Sentences with phrase «benefit decreases with»

The premium of the decreasing term policy remains level for the duration but the death benefit decreases with the balance owed on your mortgage... or close to it.

Not exact matches

Your company benefits because you and your employees could learn how to adopt practices with a number of advantages (such as decreased stress or fewer people needing to take sick days).

«Companies that have healthy employees may see increases, and those with sicker employees may see decreases,» says Alan Cohen, chief strategy officer for Liazon, a private health care benefit exchange in New York City.

Engagement decreased when employees said they were less satisfied with the benefits provided by their employers.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

For example, while a number of communities are debating how to provide benefits to gig economy workers, without policies that ensure a baseline wage threshold or that grant workers a voice in determining their wages and benefits, low - road companies could respond to requirements to contribute to benefits with commensurate decreases in pay.

The calculation decreases or increases benefits by a fixed percentage for every month you claim early or late, so people with a lower full retirement age will get more in benefits as a percentage of their full retirement benefit if they claim earlier or later than someone with a higher full retirement age.

At Homeowners Choice, the increase in Irma suits corresponded with a decrease in suits related to «Assignment of Benefits,» an affidavit that gives contractors the power to invoice and sue insurers while standing in policyholders» shoes, Patel noted.

The decrease in ad revenue at ESPN was due to a difficult comparison with the Men's World Cup in Q3 last year, which more than offset the benefit of an additional game of the NBA Finals in Q3 this year.

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

A bonus for retirees: The money you withdraw from a TFSA isn't considered income, so retirees can take money out without it affecting retirement benefits like Old Age Security, which decreases with higher income.

For the higher - income $ 100,000 per year spenders who rely on portfolio withdrawals for a bigger portion of their retirement, these distributions would also decrease in nominal terms over these two decades, assuming Social Security benefits were $ 40,000 with 2 percent inflation.

We believe that avocado is likely to provide you with health benefits in the areas of blood sugar control, insulin regulation, satiety and weight management, and decreased overall risk of unwanted inflammation.

The benefits of a big breakfast Research shows that starting your day with a big breakfast will improve your fertility and decrease hormonal imbalance symptoms.

• Providing fathers of children with disabilities with opportunities to discuss their concerns with other similar fathers can help decrease their sense of isolation and benefit mothers, too (Bristol, 1984).

I think BLW would benefit her because she gets bored quite quickly but I am so confused with how often I should give her something, and I'm very nervous about her milk feeds decreasing to quickly as due to the dairy allergy its taken us 5 1/2 months to get her having milk well and regularly.

Combine this with the benefits for mother — decreased risk of postpartum depression, increased milk production, increased pain tolerance, and reduced postpartum bleeding, cortisol levels and blood pressure — and skin - to - skin contact looks to be an incredibly important part of newborn care!

There are many potential benefits to adding probiotics to our kids» diets such as decreasing the severity and duration of diarrhea cause by gastroenteritis, preventing antibiotic - induced diarrhea, easing colic in babies, and boosting immunity, especially with upper respiratory tract infections.

Tiffany Field's research has documented that, among other benefits, massage: 1) decreases the production of stress hormones, 2) reduces pain associated with teething and constipation, 3) reduces colic and 4) helps induce sleep.

Some of the many benefits a Postpartum Doula provides for you and your baby include: Better infant care skills Positive newborn characteristics Breastfeeding skills improve A healthy set of coping skills and strategies Relief from postpartum depression More restful sleep duration and quality Education and support services for a smooth transition home A more content baby Improved infant growth translates into increased confidence A content baby with an easier temperament Education for you to gain greater self - confidence Referrals to competent, appropriate professionals and support groups when necessary The benefits of skin to skin contact Breastfeeding success Lessen the severity and duration of postpartum depression Improved birth outcomes Decrease risk of abuse Families with disabilities can also benefit greatly by learning special skills specific to their situation Families experiencing loss often find relief through our Doula services Improved bonding between parent and child.

Benefits to working with a doula are discussed in detail and include reducing the need for cesarean births, shortening the length of labor, decreasing pain medication, and enhancing bonding and breastfeeding.

Cobedding of twins and other infants of multiple gestation is a frequent practice, both in the hospital setting and at home.174 However, the benefits of cobedding twins and higher - order multiples have not been established.175, — , 177 Twins and higher - order multiples are often born prematurely and with low birth weight, so they are at increased risk of SIDS.101, 102 Furthermore, there is increased potential for overheating and rebreathing while cobedding, and size discordance might increase the risk of accidental suffocation.176 Most cobedded twins are placed on their sides rather than supine.174 Finally, cobedding of twins and higher - order multiples in the hospital setting might encourage parents to continue this practice at home.176 Because the evidence for the benefits of cobedding twins and higher - order multiples is not compelling and because of the increased risk of SIDS and suffocation, the AAP believes that it is prudent to provide separate sleep areas for these infants to decrease the risk of SIDS and accidental suffocation.

Physiologic sleep studies have found that breastfed infants are more easily aroused from sleep than their formula - fed counterparts.247, 248 In addition, breastfeeding results in a decreased incidence of diarrhea, upper and lower respiratory infections, and other infectious diseases249 that are associated with an increased vulnerability to SIDS and provides overall immune system benefits from maternal antibodies and micronutrients in human milk.250, 251 Exclusive breastfeeding for 6 months has been found to be more protective against infectious diseases compared with exclusive breastfeeding to 4 months of age and partial breastfeeding thereafter.249

If your baby has tolerance issues, she may benefit from a formula with decreased lactose and partially broken - down proteins, or extensively broken - down proteins.

While there is no doubt that India is paying a steep cost for its policy of retaining Jammu and Kashmir, it is not at all obvious that changing policy will result in a future decrease in those costs that would be commensurate with the decrease in benefits.

I fully expect the County Executive will also support this effort as ridesharing brings with it many benefits, including jobs, decreasing DWI rates, and providing transportation to underserved areas, including rural towns.

The report draws on government and trade statistics, academic evidence and economic theory to challenge arguments that the health and social benefits of reducing alcohol consumption are likely to come at a cost to the economy, finding: · Any reduction in employment and income resulting from lower spending on alcohol would be offset by spending on other goods · Econometric analysis of US states suggests that a 10 % decrease in alcohol consumption is associated with a 0.4 % increase in per capita income growth · Lower alcohol consumption could also reduce the economic costs of impaired workplace productivity, alcohol - related sickness, unemployment and premature death, which are estimated to cost the UK # 8 - 11 billion a year The analysis comes at a timely moment, with health groups urging the Chancellor to raise alcohol duty in next month's Budget.

«The open - plan offices may have short - term financial benefits, but these benefits may be substantially lower than the costs associated with decreased job satisfaction and wellbeing.

«The mTORKi also may lead to additional cardiac benefit by decreasing valvular fibrosis (damage) when compared with placebo or just the rapalog.

«Secondary benefits of this trial include the significant improvement in clinical care for children with sickle cell disease at each of the 29 sites because each location had a designated hematologist, neurologist, neuroradiologist and psychologist working as a team to identify and decrease further injury to the brain in this vulnerable population.»

A new study shows that children with Attention Deficit and Hyperactivity Disorder follow fewer healthy lifestyle behaviors than non-ADHD youth, suggesting that they may benefit from improving lifestyle choices such as increasing water consumption, decreasing screen time and getting at least one hour of physical activity per day.

Previous research has shown that economic stress typically decreases as one gets older, with the over-65 crowd benefiting from home ownership, medical insurance, and Social Security.

«Our study shows that extremely obese people seeking relief from their knee pain should consider lap - band surgery earlier because the benefits from it being successful — although significant for all ages — decrease with age,» says study senior investigator and rheumatologist Jonathan Samuels, MD..

While advantages in PFS and OS emerged in an overall meta - analysis of the entire group, the survival benefit associated with obesity was restricted to men treated with targeted or immunotherapies, where obese men had a 47 percent decreased risk of death compared to men with normal BMI.

The protective effect of the cells on rheumatoid arthritis decreased over time, with no benefit seen 15 years after a woman last gave birth, according to a study in Arthritis & Rheumatism published online March 2010.

While some see the new energy boom as benefiting the local economy and decreasing U.S. reliance on foreign oil, others fear the potential health and environmental consequences that come along with fracking.

With the decline of prey species, the benefit from using stone tools would decrease, leading to less tool use or its cessation.

Elevated plasma TG levels represent a risk factor for CVD in humans, and an adjusted analysis of patients in the Framingham Heart Study suggests that each decrease of 1 mg / dl in plasma ApoC - III levels is associated with a 4 % decrease in CVD risk (11), further supporting the potential therapeutic benefit of suppressing plasma ApoC - III levels in humans to reduce CVD.

So morning sunlight helps you out in two major ways: It makes you feel alert and cheery now, and it promotes sleep later, which itself is associated with a bevy of benefits (from better memory and brain development to decreased risk of diabetes, colds, heart disease, and obesity).

Listing its benefits in an interview with Best Health magazine, she credits «increased flexibility and muscle strength, greater happiness, increased mental focus, a greater ability to relax, decreased anxiety and better sleep» all to yoga.

The World's Healthiest Foods has this to say about strawberries: «Given their unique combination of antioxidant and anti-inflammatory nutrients, it's not surprising to see strong research support for strawberry health benefits in three major areas: (1) cardiovascular support and prevention of cardiovascular diseases (2) improved regulation of blood sugar, with decreased risk of type 2 diabetes, and (3) prevention of certain cancer types including breast, cervical, colon, and esophageal cancer.»

Similar benefits were obtained using castrated male rats and reported in 2006, with dried plum completely preventing the castration - induced decrease in whole body, femur, and lumbar vertebra bone mineral density.

But since I had to stick with my color theme, I swapped those out for pineapples, which tout health benefits including improved digestion, decreased inflammation, and even helping thin congestion.

Losing 10 to 20 pounds, along with the collective benefits of HIIT, may be all you need to do to get your testosterone levels back up, but you can't do that with exercise alone — you need a balanced diet, starting with a decrease in sugar intake.

For diabetics that want to gain the flavanol benefits of chocolate chips, simply enjoy them with a small handful of raw almonds to decrease the glycemic load and increase phenolic compounds (anti - oxidant / anti - inflammatory / anti-cancer).

It has been hypothesized that stress - reducing methods such as hypnosis, massage, and relaxation therapies, could provide benefit to atopic dermatitis patients.29 Stress has been implicated in weakening the barrier function of the skin in healthy individuals, and delaying skin healing in patients with atopic dermatitis.30 One study demonstrated 10 of 12 children had decreased itching and scratching 18 months after hypnotherapy treatment.

In individuals with kidney disease they will likely benefit from a decrease in protein intake... but they need to address one of the aforementioned factors if they want to REGAIN kidney function, which we will talk about soon.

Benefits: More effortless weight loss with accelerated fat loss (5)(6) Reduced hunger (7) Improve mental focus (8) Ability to be in a «ketogenic state» without significant carbohydrate restrictions (9) Improved blood sugar through reduction of insulin resistance (10)(11) Can decrease epilepsy symptoms (12)(13) Improved Cholesterol and Blood Pressure Improved skin (14)(15)

Since consumption of the Mediterranean diet is associated with decreased MMP - 9 activity [30], researchers must once again attempt to decipher the extent to which dietary benefits might be intertwined with intestinal microbiota.

Goldstein says that turmeric's benefits include improving the health of brain mitochondria and helping with spatial memory by decreasing lipid peroxidation in brain tissue.