Sentences with phrase «because real estate values»

Sometimes the perfect storm occurs and when it capsizes your boat, even when you have 50 % equity and that equity becomes negative because real estate values fall below the cost of acquiring and financing a property — by 50 % — you wind up having zero.

He had debts, but couldn't refinance his house because real estate values weren't going up.

In total, the city has raised its revenue forecasts by $ 5.1 billion through FY 2017, largely because real estate values and sales activity are increasing faster than had been expected and personal income tax collections have been strong.

Not exact matches

Mostly, that's because the richest households tend to hold most of their wealth in financial assets, whose value increased rapidly after the downturn, while poorer folks have a much larger share of their net - worth tied up in real estate, whose value didn't bottom out until the end of 2011, Pew researchers note.

Imagine if you found out your real estate broker had priced your home for $ 50,000 below market value because she thought it would generate more interactions with buyers for her other properties?

«I generally always try to buy under market value with real estate so even if the market is flat or not growing I still make money because there is some in built - in equity buffer, although this is getting harder in the current market.»

The issue is very simple: U.S. wealth is overstated because the prices of stocks, bonds (particularly corporate), even real estate, are excessive in relation to the replacement value of the underlying assets, and the income streams that are derived from them.

In the Great Recession, banks and other financial institutions became insolvent or nearly so because of direct and indirect exposure to real - estate values.

One would think that land prices would play a central role in business cycle analysis, if only because a large share of stock market values consists of corporately owned real estate.

It is important to note that the value of real estate did not fall during the financial crisis because it is a volatile (less stable) asset class.

It's also a good alternative if the real estate market experiences a downturn, and you find yourself unable to sell a property because of the low market value.

Blog Post: Some real estate investors assume that higher - value (big ticket) real estate assets outperform lower - value assets, partly because there are fewer of them and they are harder to buy.

The amount of orange production is decreasing not only due to disease but also because valuable orange groves are being sold for their real estate value and being removed.

But this Will County parcel, just south of the county border, has been eyed by the village because of its potential economic value in terms of real estate and sales tax revenue.

First people earn money for their own comfort, but in the low tens of millions of dollar range and up, most people who earn great wealth struggle to spend it as fast as they earn it, because at that point many of the things that they purchase (e.g. real estate and art) don't get used up and decline in value after you buy them.

Unlike businesses that agonize about quality or value, Amazon doesn't care if your book or e-book is good or bad or if it sells for fifty bucks or zero bucks, because like stock brokers and real estate agents they get paid no matter what.

(Even then it's easy to delude yourself about your skills because soaring real estate values over the last decade made it easy to make money.)

Quite a number of people prefer to buy real estate from such auctions because the value of the property is considerably low as compared to its market price.

But even with such spectacular gains, Saint John real estate gets a value grade of A -, mainly because average house prices are still an affordable $ 172,000 and unemployment is at a low 5.9 %.

I read an article right after the stock market crashed about this * hot * fund manager who basically lost like 60 % of his value because he poured $ into Fannie Mae and other real estate funds.

We were fortunate because we got into the real estate market when prices were still low, paying $ 120,000 for an asset that has shot up in value.

I was never too nervous from buying real estate because the properties had a rental value in case things would go wrong and I needed to move.

The difficulty for banks is different because they do not hold their Commercial Real Estate [CRE] loans at fair value.

While real estate values have risen in recent years, many people choose Portland if they're moving to Oregon because it's often still affordable and offers the benefits of a major city.

I use real estate investing Money needs to be protected because it loses value.

Detractors say preferreds are dumb because prices don't grow much in bull markets for real estate and yet, like bonds, preferreds will still lose value when interest rates rise or the issuer's credit standing deteriorates.

This Cash FIREhose is a more risky investment, because if the real estate market turns south, these investors may be unable to pay these loans, and property values could fall to a point where it is not possible to recover all of the principal in a foreclosure sale.

A home appraisal is unique because each real estate transaction is different due to the condition of the home and property at face value.

If you're a real estate investor, the cash value of your policy can be accessed for real estate investments and the return on investment can be exponential because you're making a return on the funds already in your policy... («it's your money») as well as the return on your real estate investment.

An investor in ITCs usually has less need for diversification than is the case for GCs, in part because the portfolios of ITCs tend to already be quite diversified as is the case for Brookfield Asset Management, Loews Corp., and a majority of the portfolio securities held by Third Avenue Real Estate Value Fund.

That's not only because the borrower who has substantial skin in the game is unlikely to hand back the keys if finances get tough, but also because a large down payment protects the lender against sinking real estate values.

Canadian commercial real estate «deals» are properties that are mismanged, can be acquired for less than market value because the rents are low, and then turned around quickly by raising rents with a better management team.

Those who offer this loan do not base their lending decision on credit score because they are in the real estate business where equity holds more value.

As a real estate professional, you're encouraged to post the video on your website and share with your customers because the news will be of value to them as well.

In an economic environment with steady monetary inflation, taking out a long - term loan backed by a tangible non-depreciating «permanent» asset (e.g. real estate) is in practice a form of investing not borrowing, because over time the monetary value of the asset will increase in line with inflation, but the size of the loan remains constant in money terms.

Because real estate is a hard asset (i.e., has an intrinsic value like a commodity), investors want to know how much per unit you are asking them to pay.

First, and most obvious, is the fact that you can finance buying real estate because banks and other lenders are willing to collateralize its value.

Non-direct recognition may be preferable for infinite banking because you want to be able to take full advantage of policy growth (cash value accrual) while ALSO taking advantage of policy loans for other investments such as real estate and hard money lending.

A Comparison Can Be Drawn Between the Assets of Real Estate and Cash Value Life Insurance Because, In Some Key Ways, They Are Similar Investments, and Who Holds The Title to These Assets, Both During Your Life and Upon Your Death, Will Impact Your Overall Estate Plan.

Of course, depending upon your financial circumstances, step one can take some time because, just like purchasing real estate and any other assets, there are some start up costs for properly funding your policy and allowing your cash value to accrue.

In parts of the country that still have depressed real estate values, a streamline loan may be your only option for refinancing because lenders don't have to require an appraisal.

It benefits people who already own houses (and their real estate agents) because it's a one - time boost in housing values.

Investors and researchers struggle to fully capture the impact that hotel quality has on a hotel's real estate value because of its difficulty to measure elusive components such as service and atmosphere.

I don't think anyone would be charged for Mischief Over for breaking a window or a door — even though «the property» is real estate worth many times $ 5000 because «the property» would be the window or door value!

Naturally many people go to court and argue that the Vancouver asset or real estate needs to be valued as of the time of separation and not trial because only one person contributed to that asset after separation.

Real estate practice has been responsible for at least 20 per cent of LawPRO claims by area of law since the company was founded, and because the value of claims in this area is tied to rising property values, real estate is associated with an equally significant proportion of overall claims coReal estate practice has been responsible for at least 20 per cent of LawPRO claims by area of law since the company was founded, and because the value of claims in this area is tied to rising property values, real estate is associated with an equally significant proportion of overall claims coreal estate is associated with an equally significant proportion of overall claims costs.

Internal rates of return for participating policies may be much worse than universal life and interest - sensitive whole life (whose cash values are invested in the money market and bonds) because their cash values are invested in the life insurance company and its general account, which may be in real estate and the stock market.

Of course, depending upon your financial circumstances, step one can take some time because, just like purchasing real estate and any other assets, there are some start up costs for properly funding your policy and allowing your cash value to accrue.

If you're a real estate investor, the cash value of your policy can be accessed for real estate investments and the return on investment can be exponential because you're making a return on the funds already in your policy... («it's your money») as well as the return on your real estate investment.

This is preferable for infinite banking because you want to be able to take full advantage of policy growth (cash value accrual) while ALSO taking advantage of policy loans for other investments such as real estate and hard money lending.