Sentences with phrase «benefit if an individual»

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.
Even if it is, a rider will preserve the death benefit if both individuals pass within the first four years of the policy, a common limitation of this product.
Essentially, this clause stated that the life insurance company would not have to pay the death benefit if the individual died from an aviation - related death.
Of course, the caveat is that in addition to charging enough of a premium to have an «excess» to build the value of the policy to $ 1,000,000 at age 100, the insurance company must charge an additional premium to reflect the fact that it is also on the hook for $ 1,000,000 of death benefit if the individual dies before age 100.

Not exact matches

You receive 100 percent of your retirement benefit if you claim at full retirement age — 66 or 67 for most individuals, depending on when you were born.
If, as an self - employed individual or start - up founder, you constitute a state - recognized business, you could benefit from the SHOP Exchanges, and qualify by 2014 to enter into the buying pool for state run insurance programs.
But if you look at who gets the bulk of the benefit, corporations, wealthy individuals, they got the whole loaf of bread and you got, yeah, crumbs.»
An individual who sold pelts in this fashion, a so - called bearskin jobber, would benefit if the market bottomed before the hides were delivered.
If withholding at the source were extended to interest, dividends, pensions, individual retirement account distributions, and unemployment insurance benefits, the number would rise by 21.6 million.
If the Program is not being taken for employment reasons, any discounts are taxable benefits to the individual participant and should be included on the individual's tax return.
The regulations provide a list of categories that can satisfy the qualification requirements for the O — 1 Visa and many talented individuals would benefit from consulting with an experienced immigration attorney to see if they in fact qualify.
«One has to ask if such pressure without any let up actually benefits the individual or the organization.
Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.
If you've decided that an income - driven repayment plan is right for you, you'll want to choose the plan that provides the most benefit to you based on your individual circumstances.
If the former, the SSA pays the entire individual benefit plus a supplement equal to the difference between the benefits.
If you have benefit coverage with SunLife as a Target employee you may have an option to continue certain benefits on an individual basis after your current coverage provided through Target ends.
If a minor or individual with special needs or other issues is the desired beneficiary, then a trust for the benefit of the minor or other individual must become the beneficiary, thereby avoiding any interaction with the court or subjecting the account to creditors, predators, ex-spouses or unnecessary spending.
Banner Life's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or less.
If an active fund skillfully arbitrages the prices of individual shares — buying those that are priced to offer high future returns and selling those that are priced to offer low future returns — it will earn a clear micro-level benefit for itself: an excess return over the market.
Thus we support a reduction in the speed limit because it will «save 7,466 lives every year,» though we would not do so if we recognized that such a law merely reduces the probability that an individual will die in a car accident from.0005 to.0004, a benefit too trivial to be noticed and, for any individual faced with the choice, far below the value of the additional driving time it entails.
We need to say that it is possible for an individual to have faithful reasons for hanging on to substantial wealth: if, for instance, that person uses ownership in a business to pursue policies with important benefits to society, or is able to provide jobs for people that no one else would hire, or is able because of keeping their wealth to accomplish some unique and valuable good that at least equals the good that could be realized if this wealth were wisely given away.
If this encompassing logic of choice applies to the most elemental and basic relationships of the family, then it applies all the more to the looser ties that bind people to other institutions and associations, in which continued membership is subject to constant monitoring and assessment of whether it benefits or unduly burdens any person's individual rights.
For individuals, inadequate saving can make retirement difficult, if not impossible, should expectations about future benefits not be met.
If we experience suffering, so does he; if we experience tragedy, so does he; if we benefit by someone else's suffering, so does he; and if some later individuals reap the reward of our sufferings now, so does GoIf we experience suffering, so does he; if we experience tragedy, so does he; if we benefit by someone else's suffering, so does he; and if some later individuals reap the reward of our sufferings now, so does Goif we experience tragedy, so does he; if we benefit by someone else's suffering, so does he; and if some later individuals reap the reward of our sufferings now, so does Goif we benefit by someone else's suffering, so does he; and if some later individuals reap the reward of our sufferings now, so does Goif some later individuals reap the reward of our sufferings now, so does God.
Individual schools of therapy would also benefit by encountering Whitehead's cosmology, even if no thought or attention is given to connections with other schools.
Following His wisdom is easier and if you aren't up against enormous pressures in life (fork in the road to make a decision that only benefits you aka unrighteous versus righteous decision that benefits all), you can make it through being a decent, Christ like individual.
she was only selfish bc she believed if you work hard you should receive benefit (eg The American Dream) not the lazy individuals who do nothing.
The majority will care for the minority through corporate institutions only if they are persuaded that this is to their individual benefit.
If decisions are left to individuals, and if rational behavior is understood to be that which benefits the actor, the result will undercut the good of alIf decisions are left to individuals, and if rational behavior is understood to be that which benefits the actor, the result will undercut the good of alif rational behavior is understood to be that which benefits the actor, the result will undercut the good of all.
So these costs paid into the healthcare system are not «earned benefits» generated by individual workers working a certain numbers of hours which require they and their employer to pay into which provides benefits that that individual would not get if they had not worked those number of hours?
In an improving state of the human mind, the influences are constantly on the increase which tend to generate in each individual a feeling of unity with all the rest; which, if perfect, would make him never think of, or desire, any beneficial condition for himself in the benefits of which they are not included.
This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits
If your child needs therapy to benefit from specially designed instruction, these services will be written into the individual education program or IEP.
«And I firmly believe that if we can discover a common purpose, there is no failing in today's world that can not be addressed by mobilising our strengths, and there's no individual struggle that drags people down that can not benefit from a renewed public purpose that will lift people up.»
For the individual who can not be subject to formal immigration controls but who can be excluded from social benefits if economically inactive, immigration enforcement responsibilities fall not to the immigration officer but to the frontline public service worker.
A campaign benefits immensely if most individual donations, even the big ones, come in online rather than as paper checks.
taking into account stock holders and how the corporate tax deductions will benefit individuals who own large amounts of stock (if applicable).
In a recent paper, we found that if you take an action that people like, you come off as much more trustworthy if you decide to act without doing a careful cost - benefit analysis first: Individuals who calculate seem liable to sell out when the price is right.
For example, and speaking from experience, if an individual works full - time and yet, at the end of the month, is only marginally better - off (if at all) than another individual who remains on state - benefits for years at a time, then how is this any more just (or why should one feel any less angry) than the apparent unfairness of the unearned wealth of the rich?
BHA Head of Public Affairs Naomi Phillips commented, «The «soft system» of presumed consent which is being proposed in Wales accommodates the wishes of individuals and their family members who do not want to donate organs, while at the same time the opt - out system has the potential to profoundly benefit society as whole if it increases the availability of organs.
But there is still work to be done if we are to make the most of the huge benefits language skills bring to both individuals and UK society as a whole.
Government does not need to be big, but it would help if it served the benefit of individual constituents versus the interests of the wealthy and corporations.
If an individual pays $ 3,700 per year into the Social Security trust fund but simultaneously draws a net $ 25,000 per year (benefits minus taxes) out of general government revenue, the solvency of government has not improved.
Individuals and their families also benefit from diversion if it gets them access to health services and other sources of support to get their lives back on track.
«If an individual lawfully enters into a same sex marriage in a jurisdiction outside New York, they are entitled to most of the New York State rights and benefits available to people lawfully married in New York,» it will say.
«If we can confirm these results in the larger study that we are planning to begin soon, this imaging system may allow us to personalize breast cancer treatment and offer the treatment that is most likely to benefit individual patients,» says Hershman, who is also a professor of medicine and epidemiology at Columbia University Irving Medical Center.
Investment in personal development and career enhancement while individuals are in postdoc positions will clearly benefit a university if an individual stays in academia — but it should also be seen as a university's contribution to national well - being if a postdoc chooses to move out of academia to pursue other opportunities.
«A basic assumption is that if individuals can obtain sufficient levels of well - being — economic, social and psychological — from living off public benefits, compared to being employed, they would prefer the former.
It named circumstances under which human testing would be ethical: if information on health risks is not available by any other means, and it could «promise reasonable health benefits to the individual or society at large.»
«If nutrition is better, they can afford more of those traits, and under more limiting nutrition circumstances it might benefit that individual not to commit to that kind of costly body.»
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