Sentences with phrase «benefit pension funds»

This is, in part, causing the black hole in the so - called «gold - plated» defined benefit pension funds.»

Defined benefit pension funds are expecting a lot higher returns out of stocks than 6 %.

Consider defined benefit pension funds — after all, it is the same problem.

Know your risk tolerance Defined benefit pension funds typically go through a formal process to assess their risk tolerance as part of establishing an overall financial plan, notes Colin Sinclare of McLean Budden.

Combined with low credit demand, this would lower bank earnings, particularly for smaller, deposit - funded, and less diversified institutions, and presenting long - lasting challenges for life insurers and defined - benefit pension funds.

Panigirtzoglou and his colleagues calculate that every one percent rise in stock markets will require around $ 25 billion of bond purchases from U.S. defined benefit pension funds alone.

Speak to your defined benefit pension fund to see how the changes will affect you.

If I could go back in time and set things right, I would've set the defined - benefit pension funding rules to set aside considerably more assets so that funding levels would've been adequate, and not subject to termination as the labor force aged.

Not exact matches

State pension funds, facing a potential multitrillion - dollar shortfall, find themselves in the center of a four - way battle: Employees and retirees expect to be paid their promised benefits; the pension systems have clear obligations but may not have the resources to pay them; politicians are looking for ways to resolve the underfunding and balance the burden among retirees and workers; and state taxpayers, challenged to provide for their own retirements, resent the additional tax load.

The CPPIB, one of the world's largest pension funds, invests money not needed by the Canada Pension Plan to pay benefits for some 18 million current and retired contripension funds, invests money not needed by the Canada Pension Plan to pay benefits for some 18 million current and retired contriPension Plan to pay benefits for some 18 million current and retired contributors.

The Teamsters» pension fund is warning hundreds of thousands of members that their benefits may be cut.

Bond investors like mutual funds and pension funds hope to buy securities with comparatively higher yields than other asset - backed debt that could also provide diversification benefits.

SHANGHAI, March 21 - Global asset managers are lobbying Beijing to offer tax benefits and other incentives to entice China's aging population to invest in mutual funds for their retirement, as funds eye a multi-trillion dollar opportunity in commercial pensions.

These companies not only benefit from a stable and dynamic equity marketplace, they also gain access to large pension funds, money managers and other institutional investors.

U.S. public pension funds were facing shortfalls of nearly $ 4 trillion at last count, as fewer millennials contribute and more boomers draw benefits.

The CPPIB, one of Canada's biggest pension funds, invests money not currently needed by the Canada Pension Plan to pay bepension funds, invests money not currently needed by the Canada Pension Plan to pay bePension Plan to pay benefits.

As tax revenues have shrunk, the city's financial obligations have grown — mainly to an ever - expanding pool of 30,000 retirees, promised life - time pensions and health benefits by short - sighted government officials over decades who consistently failed to fund those future obligations.

Union officials, who have vowed to fight any effort to reduce benefits to retirees and vested workers, claim the city has undermined the pension fund by outsourcing city services to workers who don't pay into the system.

France's mostly taxpayer - funded public pension system may do better at ensuring every retiree is sufficiently funded (for now), and America's mostly private pension patchwork may be more sustainable into the future, but our hybrid system of individual -, employer - and government - funded benefits ranks high on both criteria, sufficiency and sustainability — «which is uncommon,» says Morin

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

The International Monetary Fund for years has documented that asking ever healthier taxpayers to wait a little longer for their pension benefits is among the handful of measures that will allow developed economies to save their public retirement systems for bankruptcy.

Among other things, it needs to create — and enforce — mechanisms for businesses that rely on gig workers to put money into a central pot, which can then be used to fund portable health insurance, pensions, and other benefits that people can take with them from job to job.

He plans to make a $ 681 million payment to the state's pension funds, which will cover the costs of benefits earned by active employees during the year.

These benefits would (i) largely go to developers and contractors for infrastructure projects like new pipelines that would happen even without new incentives and so be highly regressive; (ii) raise costs by failing to reach the tax - free pension funds, sovereign wealth funds and international investors who are the most plausible sources of incremental infrastructure finance; (iii) not encourage at all the highest return maintenance projects like fixing potholes that do not yield a pecuniary return for investors; and (iv) by offering credits at an unprecedented 82 percent rate, invite all kinds of tax shelter abuse.

In addition to the Canada Pension Plan Account, there was a Canada Pension Plan Investment Fund that would take the surplus that accumulated over and above administration costs and the amount of money required to pay immediate benefits (i.e. three months» worth) and invest it in provincial and federal securities.

In short, because they pool longevity risk, can offer a well - diversified portfolio with longer - term investments, and are professionally managed, public pension funds deliver the same level of benefits as DC plans at only 46 percent of the cost.15 Any funds invested with the state pension fund would be kept in a separate investment pool from public sector funds.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Your only income is from wages, salaries, tips, interest, ordinary dividends, capital gain distributions, taxable scholarships and fellowship grants, pensions, annuities, IRAs, unemployment compensation, Alaska Permanent Fund dividends, and taxable social security or railroad retirement benefits

The days are gone when family breadwinners could expect to work for one employer throughout their entire career, retire on generous defined benefit pensions provided by that employer, with the comfort of knowing that expenses in their golden years would be securely funded by the deep pockets of government.

My sense is that it is still mainly defined benefit pension plans that are interested in hedge funds and private equity, which are the focus of the Intel case.

You'll do far better if you supplement Social Security benefits with pensions, savings, investments and an emergency fund.

Benefits depend on how much was contributed in the employee's name and how well the pension fund investments performed.

These benefits would (i) largely go to developers and contractors for infrastructure projects like new pipelines that would happen even without new incentives and so be highly regressive; (ii) raise costs by failing to reach the tax - free pension funds, sovereign wealth funds and international investors that are the most plausible sources of incremental infrastructure finance; (iii) not encourage at all the highest return maintenance projects like fixing potholes that do not yield a pecuniary return for investors; and (iv) by offering credits at an unprecedented 82 per cent rate, invite all kinds of tax - shelter abuse.

[32] In addition, important classes of the most active institutions — most notably government and union pension funds — have strong incentives to pursue private benefits at the expense of other investors.

Or, you wipe out the pension fund, push it on to the government's Pension Benefit Guarantee Corporation, and use the money that you were going to pay for pensions to pay stock divpension fund, push it on to the government's Pension Benefit Guarantee Corporation, and use the money that you were going to pay for pensions to pay stock divPension Benefit Guarantee Corporation, and use the money that you were going to pay for pensions to pay stock dividends.

The problem is that the state - mandated pension plans for school - district employees are defined benefit plans, which means the amount of future benefits is guaranteed and has to be funded by the taxpayers and / or investment income.

So instead of paying a defined pension benefit as people expected, they've gone to a defined payment program (to a 401K or stock market or mutual fund).

In 1997, it froze its employee pension fund, but continued to offer executives lavish benefits.

The changes also will force some public pension funds to calculate retirement benefits using more conservative assumptions.

While many innovative investment vehicles such as private equity and pension funds have emerged in recent times, boomers will need to learn about the benefits of crowdfunding, which is a relatively new comer.

BENEFITS CANADA, Toronto: New Report Tracks Canadian Pension Funds» Rising Interest in Asia - Pacific (APF Canada Content)

A partial but not complete list of worries includes: China melt down, Yuan reevaluation after effects or Taiwan action, global biomedical epidemics, e.g. Avian Flu, or bioterrorism outbreaks, trade wars (China, EU), major hedge fund bankruptcies, a PBGC (Pension Benefit Guaranty Corp.) shortfall crisis, major junk bond or emerging market bond default, a bank derivative blowup, Fannie Mae issues plus possible assorted natural disasters.

«A rush for safe - haven bonds around the world has sent the yields on sovereign bonds through the floor — meaning a fall in the regular income that pension funds use to pay their retirees their defined benefits, sometimes known as final salary pensions.

«[They] might be among the dwindling group of Americans who will get a pension and will benefit from having an employer who set aside retirement funds for them.»

The PSAC has been working with the Canadian Labour Congress for some time to press the government to double those benefits, increase the GIS and establish a national pension plan insurance fund.

Japan continues to benefit from reasonable valuations, an accommodative central bank and increased equity buying by pension funds.

It was reported today that the Central States Pension Fund, which handles the retirement benefit programs for Teamster truck driver unions across several large States, has formally filed an application to cut benefits up to 60 %.

The majority of smaller stressed defined benefit schemes are likely to end up in the Pension Protection Fund, according to consultancy Barnett Waddingham, as it raised concerns that the Pensions Regulator's new tougher stance may remove vital flexibility from the system.

The effect often leaves a bankrupt shell of a company, or at least enables corporate raiders to threaten employees with bankruptcy that would wipe out their pension funds or employee stock ownership plans if they do not agree to replace defined benefit pensions with riskier contribution schemes.

Net investment income does not include tax - exempt interest from municipal bonds (or funds); withdrawals from a retirement plan such as a traditional IRA, Roth IRA, or 401 (k); and payouts from traditional defined benefit pension plans or annuities that are part of retirement plans.