To insure
your belongings against earthquakes, you must buy additional coverage called a rider that extends your policy to include this peril.
Taking out a separate policy to protect
your belongings against earthquake damage is a smart move for renters living in CA.
Not exact matches
Renters who want to insure their
belongings against quake damage will need to scout around for a separate
earthquake policy.
Contents insurance covers your
belongings against flood, fire and
earthquake damage, and vandalism.
Homeowners insurance protects your house (and in some cases your
belongings)
against damage caused by bad weather, fire, theft and other unfortunate events (though it typically does not cover flooding or
earthquakes).