Sentences with phrase «behalf of a consumer»

The two work for Medliminal, a company that challenges erroneous and inflated medical bills on behalf of consumers in exchange for a share of the savings.
The first German consumer to file a lawsuit against VW has been identified; and many are sure to follow on the continent and in the U.S. West Virginia's attorney - general also has filed suit against VW on behalf of consumers in that state who were allegedly deceived.
PIAC is a non-profit organization and charity that provides legal and research services on behalf of consumer interests, and, in particular, vulnerable consumer interests, concerning the provision of important public services.
PIAC is a non-profit organization and charity that provides legal and research services on behalf of consumer interests.
The closest counterpart is the Competition Bureau, an independent law - enforcement agency that applies the government's Competition Act on behalf of consumers to everything from bogus telemarketing prize schemes to corporate mergers to the regulation of clothing labels.
Contractual partners who have access to your Personal Data in order to provide services to you on behalf of The Consumer Goods Forum are contractually obliged to keep such information in confidence and may not use these Personal Data for any other purpose.
For one, we are ranked as a top sunscreen by the Environmental Working Group — they work on behalf of consumers like you, not for businesses like us.
Jackie, originally from Sheffield, now lives in Purfleet and is a policy adviser at the Financial Services Consumer Panel where she works on behalf of consumers to get fairer treatment from financial institutions.
Most importantly, the EPA does not offer the «right to know» information Congress required on behalf of consumers in 1996: how to avoid pesticide exposures while still eating a healthy diet.
«CSPI's litigation department is acting as co-counsel in a class action lawsuit against PepsiCo, on behalf of consumers who purchased Naked Juice products that were falsely and misleadingly labeled as 100 % Juice 100 % Fruit «ALL NATURAL» suggesting that the beverages» vitamin content is due to the nutritious fruits and juices, rather than the added synthetic compounds such as calcium pantothenate (synthetically produced from formaldehyde).
In most cases, dealerships or repair shops submit claims on behalf of our consumers.
In 2012, the U.S. Department of Justice (DoJ) accused Apple and five publishers of ebook price fixing, and since then, 33 states have sued Apple on behalf of their consumers.
Last week, a new lawsuit was filed on behalf of consumers in 33 states, and this one seeks the full amount allowable under the law, or triple the amount that consumers presumably lost due to the collusion to overcharge for ebooks.
A number of class action suits have been filed on behalf of consumers in this case, and this latest suit may be too little too late to sway Cote in her ruling.
Lawyers and states» attorneys general have filed a lawsuit on behalf of the consumers to recover some of the millions of dollars they were illegally forced to overpay once the collusion took place, and Apple agreed last month to settle out of court... IF...
That lawsuit, originally filed as a class - action suit by a Seattle - based law firm on behalf of consumers, quickly evolved into a full Department of Justice investigation of anti-trust violations in order to edge out Amazon when the iPad was launched in 2010.
Unlike suits brought about on behalf of consumers — such as the lawsuit brought against Apple and five of the then - Big Six publishers for artificially overcharging customers for ebooks — this one is focused on the people who bought stock in Barnes and Noble based on information that the SEC now feels might have been false.
That lawsuit, originally filed as a class - action suit by a Seattle - based law firm on behalf of consumers, quickly evolved into a full Department... [Read more...]
Apple and five major publishing houses are being sued by a Seattle - based law firm, Hagens Berman, on behalf of two plaintiffs named in the suit and on behalf of consumers as a... [Read more...]
Apple and five major publishing houses are being sued by a Seattle - based law firm, Hagens Berman, on behalf of two plaintiffs named in the suit and on behalf of consumers as a whole.
This ruling is in regard only to the civil suit filed on behalf of consumers.
What began life as a class action lawsuit filed by Seattle - based law firm Hagen Bermans on behalf of consumers quickly became a Department of Justice investigation against Apple and five of the Big Six publishers.
Which is why we're breathing a collective sigh of relief at the news that Apple settled out of court yesterday, at least where the various lawsuits filed on behalf of consumers in thirty - three states and territories are concerned.
On Friday Macmillan actually agreed to settle three lawsuits all at once — the ebook pricing case brought by the Department of Justice, but also the parallel case led by a consortium of attorneys general for the states and even the class - action case filed on behalf of consumers.
Those lawyers, who say they would get more money if they were in charge, are now frozen out because there is no money left to collect on behalf of consumers
A settlement company specializes in negotiating with lenders on behalf of consumers.
It takes time and effort on behalf of the consumer to make sure credit histories are stable and credit scores stay high.
CONSUMER hereby acknowledges that Credit Repair Organization does not guarantee any specific outcomes or results on behalf of CONSUMER, but contracts to provide the specific list of services as more fully described herein.
We work on behalf of consumers, helping them to rebuild and manage their personal credibility by correct and / or deleting inaccurate, obsolete, erroneous, incomplete negative items.
Jordan M. Sartell joined the class action practice of Francis & Mailman, P.C. in 2017 and litigates on behalf of consumers damaged by erroneous credit reports, inaccurate employment background checks, abusive debt collection practices, and other deceptive and unfair business practices.
I disagree that any agent working on behalf of a consumer has that requirement as part of their fiduciary.
(2) The terms and conditions of payment, including the total of all payments to be made by the consumer, whether to the credit repair business or to some other person; (3) A complete and detailed description of the services to be performed and the results to be achieved by the credit repair business for or on behalf of the consumer, including all guarantees and all promises of full or partial refunds and a list of the adverse information appearing on the consumer's credit report that the credit repair business expects to have modified; (4) The principal business address of the credit repair business and the name and address of its agent in this State authorized to receive service of process; and (5) One of the following statements, as appropriate, in substantially the following form: a. «As required by North Carolina law, this credit repair business has secured a bond by..........
A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.
Each book up Account shall be available for inspection at all times on request by the Consumer, an advocate acting on behalf of the Consumer, or by a relevant law enforcement or regulatory agent.
Like with any credit issue, rebuilding credit after foreclosure requires diligence on behalf of the consumer, but taking the right steps is also critical to saving time and money — after all, the quicker your credit is fixed, the lower your deposits and interest on monthly payments will be for any new loans.
The following are deceptive acts: (1) To charge or receive money or other valuable consideration before the complete performance of services that a credit services organization has agreed to perform for or on behalf of a consumer, unless the credit services organization has under section 8 of this chapter: (A) obtained a surety bond issued by a surety company admitted to do business in Indiana; or (B) established an irrevocable letter of credit.
Like the debt settlement model, most debt negotiation companies charge all of their fees in advance, before any services are performed on behalf of the consumer.
Almost all debt settlement companies charge a large portion of their fees in advance before they perform any significant services on behalf of the consumer.
(a) No registrant shall impose any fees or other charges on a consumer, or receive any funds or other payments from a consumer or another person on behalf of a consumer:
Debt settlement companies act on behalf of consumer debtors to help them clear their debts.
Further, the value of the service that a debt settlement company offers a consumer is speculative because, at the time that the company enrolls a consumer and collects an initial fee and obligates the consumer to pay other fees, the company does not know what terms, if any, it will be able to negotiate on behalf of the consumer.
However, If you're a third party service negotiating the terms of a new consolidation loan with DE on behalf of a consumer, you may be clear of UDMSA, but I think you, the third party, are in danger of being a «loan broker» and requiring appropriate licensure.
Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit services business has agreed to perform for or on behalf of the consumer, unless the consumer has agreed to pay for such services during the term of a written subscription agreement that provides for the consumer to make periodic payments during the agreement's term in consideration for the credit services business's ongoing performance of services for or on behalf of the consumer, provided that such subscription agreement may be cancelled at any time by the consumer;
The Take - Away: The old debt settlement rules (or lack thereof) meant that companies could charge big fees, and in most cases, not really accomplish anything on behalf of the consumer.
For example, when contacting consumers, Lifeguard representatives falsely represent that they are calling on behalf of the consumer's creditors and that they have obtained the consumer's credit file from the creditors.
(7) «Debt settlement» means any action or negotiation initiated or taken by or on behalf of a consumer with a creditor of the consumer for the purpose of obtaining debt forgiveness of a portion of the credit extended by the creditor to the consumer or a reduction of payments, charges, or fees payable by the consumer.
A creditor that accepts a payment on behalf of a consumer by a debt management organization, pursuant to the terms of a debt management plan, shall make payment to the debt management organization in an amount equal to fifteen percentum of the payment received by the creditor.
An amended class - action complaint was filed June 8, 2015, against the Nestlé Purina PetCare Company on behalf of consumers who purchased Beneful brand dog food.
The lawsuit brings eight counts against the defendants by Adkins and on behalf of all consumers who purchased the chicken jerky dog treats.
«The FTC will not hesitate to act on behalf of consumers when companies or advertisers make false product claims.»
a b c d e f g h i j k l m n o p q r s t u v w x y z