interest rate and approval for the card itself is based entirely on your credit history.

Because downpayment size is not the best indicator of whether a borrower has the ability to repay, the enterprises (Fannie Mae and Freddie Mac) will also evaluate the full financial picture of a borrower, including credit histories and other compensating factors.

That's because a good review of your recent credit history can show mistakes and errors that are hurting your score — and by fixing these, you'll boost your score.

Girl says that hers and her BF's credit is «not at its best» and her rental history is ruined because of her roommate.