Sentences with phrase «benefit of the lower interest rate»

In many areas we are already using the credibility we have earned to pass on the benefits of low interest rates to businesses and families.

If you would like to accomplish this sooner, then a consolidation loan could help you manage your debt and give you the benefit of lower interest rates.

Even with bankruptcy, we can help you get on the road of having excellent a credit score and allowing you to enjoy the benefits of low interest rates and the buying power to succeed in life.

It is best not to extend your repayment term because this additional time may offset the benefits of a lower interest rate.

However, if Bank ABC refuses to give you a hearing, you could always consider switching your loan to another bank to get the benefits of a lower interest rate.

The obvious hurdle that refinancing has to clear is the upfront closing costs, but it is the potential back - end cost of refinancing that can really neutralize the benefit of lower interest rates.

It is a tedious and harrowing process but is often done for the benefit of a lower interest rate.

When you sell your home too soon after refinancing means that you will not live in that home long enough to get the savings benefits of lower interest rates.

For some people, the added benefit of a lower interest rate isn't worth the added risk.

This gives you the benefit of a lower interest rate while you pay off the principal faster.

Debt management program which is a repayment method that can come with the benefit of lower interest rates and more manageable payments.

These fees could be so high as to outweigh the benefits of a lower interest rate.

Between the two options, pre-financing offers the benefit of lower interest rates and shorter loan terms, helping you get out of debt quicker.

Sometimes switching costs can be exorbitantly high and by far outweigh the benefit of a lower interest rate.

The new law will also ban sales of tax - exempt debt for advance refundings, a financing technique that allows issuers to obtain the benefit of lower interest rates when outstanding bonds are not yet redeemable.

And note that some organizations even give the extra benefit of lower interest rates if you set up automatic debiting.

They may outweigh the benefits of the lower interest rate unless you plan on keeping your condominium for many years to come.

Not exact matches

According to a brochure published for the benefit of the British public, «the Bank sets the official interest rate — Bank Rate — to keep inflation low.&rarate — Bank Rate — to keep inflation low.&raRate — to keep inflation low.»

«Today because of the low interest rates and the fact that people are living longer, they are much more likely to benefit [from delaying],» Pfau said.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

Once the federal government achieved a balanced budget, that interest rate risk premium quickly disappeared and all levels of government benefited through lower borrowing costs.

Individuals can borrow funds up to certain limits to fund their college aspirations with benefits such as low fixed interest rate, a variety of repayment options, forgiveness opportunities, and no check of credit.

The US export sector is getting the benefit of a lower dollar; there's a significant fiscal package in the pipeline, which will add more than 1 per cent of GDP to private spending power; and sharp cuts have been made in US official interest rates, with financial markets expecting more to come.

Direct program expenses were up $ 1.0 billion (5.5 %), primarily due to the timing of payments as well as an increase in federal government employee pension and other future benefit liabilities, reflecting the impact of lower interest rates.

First - time homebuyer loan programs offer financial benefits such as lower interest rates and low down payments, but many of them require you to live in the home for a designated period or take homeowner education courses.

Benefits of VA loans include low interest rates, no mandatory mortgage insurance, and the option to make no down payment.

The ad argues that «Stocks should soon be benefiting from the sweet spot of a friendly Fed: low interest rates and improved earnings visibility.»

Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.

We focused on the two dominant macro factors — credit risk and interest rate risk — and how holding these factors together provided diversification benefits because of their historically low to negative correlation.

On one side, the low interest - rate environment has been one of the ingredients for a strong stock market and on the other hand higher rates will greatly benefit income seeking investors.

When used responsibly, the HELOC portion of readvanceable mortgages can provide many benefits to consumers such as low interest rates, convenient access to funds and flexible repayment terms.

Valuable benefits come in the form of loans and lines of credit with comprehensive perks and low interest rates.

Adding to these benefits the recent low prices of real estate and the low interest rates for financing and you can see how easy it is to accumulate wealth and become a successful investor.

In this kind of scenario, a borrower could benefit from the lower interest rate during the initial period, and then sell the house a few years later, before the loan begins to adjust.

With the current rate of interest you can certainly benefit from this low rate compared to an equivalent stand alone loan which is secured on your property.

You can take advantage of low interest rates, even for second or rental homes, and receive a wealth of tax benefits to offset the costs.

At that time, interest sensitive stocks were benefiting from the anticipation of interest rates staying lower for longer due to sub par US gross domestic product (GDP) growth.

Other direct program spending, consisting of operating expenses for Crown corporation, defence and all other departments and agencies, increased $ 2.3 billion (4.2 %), primarily reflecting increases in federal government employee pension and other future benefit liabilities, reflecting the impact of lower interest rates.

All other department and agency expenses increased by $ 1.6 billion (3.2 %), largely reflecting an increase in actuarial liabilities for claims and employees» pension and other future benefit costs, the latter reflecting the impact of low interest rates on plan assets.

The requirement of tangible benefit means that FHA Streamline Refinance is usually only available if prevailing interest rates are lower than the rate on your current mortgage.

However, you must be current on your monthly payments and show that you'll receive a net tangible benefit in the form of a lower interest rate or monthly cost.

Some of the benefits with this type of loan include: no down payment, no mortgage insurance, and low interest rates.

As you look at the idea of prepaying a 30 year fixed mortgage to get lower interest costs, be aware that you are not getting the benefit of a lower mortgage rate.

Small Business Administration loans offer a bevy of benefits for entrepreneurs, including low interest rates, long repayment terms and no ballooning costs.

Over time, the stock market has reached new records, powered by economic and earnings growth.2 We expect both to continue: The domestic economy is picking up a little speed, helped by improving growth in the rest of the world, and company earnings have benefited from better sales, the weaker dollar and still - low interest rates.

Private student loans make up a small percentage of the total student loan market, but many more borrowers have moved toward private lenders to help fund their education in the past several years.Private student loans offer some benefits over federal student loans, including the potential for a lower interest rate and extended repayment terms.

The out - performance reflects the benefits flowing to the Latin American region not only from low US interest rates (these countries have large US dollar borrowings) but also its exposure to stronger growth outcomes in the US, with strong rises in the prices of key commodity exports boosting the price of local mining companies.

The effects on the US share market, on the other hand, have been mixed: there have been some benefits from lower interest rates but the profit results of US companies are increasingly showing signs of adverse impacts from Asian competition.

Boros thinks it is the rapid growth in sales of variable annuities with living benefit guarantees, combined with the extremely low and prolonged interest rate environment, that spurred carriers to start certain suspensions.

They are currently benefiting from not being able to default by paying a lower interest rate than other types of unsecured debt.