Sentences with phrase «because permanent life»

Because permanent life insurance is more expensive, often people will buy a mix of term and permanent life insurance.

That's because permanent life insurance will pay a death benefit no matter when you die, and it accumulates cash value that you can access during your lifetime.

That's because permanent life insurance policies, such as whole life or universal life insurance products, typically come with maturity dates that are tied to your age.

Those looking for maximum death benefits at the lowest cost are better off with term life coverage because permanent life policies include charges for additional features, which are not needed in this example.

That's because permanent life insurance payments are made up of two parts: the regular insurance premium, which is comparable to the premium amount for the same coverage in a term life policy, and the cash value, or «overpayment» amount.

Because permanent life insurance loans are from the insurance company, in most cases, and backed by your policy cash value, your origination costs are minimal.

Because permanent life insurance reduces your estate's value and pays a tax free death benefit to your heirs, it can be used to transfer wealth while sheltering inheritances from taxing agencies.

In fact, many individuals buy life insurance because they will not only be able to provide for their loved ones in the event of their death, but because permanent life insurance policies can generate a respectable return on investment.

The first reason is because any Permanent life insurance policy such as Whole Life, Universal Life or Universal Indexed Life insurance costs a heck of a lot more and, therefore generates a lot more income for both the insurance company and especially the life insurance agent.

Because permanent life plans relatively command higher premium payments than term plans, which only cover you for specific periods during your lifetime, the former expect the cash value return to be competitive.

That's because permanent life insurance has a cash value component — an investment aspect that can gain value.

Because permanent life insurance is more complicated, buyers work with a financial professional to choose and maintain a policy.

Because permanent life insurance is a lifelong life insurance policy, a good time to purchase life insurance is when you are doing your financial planning, and when you are considering ways to create financial security in your retirement years.

That's because permanent life insurance has a cash value component — an investment aspect that can gain value.

Yes, we said asset, because permanent life insurance is an asset.

It's all garbage, because permanent life insurance has been around for over 100 years.

Not exact matches

People who take the blame, who say they are sorry and explain why they are sorry, who don't try to push any of the blame back on the other person... those are people everyone wants in their lives, because they instantly turn a mistake into a bump in the road rather than a permanent roadblock.

Another caveat is that Americans don't benefit from the lower Albertan rate because Uncle Sam taxes its citizens and permanent residents wherever they live.

Permanent life insurance is generally more expensive than term life insurance because it is intended to provide coverage for your lifetime.

Because of this, life insurance advisors sometimes refer to whole life as the highest cost, highest reward path for permanent coverage.

That way of living — shaped by memory, bounded by tradition, directed to the future, formed to meet obligations both sacred and profane, and ultimately answerable to permanent truths — can not be embodied in the practice of lone individuals, because at its essence it is about relational commitments.

It is moral because we can not accept, on a permanent basis, the exclusion of perhaps a fifth of society from a life of modest decency.

Tradition is alive because it is the permanent presence of the living Christ in the communion of the saints who have been united to Christ through the Spirit.

«Well beyond the monastic cloister, numerous faithful have benefited from his project,» wrote Pope John Paul II, «becoming aware that the unfolding of the «mystical seasons» of the liturgical year» can help them «to relive the different stages of the Mystery of Christ... It is by their participation in liturgical life in the heart of the ecclesial community that the faithful are to affirm their faith, because they are put in permanent contact with the sources of revelation and the whole of the Christian mystery.»

In proclaiming the gospel as evangelists we have been concerned to make a point of contact with the people, but because the faith as thus presented has been set in too narrow a context and has not been addressed to the mind as well as the heart, it has often failed to lead to a permanent and constructive reorientation of life.

The IPGL is being formed, says White, because: 1) many pro golfers would welcome a permanent base with guaranteed income, a retirement plan, limited travel and opportunities for «star status» in an adopted community (e.g., Ron Santo is from Seattle, but Chicago is where his name sells pizza); 2) most golf fans never see live golf competition except on television, and even on TV they are increasingly unable to identify with the players because of the abundance of faceless — meaning what's the name of the guy who won this week?

I didn't realize that with the zero income that the district is required to follow up on that (in the case of your district, means sending a new application), because of the logic that it is impossible to live with no income at all, so... thus... zero income wouldn't be a permanent status.

Permanent brain injuries to the extent that they may be confined to a wheelchair for life, might require feeding tubes because they can't take food orally, and will generally require constant care 24/7 for the rest of their natural lives (which will inevitably be shorter and more painful than they otherwise would have been).

True joint custody arrangements are rare because of their potential to cause both personal difficulties (stress, disruption of child's routine) and practical problems (scheduling, costs of maintaining two permanent living spaces for the child).

By eliminating state laws, policies, practices and procedures that exclude potential adoptive and foster parents because of their sexual orientation, gender identity, or marital status this bill will dramatically increase access to permanent, loving homes for children living in foster care.

«Every day I hear from New Yorkers who are sick and tired of living in buildings that have been turned into illegal hotels through Airbnb because so many units are rented out to tourists, not permanent residents,» Rosenthal said.

«Because of ACE's generosity, everyone who lives in or visits Jamaica will benefit from cleaner streets and sidewalks, while ACE's workers will benefit from getting job training and experience that will help them secure permanent jobs and build new and better lives.

These examples are crucial, Fry says, because our ancestors are thought to have lived as nomadic hunter - gatherers from the emergence of the Homo lineage just over 2 million years ago in Africa until the appearance of agriculture and permanent settlements about 12,000 years ago.

It is a cause for concern because strabismus can lead to permanent vision loss if not treated early in life, not to mention the adverse impact on the child's self - image.

Because the planet is probably tidally locked, showing only one hemisphere to its star just as the moon does to Earth, the temperate band between permanent daylight and permanent night might afford life a toehold.

Because everything in life is in a constant state of flux, feng shui is not a permanent fix that you can apply and then forget about.

My weightloss will be permanent because that is what I desire most, to eat and live healthy through a focus on healthy eating and excercise....

I know this because I did it, and millions of people have done it since, and it changed my life (and their lives) in a dramatic and permanent fashion.

I'm looking for someone permanent, who is simple, easy going and fun to be with, who enjoys life while hanging out in a park or dancing as much as on vacation or fine dining because they love who they are with more than where they are.

Of course, you must bow to the idea of living with your panties in a permanent twist, because none of this will change anything in the long run.

I live in a permanent Christmas because God gave me you.

Term life insurance is typically more affordable than permanent life insurance because it only provides protection for a set amount of time.

If you're looking for a set premium because you have a budget or don't trust yourself to invest wisely, whole life may be the best permanent life insurance policy for you.

Because we advocate using permanent life insurance for tax advantaged cash value accumulation through paid up additions AND other approaches, we suggest that convertible term will allow you increase your base of permanent life insurance as your needs and budget increase.

Guaranteed universal life is arguably the most popular product for second to die because these policies are set up to offer an inexpensive permanent death benefit, which is a key part of the second to die policy appeal.

When cash value accumulates inside a permanent life insurance policy, tax advantages are allowed under current rules because it is a life insurance policy.

Permanent life insurance is called such because it is in force permanently (as long as you pay your premium payments).

Term or permanent life may both be used for this purpose because the focus is the death benefit payable to the heirs.

Term life insurance is not available as a standalone policy on children (because the term would likely be over by the time they needed income replacement for their own families), but a permanent policy will last their lifetime so long as the premiums are paid.

Investment returns on whole life insurance are typically lower than other types of permanent insurance, because the insurance company invests the cash value in extremely conservative vehicles, such as bond funds.