Credit cards are one of the first ways most people
begin establishing their credit history.
Not exact matches
This is how you
begin to
establish a
credit history.
Still, most students (and their parents) know that it is impossible to
begin establishing a positive
credit history without
establishing some form of
credit.
Your first
credit card is a chance to
establish an independent financial
history and
begin taking advantage of
credit.
As a student, your first
credit card is an opportunity to
begin building a
credit history and to
establish a good
credit score.
If you have not yet
established a
credit history,
begin with a secured
credit cards, which are easy to qualify for, apply for
credit with a local retailer such as a department store, and remember to pay against your balance as soon as you can.
Next, you should open new
credit accounts to
begin establishing a positive payment
history.
Parents and other adults typically have an
established credit history, current income, and the ability to
begin repayment immediately at disbursement.
Most
beginning college students haven't had time to
establish a strong
credit history, so finding a cosigner may be necessary.
Those people who have no
credit, or have not
established a good
credit history to
begin with, may need a few tips on how to increase
credit score to show enough
credit history to qualify for a large loan.
Capital One ® Secured Mastercard ® is a great card to
begin establishing or rebuiliding your
credit history.
It takes awhile for it to be
established, but once a
credit history begins every action counts, and there's no starting over.
The Orchard Bank MasterCard is a
credit card for consumers with bad (or no)
credit that can help consumers to lift their
credit ratings and
begin to
establish a positive
credit history.
As a student, your first
credit card is an opportunity to
begin building a
credit history and to
establish a good
credit score.
Your first
credit card is a chance to
establish an independent financial
history and
begin taking advantage of
credit.
If you do not have your own
credit history, you should
begin the process of
establishing it now.