Hazard insurance might be necessary
because standard home insurance does not cover every conceivable type of hazard.
Not exact matches
It tends to get excluded in
standard home insurance policies,
because it's difficult for insurers to predict its occurrence, and expensive to insure.
This coverage is different from
standard Homeowners
Insurance,
because it's designed specifically for the demands and unique value of a vacation
home.
When answering a request for a quote from a person wishing to purchase renters
insurance, an agent will explain the different clauses within a
standard renters policy, and provide information about useful riders that could provide coverage against other perils not covered within the basic policy, but which might be good to have
because of the area in which the rented
home is located.
Your personal health
insurance may help with some of these
standard costs, but you likely would have to pay higher co-pays than you would at
home because you would be going to an out - of - area provider.