Sentences with phrase «benefit amount over time»

This additional insurance substantially adds to your original death benefit amount over time, and it is normally associated with whole life insurance that pays dividends.

You can add inflation riders, also known as cost - of - living adjustments (COLAs), to increase your disability benefit amount over time.

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

But a recent study has shown that we can obtain health benefits from garbanzo beans even when we eat much smaller amounts over a much shorter period of time.

that's what is hilarious, he literally spits on our faces and says» you don't know anything i have managed over 1000 amount of games» but can't even beat middle team club like stoke in 8 attempts or beat mouth - rinho in 13 attempts, he think's he's amazing but he is actually embarrassing, he is getting us thrashed REGULARLY, the only team that hasn't completely embarrassed us are the spuds, I actually can't understand how fans didn't riot when arsene went to rome for charity matches when we needed him the most, I'm not even angry at him anymore, how can a man so proud let moroninho call him a «specialist in failure» and just prove him right time and time again, not only will it benefit arsenal for arsene to leave but it will also help the man himself, do the right thing and take a walk mate

«There are those who contest that the UK has historically set far too much store by home - ownership and that we should be unconcerned that the average age of the first - time buyer is approaching forty but taken together, this trend, the spread of means - tested benefits, the regime for long term care, the damage done to private pension provision by one of Gordon Brown's earliest misjudgements, compounded by the current squeeze on household finances which has seen over a million people forced to abandon contributions to their pension funds, all amount to a massive turn away from a culture of property ownership with the responsibility and independence that goes with it.»

The non-forfeiture rider means you will get some amount of the policy benefit — not all, but some — depending what you paid in over time.

To receive maximum benefits from your workouts you must increase the amount of weight you are lifting over time.

Once it was discovered that the human digestive system has a hard time breaking down these oligosaccharides, and over 90 percent escape digestion (in the stomach and small intestine) until they reach the colon where they benefit the probiotics, the race was on to produce increasing amounts of inulin in particula for the «functional food» industry.

When one includes these costs with fringe benefits, the trends are less clear, because contribution amounts to defined benefit plans vary from year to year depending (in part) on stock market performance over time.

A HELOC can also be a good option if you plan to borrow smaller amounts over a longer period of time, just remember to weigh the benefits of borrowing money against the costs of closing a loan, which may include application, appraisal, and title fees.

Another thing to consider is that a mortgage life insurance policy is often written as a decreasing term policy, so the death benefit decreases over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage payments), but the premium remains the same over the life of the policy.

So, if your financial situation changes over time and you want a greater amount of coverage, you would be able to increase your policy's death benefit without demonstrating your insurability.

Because the death benefit amount of your cash value life insurance policy may change over time as its cash value grows, make sure to specify a percentage of the proceeds to go to your beneficiaries rather than selecting a dollar amount.

Depending upon the type and the amount of the policy, a beneficiary will typically have several choices regarding how the death benefit from the policy will be paid — all at once, or over time from an annuity.

The Pay Over Time benefit — which is only available to select charge card users — does offer an appealing amount of flexibility for bigger purchases.

The total guaranteed death benefit is the total face amount guaranteed assuming no dividends were used to purchase paid - up additions, which could actually decrease the death benefit over time.

This allows the overall benefit amount to grow over time and will increase the amount of sheltered assets for the insured.

A great benefit of paying over a limited time is that you invest a greater amount in the cash value portion of the policy early on, meaning you earn higher returns over the length of coverage.

Many lenders make it difficult to obtain the finances you need, with factors like credit and income coming into play, and stretch the process out over the course of several weeks; an Auto Title Loan could greatly benefit you in your time of need in only a short amount of time.

If you earn over 1 1/2 times your weekly benefit amount for two consecutive weeks, you must reopen your unemployment claim during the third week if you wish to claim for that week.

The amounts estimated to be paid represent the excess of the anticipated value of the income benefit over the value of the annuitants» accounts at the time of annuitization.

Finally, U.S. equities have benefited from a record amount of share buybacks representing over six times more stock purchased than ETF and mutual fund inflows, according to Bloomberg.

Over time, the savings component provided by the policy grows and the death benefit shrinks; if the policyholder dies after the cash value of the policy is fully realized, the entire amount paid comes from the cash value rather than the death benefit.

Hence we recommend you not only to continue your Sip in volatile market but also to invest some lump sum amount during down times that would give you extra benefit over long - term wealth creation.

Although these methods may seem like a benefit because of the time saved, many lenders charge for using these methods, which can cost the consumer a large amount of money over time.

Using this benefit, along with making payments yourself, could cut the amount of time it takes to repay your debt in half, or more, and can save you thousands of dollars over the life of your loans.

Your dog will benefit greatly over the course of his life if your spend a significant amount of time teaching him bite inhibition and then reinforcing proper behavior.

Key Benefits Supplementation beyond the analogous canned or dry formula is unnecessary and may decrease the effectiveness of the food.The following ranges are a starting point only and should be adjusted as needed to maintain proper weight.When feeding this food for the first time, mix increasing amounts of the pet's new food with decreasing amounts of the old food over a 7 - day period.

Their meals would vary, so you shouldn't feel your dog needs a complete and balanced meal everyday, BUT don't forget our dogs benefit MOST from healthy amounts of muscle meat, bone, organ meats and veggies in the right proportions over time.

Mr. MacIvor sought a declaration from the court that he was entitled to benefits from May 24, 2010 (or alternatively, December 23, 2010), in the amount of $ 5,834 per month, less 85 % of the amounts he received from WSIB and CPP disability over that period of time.

Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.

In many instances, the amount of the policy's death benefit will not decrease over time, and the premium is typically locked in at a guaranteed rate.

If the child is eligible, at the end of the term period, the benefit may be able to be converted over into a qualified permanent life insurance policy, with a benefit that is up to 5 times the original amount of the term coverage — regardless of the child / insured's health.

The concept sounds logical; the death benefit equals the amount of the mortgage and decreases over time as your mortgage balance is paid down.

A level death benefit builds up cash value against the death benefit, reducing the amount of insurance you purchase over time.

The goal of the IPO rider is to pay out the death benefit over a longer period of time to protect the beneficiary from the typical lump sum, which essentially amounts to a «blank check».

Depending upon the type and the amount of the policy, a beneficiary will typically have several choices regarding how the death benefit from the policy will be paid — all at once, or over time from an annuity.

Because of the typically higher premium cost and the smaller amount of coverage, you could end up paying more for your premiums over time than your beneficiary will see in the resulting death benefits.

Over time, the savings component provided by the policy grows and the death benefit shrinks; if the policyholder dies after the cash value of the policy is fully realized, the entire amount paid comes from the cash value rather than the death benefit.

Another thing to consider is that a mortgage life insurance policy is often written as a decreasing term policy, so the death benefit decreases over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage payments), but the premium remains the same over the life of the policy.

Death benefit amounts of whole life policies can also be increased through accumulation and / or reinvestment of policy dividends, though these dividends are not guaranteed and may be higher or lower than earnings at existing interest rates over time.

People who have a serious health problem may receive a policy with a «graded death benefit,» which means the coverage amount increases over time and your beneficiaries won't receive the full face value if you die within the first few years of the policy.

Then I read further, and apparently, the idea is more like, the death benefit goes up over time as the premiums are paid, but if someone stops paying the premiums the death benefit is still paid but it's just whatever small amount he had left it at with his last premium payment.

Over time, you may save a decent amount of money, which can be used to make premium payments, as a loan or an added death benefit.

Similarly, the cash value in your current policy may also be enough to pay the premiums for a number of years into the future, but that, too, will erode the death benefit over time, as the loans to pay premiums accumulate with interest (if you were not paying some or all of those amounts back to the insurance company).

Graded Death Benefit Life Insurance is a type of life insurance policy that provides a limited amount of life insurance to begin with, and over time the amount of life insurance coverage will increase, either gradually before leveling off, or sharply before it becomes level.

In addition, the monthly long - term care benefit amount will usually be structured so that the death benefit can be fully paid out over a two or three year time frame.

After carefully comparing different life insurance quotes, you will come up with an approximate figure for your life insurance policy death benefit; however, it is important to remember that inflation will also play a big part in how adequate that amount will be over time.

This is for a limited benefit amount and is applicable for participants up to age 68 who are actively at work full - time employees (defined as over 20 hours per week).