Sentences with phrase «benefit decreases in»

The death benefit decreases in a uniformed manner over the years.

Also different: Mortgage insurance is tied to the balance on your mortgage — meaning the death benefit decreases in tandem, even though there's a good chance your premiums will remain the same.

Not exact matches

The decrease in income tax expense was primarily driven by the lower U.S. corporate income tax rate, partially offset by the inclusion in the prior year quarter of a $ 15 million benefit from the resolution of prior year tax matters.

«Companies that have healthy employees may see increases, and those with sicker employees may see decreases,» says Alan Cohen, chief strategy officer for Liazon, a private health care benefit exchange in New York City.

In the meantime, food price deflation slowed down and consumers started accounting for food stamp benefit decreases, erasing some of the headwinds the chains faced in months pasIn the meantime, food price deflation slowed down and consumers started accounting for food stamp benefit decreases, erasing some of the headwinds the chains faced in months pasin months past.

The global drop in oil prices, while terrible for Wall Street upon first blush, has yielded a decrease in gasoline prices that may act as a massive tax cut for those who have reaped very few benefits from the economic recovery.

The global drop in oil prices, while terrible for Wall Street upon first blush, has yielded a commensurate decrease in gasoline prices that may act as a massive tax cut for the very people who have, so far, reaped very few benefits from the economic recovery.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

For example, while a number of communities are debating how to provide benefits to gig economy workers, without policies that ensure a baseline wage threshold or that grant workers a voice in determining their wages and benefits, low - road companies could respond to requirements to contribute to benefits with commensurate decreases in pay.

The calculation decreases or increases benefits by a fixed percentage for every month you claim early or late, so people with a lower full retirement age will get more in benefits as a percentage of their full retirement benefit if they claim earlier or later than someone with a higher full retirement age.

At Homeowners Choice, the increase in Irma suits corresponded with a decrease in suits related to «Assignment of Benefits,» an affidavit that gives contractors the power to invoice and sue insurers while standing in policyholders» shoes, Patel noted.

Divesting DirecTV would eliminate the price decrease for millions of DirecTV consumers predicted by the government itself, and divesting Turner would eliminate the content innovations and the advertising benefits that put downward pressure on Turner prices,» AT&T said in a court filing.

The decrease in ad revenue at ESPN was due to a difficult comparison with the Men's World Cup in Q3 last year, which more than offset the benefit of an additional game of the NBA Finals in Q3 this year.

Marketing and selling expenses decreased 5 percent to $ 228 million primarily due to lower advertising and consumer promotion expenses, as well as the benefits from cost savings initiatives, partly offset by investments in e-commerce.

In the current - year quarter, the tax rate decreased from 42.9 percent to a negative 35.1 percent reflecting the one - time favorable net tax benefit recorded as part of the Act.

Excluding the benefit from the acquisition of Pacific Foods, sales of U.S. soup decreased 7 percent driven by declines in ready - to - serve and condensed soups, while sales of broth were comparable to the prior year.

This decrease was largely driven by volume declines in First - Class and Marketing Mail, higher normal cost of retiree health benefits expenses of $ 140 million and higher transportation expenses of $ 109 million, partially offset by a reduction in compensation and benefits expenses of $ 91 million.

Volume / mix decreased 0.8 percentage points as the benefit from a shift in Easter - related sales as well as gains in frozen, macaroni and cheese, and condiments and sauces were more than offset by select distribution losses in cheese and meats as well as lower shipments in foodservice.

Abeona Therapeutics (ABEO)- Data for ABO - 102 in MPS IIIA appears encouraging to me (decreases in heparan sulfate, neurocognitive benefits), initial data for ABO - 101 in MPS IIIB showed early promise, EB - 101 in RDEB could see an expedited path to market if the pivotal study yields fruit, and other gene therapy candidates are soon to enter the clinic.

«Two things should be remembered, after purchasing six or eight stocks in different industries, the benefit of adding even more stocks to your portfolio in an effort to decrease risk is small, and overall market risk will not be eliminated merely by adding more stocks to your portfolio» Joel Greenblatt

The employment index climbed to 15.9 from 15.3, the part - time employment index decreased to 3.7 from 5.1, the hours worked index dipped to 8.0 from 8.3, the wages and benefits index grew to 23.5 from 20.9, the input prices index fell to 27.9 from 29.2, the selling prices index increased to 19.2, its highest level in over 10 years, from 17.0, the capital expenditures index slid to 16.0 from 17.6, the general business activity index rose to 14.5 from 13.4.

Dampening the impact of these factors were higher personal income tax revenues, up 13.6 % (reflecting in part the timing of receipts), and lower employment insurance benefits, down 10.7 % (reflecting a decrease in the number of unemployed).

Second, «clean meat» is similar to «clean energy» in that it immediately communicates important aspects of the technology — both the environmental benefits and the decrease in food - borne pathogens and drug residues.

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

Just keep in mind that increasing the death benefit usually requires additional underwriting and decreasing it may cause you to incur fees.

In addition, the policy's death benefit can be increased or decreased should your financial needs change.

«We have successfully increased our business volumes in both the areas of corporate financing and leasing,» says general manager Hans Pajoma, adding that thanks to the improved economic environment, the number of problematic loans decreased, which benefited the results.

For the higher - income $ 100,000 per year spenders who rely on portfolio withdrawals for a bigger portion of their retirement, these distributions would also decrease in nominal terms over these two decades, assuming Social Security benefits were $ 40,000 with 2 percent inflation.

Consume more fruits, vegetables and whole grains instead, as this will provide nutritional benefits, as well as the small potential decrease in cancer risk, without you having to worry about side effects.

Health benefits for black rice include decreasing chances of a heart attack and stroke, improving digestive health, helping detoxify the body of harmful build - ups, aiding in healthy weight loss, helping prevent diabetes, and preventing obesity.

Studies show that lutein and zeaxanthin can benefit eye health by decreasing the risk of cataracts and age - related macular degeneration, two common causes of vision loss in older adults (36).

We believe that avocado is likely to provide you with health benefits in the areas of blood sugar control, insulin regulation, satiety and weight management, and decreased overall risk of unwanted inflammation.

Although we would expect the unique collection of antioxidant and anti-inflammatory phytonutrients found in blueberries to provide cardiovascular benefits well beyond blood pressure regulation (including decreased risk of atherosclerosis), we need large - scale human studies to document these benefits.

Meat consumption has been linked to serious health risks including heart disease, stroke, and certain types of cancer, while an increase in consuming plant - based foods shows numerous health benefits, namely decreasing the risk of many of those diseases caused by excessive consumption of animal products.

A diet high in fibre is also believed to have cholesterol lowering benefits as well as decreasing the likelihood of developing colon cancer.

Nutrient premixes are all - in - one, custom blends that offer food and beverage manufacturers numerous benefits, including ingredient accuracy and consistency, plus decreased labor and inventory costs.

«If we can help consumers reduce sugar consumption while still enjoying the wholesome dairy foods they love and that have many health benefits,» he said, «we may hope to see a decrease in obesity.»

The consumed caffeine caused dopamine, a carrier of messages between nerve cells in the brain, to flood the brain's pleasure center resulting in decreased pain sensitivity, a huge benefit for chronic pain suffers.

Decrease in oxidative stress has played a key role in many studies that show benefits of pumpkin seeds for diabetic animals.

He is a popular figure among fans and the club players, and whilst letting a players value decrease may not seem financially beneficial in the short term, it may reap other benefits in the long term.

Bettors considering playing at one of these sportsbooks need to be aware of this as it can be both a benefit (if Bitcoin increases in value) and a disadvantage (if Bitcoin decreases in value).

Significant increases in knowledge included advising mothers about low milk supply, mastitis, abscess, or using medication, and in recognizing the benefit of the decreased risk of maternal cancer.

We were aware of the benefits of sleeping in close proximity from reading Dr. Sears» resources — including decreased risk of SIDS (Sudden Infant Death Syndrome)-- and the Cosleeper made us feel more comfortable about sleeping next to a newborn.

Nutritional benefits to eliminating chocolate milk are an average decrease of 8 grams of sugar and 37 calories in a student's lunch (not necessarily consumed).

These benefits, however, come at a cost of 1 gram of protein, a decrease of 5 percentage points in the daily recommended intake of calcium, and an additional 1/2 gram of fat per average student's lunch.

SNA will present a broad body of research that exists around breakfast consumption, and two specific research studies examining breakfast - in - the - classroom, specifically; we'll examine benefits beyond increased participation such as academic performance, decreased tardiness, improved behavior and attendance, a and a reduction in visits to the nurse's office.

Just my opinion, but for most distance runners I'd think the most likely benefit would be the decrease in soreness or muscle damage, more so than the blood flow improvements.

As we figure out how to have kids use screens in a practical, beneficial, and limited way, it's important for parents to keep in mind not only the benefits kids gain from limiting screen time such as increased sleep, improved grades, decreased aggression, and lower body mass index, but also what kids lose when screen time is not limited.

It was also very helpful to recall all of the health benefits of breastfeeding (decreased risk of obesity, aids in building baby's immune system just to name a few) as well as the financial advantages (breastfeeding is absolutely free while formula can cost around $ 200 a month).

For mom too, there are apparent benefits - breastfeeding has been linked to a decrease in the risk for breast and ovarian cancers, and protection against osteoporosis.