Sentences with phrase «benefit of the full year»

Mr. Vallas had long complained that the state's February testing date failed to give students the benefit of a full year of schooling, and last month declared that he would give the Illinois Standard Achievement Tests to students in May — four months after the rest of the state.
January is often a good time to conduct a budget review because you'll have the benefit of the full year's receipts and expenses, she says.

Not exact matches

RBC said this week it is expecting a benefit of roughly $ 250 million annually, while TD said it is anticipating a full - year benefit of US$ 225 million.
These forward - looking statements include, among other things, statements about full - year 2018 guidance, project milestones, increased opportunities in the market, backlog, bids and change orders outstanding, target projects and revenue opportunity pipeline, to the extent these may be viewed as indicators of future revenues or profitability, the expected impacts of the F2G program and progress toward completing the proposed combination with CB&I and the anticipated benefits of that transaction.
Current retirees can collect as early as age 62, but their benefit will be permanently reduced by a percentage based on the number of months before they reach full retirement age, which ranges from age 65 to 67, depending upon birth year.
Gelsinger won't share specifics on the packages offered to the workers who were let go, but a VMware spokesperson says that their severance included an undisclosed period of full pay and benefits, a lump sum payment based on years of employment, and outplacement services.
You can not collect 100 percent of your benefit until you reach your full retirement age — 66 or 67 for most, depending on the year in which you were born.
In 16 years of running my own business, I've found that providing the «standard» benefits as well as other meaningful (but less expensive) perks can be a catalyst for employees to reach their full potential.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Residence requirements for OAS were amended in 1977 so that 10 years of residence would qualify a person for 10 / 40ths or one quarter of a full benefit.
To receive the full benefit of a bond ladder, one needs not only to stay the course for a number of years (so that lower yield and higher yield purchases benefit from cost averaging), but also with a relatively stable amount of capital.
The survey of 903 adults aged 50 or older, who are either already retired or plan to retire in the next ten years, revealed those who began receiving Social Security income early report a lower average monthly payment ($ 1,190) than those who started at their full retirement age ($ 1,506) and those who delayed benefits until age 70 ($ 1,924).
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
If you will reach full retirement age during the year, the rules are more forgiving: Your benefits are reduced by $ 1 for every $ 3 you earn in excess of $ 45,360 until you reach full retirement age.
When the OASDI trust fund is exhausted, beneficiaries will face an across - the - board 23 percent benefit cut, the equivalent of about $ 5,800 per year in today's dollars for a typical beneficiary reaching the full retirement age in 2033.
Conversely, if you choose to wait past your full retirement age, your benefit will be permanently increased by 8 % for every year you wait, up to a maximum of 70 years of age.
As a result of this transaction, shareholders are expected to benefit from a number of outcomes, including enhanced competitive positioning; low - to mid-single digit accretion in the second full year after the close of the transaction, including the ability to deliver $ 750 million in near - term synergies; and a platform from which to accelerate growth.
For 2018, if you don't reach your full retirement age during the year, your Social Security benefits are reduced by $ 1 for every $ 2 you earn in excess of $ 17,040.
EMBA students enrolled in a minimum of three courses per academic year will now have the benefits of full - time student status.
If you are not already receiving benefits, be sure to contact us at the beginning of the year you reach full retirement age.
If you know what the widow or widowers benefit is at full retirement age, you can use the information for the survivor's year of birth to find out how much the widows or widowers benefit would be at various ages.
Then we use the average of your highest 35 years of indexed earnings to calculate your Social Security benefit at full retirement age.
With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.
«Now, the question, after over a full year of progress and tremendous strides in accountability, opening access to care, improving access to benefits, tackling mental health, and strengthening relations with stakeholders, is whether the President is ready to turn the keys to the VA over to ideologues who have designs on having VA go the way of railroads, airports, energy companies, postal services, and other businesses that have been privatized — and have also proven profitable for a few,» he said in the statement.
In addition, to the earnings limitations, taking Social Security before your Full Retirement Age can result in a 6.7 % deduction of benefits each year, while waiting past Full Retirement Age can increase your benefits by 8 % each year until age 70.
If you averaged $ 127,000 over the past 35 years and took benefits at your full retirement age of 66, you would still only see a check of $ 2,687.
Adjusted net income and adjusted diluted EPS for full year 2010 exclude $ 100 million pretax ($ 62 million after - tax and $ 0.16 per diluted share) of impairment and other charges and an $ 85 million ($ 0.23 per diluted share) non-cash benefit in the provision for income taxes.
In the year you reach full retirement age, benefits are reduced by $ 1 for every $ 3 earned above the limit of $ 41,880.
Nimblest Banks Benefit Banks that embraced the full gamut of challenges during the crisis and still emerged in flexible enough shape to keep rolling out new products have grown their market share substantially over the past year and a half.
That form of tax planning would have allowed taxpayers to benefit more from the full state and local deduction this year before it is capped next year.
The 2017 MDRT Overview is full of information about MDRT and its many programs, including details on member benefits, membership requirements, this year's Executive Committee and much more.
Some of today's state - of - the - art annuities allow for income increases in the future as well as other valuable long - term care - type benefits, such as an income doubler that can double your guaranteed income for up to five full years for skilled nursing or home healthcare.
However, investors need to be aware of the three biggest tax ramifications of owning these assets which are: more complicated tax preparation, complications with owning them in retirement accounts, and the need to hold them for many years to maximize their full tax benefits.
Kate can expect at least 95 per cent of full Canada Pension Plan benefits at 65, currently $ 13,370 per year — that's $ 12,700 per year, and full Old Age Security benefits, currently $ 7,004 per year, at 65.
The full incentive package includes $ 2m in tax incentives (80 % rebate of property tax) and a $ 500,000 financial benefit during the 12 - year period when the plant has been completed.
Raw licorice root powder is full of health benefits known for thousands of years already.
Made from the quinoa supergrain these chips are full of nutritional benefits, this combination of Sour Cream and Chives has been a staple in crisps and chips flavours for years.
While Montepulciano d'Abruzzo is often consumed young, the wine does have some aging potential with producers such as Stefano Illuminati of the Controguerra winery Illuminati noting that the wine doesn't really change much in 10 years which can have its benefits and disadvantages because «on one hand, you open a well - aged Montepulciano and it is still fresh and full - bodied.
Enjoy a full year of all these and other benefits for only $ 59, a discounted price for local players.
That new fitness trainer did say it would take him a year before the full extend of his benefit would be noticed because of how backward Arsenal's view is towards fitness was when he arrived; this is actually the first season in 3 - 4 where we aren't top of the injury league by a mile (we are 3rd with Everton and Man United ahead).
The offense will benefit from a full year of Ryan Johansen at the 1C helm, hoping to lock up the potential RFA before the year is up.
March 3 — The full business benefits of Leicester City's surprise charge to the Premier League title a couple of seasons ago have finally emerged, with the Midlands club announcing a towering pre-tax profit of # 92.5 million for the year to 31 May 2017.
In 2011, the Cochrane Collaboration, a nonprofit independent research organization, analyzed the results of 15 randomized clinical trials that had evaluated whether omega - 3 — fortified infant formulas, fed to full - term babies for up to the first year of life, provide developmental benefits compared with nonfortified infant formulas.
The RLA Jury has honoured IBFAN «for its committed and effective campaigning over nearly twenty years for the rights of mothers to choose to breastfeed their babies, in the full knowledge of the health benefits of breastmilk, and free from the commercial pressure and misinformation with which companies promote breastmilk substitutes.»
Children as young as two years old can benefit from the Little Children Big Dreams stories and while a 2 year old's drawings may not look like much to us, they are full of meaning for your child.
Despite the known health benefits of breast - feeding, only 19 percent of black women are still breast - feeding at six months after giving birth, compared with 31 percent of white women, according to the U.S. Department of Health and Human Services» «Blueprint for Action on Breast - Feeding,» which urges women to breast - feed for a full year.
It can take a family up to two years to realize the full monetary benefit of cloth diapering just one child.
Whether you are a full - time or part - time, year - round or seasonal employee, just some of the benefits of working at Heritage Park include:
Even though the current outgoing administration could not reap the full benefits of the three - year US$ 918 million Extended Credit Facility programme, the Akufo - Addo - led administration is likely reap the fruits of the programme, Dr. Mensah told the B&FT.
One of the issues of the day was Cameron's plan to restrict the access that Romanian and Bulgarian migrants will have to benefits when they get full rights next year as EU citizens to live and work in the UK.
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