Sentences with phrase «benefit in term plan»

There is no maturity benefit in a term plan, thus, you should take a policy at least till the time you retire so that the income does not stop for the family if something were to happen to you.

It is extremely important to include a critical illness insurance benefit in your term plan to ensure you're never caught in a situation where you aren't able to finance a serious health condition.

The death benefit in term plans is generally much more than that in endowment - based child plans.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

BlackRock CEO Larry Fink is head of the world's largest asset manager, and in a letter to CEOs in January he stated that BlackRock will only do business with companies that have clearly defined long - term plans that benefit society.

Also, investors who are active or short - term traders would benefit from trading in a retirement account or employer sponsored plan to avoid large capital gains taxes.

In short, because they pool longevity risk, can offer a well - diversified portfolio with longer - term investments, and are professionally managed, public pension funds deliver the same level of benefits as DC plans at only 46 percent of the cost.15 Any funds invested with the state pension fund would be kept in a separate investment pool from public sector fundIn short, because they pool longevity risk, can offer a well - diversified portfolio with longer - term investments, and are professionally managed, public pension funds deliver the same level of benefits as DC plans at only 46 percent of the cost.15 Any funds invested with the state pension fund would be kept in a separate investment pool from public sector fundin a separate investment pool from public sector funds.

The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.

On December 31, 2009, the Company had 5.18 billion outstanding shares of common stock, and approximately 734 million shares reserved for issuance for outstanding convertible preferred stock, the warrant issued in connection with the TARP CPP investment, dividend reinvestment, deferred compensation plans, long - term incentive compensation awards, and in connection with employee benefit plans.

As described beginning on page 20 of this proxy statement, the employment agreements generally define the executive's position, specify a minimum base salary, and provide for participation in our annual and long - term incentive plans, as well as other benefits.

The benefits of the Standard Repayment Plan are that you end up paying less than other repayment plans because of the relatively short repayment term, and you relieve yourself of your student loans in just ten years.

In other words, plan fiduciaries now will have greater freedom to expend portfolio resources to effect liberal social goals simply by claiming that they think doing so will have long - term benefits without having to quantify those benefits.

• Equity and performance based plans (e.g., annual and long - term incentive plans, stock option, restricted stock, performance share and broad - based equity plans); • Executive plans (e.g., deferred compensation, supplemental retirement, severance and change - in - control plans); • Retirement plans (e.g., 401 (k) plans, traditional defined benefit pension plans and ESOPs); and • Health and welfare plans (including COBRA and HIPAA compliance), and other fringe benefit programs.

FedEx may terminate the MRA for disability, as determined in accordance with the procedures under FedEx's long - term disability benefits plan.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

You can get all of the benefits of refinancing the loan in your name — lower rates, longer terms, more repayment plan options — while also being legally absolved from paying it off.

In addition, 85 percent of Unum's insured lives are in group long - term care with a much younger client profile, funded mostly by employers and with smaller benefit levels with more conservative plan designs, he saiIn addition, 85 percent of Unum's insured lives are in group long - term care with a much younger client profile, funded mostly by employers and with smaller benefit levels with more conservative plan designs, he saiin group long - term care with a much younger client profile, funded mostly by employers and with smaller benefit levels with more conservative plan designs, he said.

plans, e.g., 401 (k) Plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company PractiPlan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practiplan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practiplan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.

The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and

In addition to renegotiating lease terms, restaurant owners and landlords can both benefit from a carefully planned strategic remodel of a location.

WINE CLUB • Evaluating and developing long term plans and programs with focus on a strong growth concept for Wine Club in cooperation with DTC Manager • Conveying membership concept and benefits to customers • Recruiting and retaining Wine Club members by supporting Hospitality Hosts in cooperation with DTC Manager

Just as we encourage parents in intact families to share care of their children, the social science evidence on the development of healthy parent — child relationships, and the long - term benefits of healthy parent — child relationships, supports the view that shared parenting should be the norm for post-divorce parenting plans for children of all ages, including infants and toddlers.

«In addition, each of them receives a benefit package that includes 100 % paid health insurance, short term and long tern disability insurance and a life insurance policy for free, two weeks paid vacation, plus 8 paid personal or sick days and 50 cents on a dollar matching contribution to a retirement plan.

The long - term unemployed face having to do a month of unpaid work in order to keep receiving benefits, under new plans to be confirmed this week.

As Sunstein argues, this may inhibit long - term planning: why should the state engage in projects that principally benefit the region, knowing that the region might leave at anytime?

For Tomasi economic liberties appear to include a right to hold productive property; a right to engage in commercial contracts in one's interest, including a right to sell one's own labor on one's own terms; a right to make one's own decisions about savings and long - term financial planning; and, in general, a right to benefit from one's own economic activity.

Those voters seem much less likely than swing voters in the south of England to be attracted to spending - cap politics, and predictably the «Yes» camp has already seized the opportunity to remind those swing Scottish voters in no uncertain terms about the extent of spending cuts (heavily directed on benefits to the working poor and unemployed) that staying in the UK might be expected to entail if George Osborne's plans were implemented.

Particularly in his first term, Mangano clashed frequently with county labor unions — first over a plan to consolidate Nassau's eight police precincts into four, and later after proposing a bill to allow him to open up collective bargaining agreements to cut wages and benefits to pay for a backlog of property tax judgments.

Planned Parenthood has been complicit in holding sensible reforms that would benefit women across the state hostage to an expansion of later term abortion.

«They have spotted that HS2 is not part of an integrated solution, that it does not form part of any wider strategy, and that if HS2 is to work in terms of providing any wider economic benefits there has to be massive additional investment to make that happen, but there is no plan of how all of that would happen as well.»

However, most Labour voters dislike the plans to stop people under 21 from claiming housing benefit and — the big one, in terms of the amount of money it would save — keeping benefits for working people at the present level rather than letting them rise with inflation.

«Through our welfare reforms — a key element in our long - term economic plan — we are eliminating wasteful spending and restoring fairness to the benefits system.»

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

And he responded to Conservative criticism about a lack of clarity about spending plans in the medium term by saying: «Until we can be clear about what unemployment is going to look like, we don't know how much needs to be reserved for unemployment benefits, versus how much is going to be available for other departments.

The fund decided to make a 30 percent cut to benefits in order to keep the plan solvent in the short term.

It therefore plans to conduct a study (fatigue study) to evaluate the benefits of robotic surgery over the two conventional procedures in terms of surgeon fatigue.

Gain a better understanding of how including AABGU in your long - term estate planning could benefit you, your family and Ben - Gurion University of the Negev — now and in the future.

These guidelines will help site managers become familiar with overwintering monarch habitat needs and provides a roadmap to develop site - specific management plans to benefit monarchs in both the short - and long - term.

Postdoctoral Scholars who have a certified disability during the period of their appointment receive Short - Term Disability payments for up to six months as a result of being enrolled in the UC Postdoctoral Scholar Benefits Plan Short - Term Disability Program.

Since too much total fat, too much saturated fat, and too many calories in a daily meal plan can raise the risk of certain health problems, this approach makes sense to us, particularly in light of the fact that lower fat beef cut can still provide you with the nutritional benefits of 100 % grass - fed beef in terms of omega - 3s, CLA, beta - carotene, and vitamin E.

Film Editors Spencer Averick — «13th,» «Selma» Alexandre de Franceschi — «Lion,» «Bright Star» Keiko Deguchi * — «God Knows Where I Am,» «Fur: An Imaginary Portrait of Diane Arbus» Tracy Granger — «Still Life,» «Boys Don't Cry» Sabine Hoffman — «Maggie's Plan,» «Elvis & Nixon» Edie Ichioka — «The Boxtrolls,» «Toy Story 2» Janus Billeskov Jansen * — «The Hunt,» «The Act of Killing» Céline Kélépikis — «The Red Turtle,» «Now or Never» Melissa Kent — «American Pastoral,» «The Age of Adaline» Juan Carlos Macías — «Wild Horses,» «The Official Story» Jim May — «Goosebumps,» «The Chronicles of Narnia: The Lion, the Witch and the Wardrobe» Fredrik Morheden — «A Man Called Ove,» «The New Country» Christopher Murrie * — «Kubo and the Two Strings,» «Coraline» Tania Michel Nehme — «Tanna,» «Charlie's Country» Tia Nolan — «Annie,» «Friends with Benefits» Anne Østerud — «The Hunt,» «The Girl with the Dragon Tattoo» Gregory Perler — «Sing,» «Despicable Me» Jacopo Quadri — «Fire at Sea,» «The Dreamers» Fabienne Rawley — «Zootopia,» «MonsterHouse» Jake Roberts — «Hell or High Water,» «Brooklyn» Hayedeh Safiyari — «The Salesman,» «A Separation» Nat Sanders — «Moonlight,» «Short Term 12» Per Sandholt — «Land of Mine,» «A Funny Man» Suzanne Spangler — «Imperial Dreams,» «Smashed» Molly Malene Stensgaard — «Land of Mine,» «Melancholia» Alexandra Strauss — «I Am Not Your Negro,» «A Pigeon Sat on a Branch Reflecting on Existence» Christian Wagner — «The Fate of the Furious,» «Furious Seven» Monika Willi — «Amour,» «The Piano Teacher» Kate Williams — «The Whole Truth,» «Frozen River» Dan Zimmerman — «The Dark Tower,» «The Maze Runner» Lucia Zucchetti — «Their Finest,» «The Queen» Eric Zumbrunnen — «Her,» «Adaptation» Makeup Artists and Hairstylists Richard Alonzo — «Star Trek Beyond,» «Alice in Wonderland» Alessandro Bertolazzi — «Suicide Squad,» «Fury» Christine Beveridge — «The Monuments Men,» «Under the Skin» Felicity Bowring — «Gold,» «Tinker, Tailor, Soldier, Spy» Jerry DeCarlo — «Carol,» «Julie & Julia» Patricia DeHaney — «Sully,» «Interstellar» Naomi Donne — «Cinderella,» «Philomena» Linda Dowds — «RoboCop,» «Rampart» Audrey Doyle — «Legend,» «Mad Max: Fury Road» Tina Earnshaw — «The Promise,» «Titanic» Rick Findlater — «L'Odyssée (The Odyssey),» «The Hobbit: An Unexpected Journey» Paul Gooch — «Miss Peregrine's Home for Peculiar Children,» «Maleficent» Fae Hammond — «Fantastic Beasts and Where to Find Them,» «The Legend of Tarzan» Miia Kovero — «Inherent Vice,» «The Master» Michael Marino — «American Pastoral,» «The Wrestler» Frances Mathias — «Saving Mr. Banks,» «Beginners» Christopher Nelson — «Suicide Squad,» «Frank Miller's Sin City» Elaine Offers — «The Kids Are All Right,» «Far from Heaven» Conor O'Sullivan — «The Dark Knight,» «Saving Private Ryan» Daniel Phillips — «Florence Foster Jenkins,» «The Queen» Luigi Rocchetti — «Ben - Hur,» «The Nativity Story» Morag Ross — «Hugo,» «The Aviator» Nikoletta Skarlatos — «Free State of Jones,» «The Hunger Games: Mockingjay (Parts 1 & 2)» Vittorio Sodano — «Il Divo,» «Apocalypto» Shane Thomas — «The Dressmaker,» «Hacksaw Ridge» Kenneth Walker — «Loving,» «For Colored Girls» Kerry Warn — «The Great Gatsby,» «Australia» Carla White — «Hands of Stone,» «August: Osage County» Ann Pala Williams — «Live by Night,» «Click» Jeremy Woodhead — «Doctor Strange,» «Snowpiercer»

That's not to call it wildly commercial, however, and it seems like a smart ploy on producer Scott Rudin's part to start here in Cannes and plan a long - term roll - out; this is not a quick, immediate sell and could benefit from some of the lessons learned after the box - office failure last year of Paul Thomas Anderson's equally acclaimed The Master.

[10] For these families, the expansion brings short - terms benefits from 529 plans that once laid in the distant future — deposit money in a 529 in December, withdraw it a few days later to pay the spring semester's tuition at your child's private school, and then collect the tax benefit with your tax filing in April.

Basic principles The teacher toolkit seeks to illustrate, in non ‑ technical terms, common basic principles and how they can be effectively used to benefit group management plans and is suitable for all schools.

It is widely hoped that the government's introduction of universal free school meals for infant pupils this term, as recommended in the School Food Plan, will give young people a healthy start in life and benefit families.

Congressman Smith allowed Josh to expand his interests and write legislation to improve upon long - term care insurance, provide equal benefits to same - sex spouses of service members and veterans, improve on social security benefits, and increase investments in medical research and family planning services.

The books in this series define terms and share mental models; detail benefits; share how to plan action; detail what action looks like; identify learning opportunities; explore how to teach students about school; examine potential barriers and how to overcome them; address assessment; and detail the ultimate outcomes of Meaningful Student Involvement.

Traditional defined benefit pension plans are unique in that they require budgeting for long - term costs.

The most plausible hypothesis has been most prominently identified by Nobel - prize - winning economist James Heckman, who argues that many of pre-K's long - term benefits are mediated by improvements in so - called «soft skills», which include social skills, planning skills, and self - confidence skills.

Our work has been focused on advocating for OUSD adopting fiscally responsible policies and best practices, developing a long - term strategic financial plan, and engaging school leaders to partner in systems changes to benefit students.