Certain types of personal
belongings like jewelry, art, antiques and electronics have specific exclusions built into basic renters policies.
Your Illinois agent can advise you on the best way to fully cover your valuable
belongings like jewelry.
If you have expensive
belongings like jewelry, electronics and furs, you will want to get a Wellington plan that will provide a higher level of coverage.
For instance, standard coverage typically limits coverage for certain types of valuable
belongings like jewelry and furs, the III says.
Not exact matches
Though home / personal property coverage helps protect the majority of your
belongings, most insurance companies set limits on certain items,
like jewelry.
Your personal property A comprehensive policy will cover costs to replace your personal
belongings,
like your furniture, electronics, computer equipment, your clothes,
jewelry and appliances.
For instance, a home with $ 100,000 worth of insurance on the structure would typically have between $ 50,000 and $ 70,000 worth of coverage for personal
belongings such as clothes, computers, sports equipment and, yes, items
like jewelry.
Though personal property coverage helps protect the majority of your
belongings, most insurance companies set limits on certain items,
like jewelry.
It does not cover a homeowner's or renter's personal property, including things
like furniture,
jewelry and other
belongings.
If you have expensive or antique items
like jewelry or artwork, you may have to buy a rider on the policy or a separate policy entirely to ensure your special
belongings are protected.
Electronics,
jewelry, clothes, silverware and other potentially expensive
belongings are all at risk of being destroyed by hazards
like fire, or stolen from your Tennessee apartment or home.
Answer: A solid insurance policy on your home, condominium, or townhouse, is going to cover all of your personal
belongings,
like: clothes;
jewelry; furniture; antiques; art objects; appliances; televisions; electronics; laptops; computers; and, rugs.
People with more expensive
belongings like electronics and
jewelry will want to get a plan that has more extensive coverage.
Your personal
belongings inside the home, including furniture, electronic and sports equipment, and clothes are covered for theft and other insured disasters, but high - end items
like jewelry, art and collectibles will require additional coverage if you want to insure them for their full appraised value.