Sentences with phrase «benefit pension plan sponsors»

National Investment Roundtable Straight talk on the issues that concern Canadian defined benefit pension plan sponsors Spring 2016

Sean Sirois, Head of Business Development, Quebec and Eastern Canada In this role, Mr. Sirois is responsible for marketing investment solutions to consultants, defined benefit pension plan sponsors, and other institutional investors.

In November 2015, Sun Life Investment Management Inc. travelled across Canada hosting five intimate roundtable discussions to find out what's on the minds of some of the country's leading defined benefit pension plan sponsors.

Andrew Post, Director, Institutional Sales, Central Canada In this role, Mr. Post is responsible for marketing investment solutions to consultants, small to mid sized defined benefit pension plan sponsors and other institutional investors.

Not exact matches

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Corporate defined benefit plan sponsors have pulled many levers in recent years in an effort to reduce the financial risk of pension obligations.

DC investment forum On October 5 and 6, Look for MFS» regional DC team members at the Benefits Canada DC Investment Forum in Toronto as they join senior representatives from Canada's largest DC pension plans, consultants and leading providers in discussing how plan sponsors and the DC pension industry can help plan members optimize their outcomes.

There are a limited number of employer - sponsored defined benefit plans (pensions) available as it is, said Henry Ford, principal and senior advisor for LifeSteps Financial, a registered investment advisory firm.

While employers would be required to pay one half of the cost of the modest premium increase required to finance an enhanced CPP, companies which sponsor defined benefit pension plans would not face additional costs since the great majority of these plans are fully integrated, meaning that they would pay out less as CPP benefits were increased.

And for defined benefit plan sponsors, the pension plan expense is as volatile as ever.

The sponsors of private plans must therefore contribute much more for every dollar of promised benefits than governments contribute to teacher pension plans that value liabilities using an 8 percent assumed return on portfolios heavily weighted with stocks, hedge funds, or private equity.

As many baby boomers on the cusp of retirement are well aware, employer - sponsored Defined Benefit pension plans are getting scarcer than hen's teeth

Few Canadians outside the public sector enjoy good defined benefit pensions anymore, but many will by then have significant amounts in more modest employer - sponsored plans, or RRSPs and TFSAs.

The biggest one is the lack of traditional Employer - sponsored Defined Benefit pension plans.

Whether you're leaving an employer - sponsored defined - benefit or defined - contribution pension plan, a LIRA will be the tax - sheltered structure in which your funds will be held.

An IRA can serve as a supplement to Social Security benefits or an employer - sponsored plan or pension.

This new share class is available to eligible employer - sponsored retirement plans such as 401 (k) plans, 457 (b) plans, 403 (b) plans, profit - sharing plans and money purchase pension plans, defined benefit (DB) plans, and nonqualified deferred compensation (NQDC) plans.

He leads the LDI team in developing solutions for plan sponsors seeking to reduce risk and volatility in their defined benefit pension plans.

However, she enjoys no major benefits or employer - sponsored pension plan.

Plan sponsors can view, manage and print information about your company's defined benefits, pension or 401 (k) pPlan sponsors can view, manage and print information about your company's defined benefits, pension or 401 (k) planplan.

Today, with employer - sponsored defined benefit (DB) pensions becoming increasingly rare for younger workers, you may need at least that much stashed away in an Registered Retirement Savings Plan (RRSP) to have any chance of the retirement you want.

Many private businesses have shifted from offering defined - benefit pension plans to other forms of employer - sponsored plans, such as defined - contribution plans, but some still do offer defined - benefit plans to employees.

Let me guess: The 25 per cent who do feel confident are likely members of those increasingly rare (especially for younger workers) employer - sponsored defined - benefit pension plans.

Aside from the bankruptcy of a plan sponsor, the benefits of someone being paid their pension can't be cut.

Employer - sponsored retirement plans are divided into two categories of plans: defined benefit pension plans and defined contribution plans.

A type of pension plan in which an employer / sponsor promises a specified monthly benefit on retirement that is predetermined by a formula based on the employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.

Based on their heavy exposures to recent «Made in Canada» disasters like Laidlaw, Loewen, Bre - X and Nortel, which formed a significant part of the Canadian equity universe, pension plan sponsors clearly understand the benefits of global equity diversification.

In the current editorial of MoneySense (April issue), I talk about our theory that one reason the magazine launched when it did — 15 years ago — was that this was around the time the trend of the decline of traditional «Defined Benefit» employer - sponsored pension plans had gotten well under way.

I'd argue that the majority who ARE confident are probably the beneficiaries of employer - sponsored Defined Benefit pension plans, ideally the kind of inflation - indexed ones that many public servants enjoy.

These regulations would affect participants, beneficiaries, sponsors, and administrators of defined benefit pension plans.

September 24, 1992 — Submission by Dallas L. Salisbury Before the Subcommittee on Oversight Committee on Ways and Means on the Effects of Underfunded Defined Benefit Pension Plans on Plan Retirees and Plan Sponsors (T - 87)

It's important to consider all of your potential sources for retirement income, including any employer - sponsored plans you may participate in, Social Security, and any pension benefits that may be applicable.

And as this column has pointed out before, retiring in this second decade of the 21st century poses challenges for just about any healthy person who lacks an inflation - indexed employer - sponsored Defined Benefit (DB) pension plan.

So as the use of employer - sponsored pension plans has fallen over the last 50 years, Canadians have made up for it by increasing savings in RRSPs and TFSAs as well as by prioritizing owning their own home, which brings tax free benefits as the equity in their principal residence grows.

In order to get employers to create Defined Benefit [DB] pensions, the government allowed for funding methods that were liberal — a plan sponsor wouldn't have to put in as much at the beginning; it can catch up over time.

Yamada and Tretiakova observe what many aging Baby Boomers are coming to terms with: that the combination of rising life expectancy, minuscule interest rates and declining availability of employer - sponsored Defined Benefit pension plans is making boomer retirement an anxious proposition.

Frozen Plan - An ongoing pension plan in which the plan sponsor «freezes» benefits, that is, stops some or all future benefit accruPlan - An ongoing pension plan in which the plan sponsor «freezes» benefits, that is, stops some or all future benefit accruplan in which the plan sponsor «freezes» benefits, that is, stops some or all future benefit accruplan sponsor «freezes» benefits, that is, stops some or all future benefit accruals.

Like many workers you may have no employer - sponsored pension plan benefits and only a small RRSP.

Additionally, he serves as Plan Administrator for all pension and welfare benefit plans sponsored by the Council.

PRPPs pool the assets of individual members and should allow participants to enjoy some of the investment benefits of sponsored pension plans, such as lower investment management and plan administration costs.

We frequently represent plan sponsors and fiduciaries in investigations and audits by government regulatory agencies, including the IRS, the DOL, the Pension Benefit Guaranty Corporation, and state agencies.

In the employee benefits arena, we represent employers, trustees, plan sponsors, investment advisors and lenders to address Employee Retirement Income Security Act (ERISA) matters, employee stock ownership plans (ESOPs), pension, health and welfare benefit plans and collectively bargained trust funds.

If the business is the sponsor of an employee pension plan, the benefits promised by the plan are not immune from that risk.

Clio Godkewitsch will talk about pension governance at the Canadian Legal and Legislative Update, sponsored by the International Foundation of Employee Benefit Plans.

Defended a plan sponsor and retirement plan against a claim for additional pension benefits by a plan beneficiary.

It has created considerable uncertainty over the priority status afforded to pension plan wind - up deficits, particularly in insolvency proceedings involving the plan sponsor, and the effects on availability of credit for all organizations that provide defined benefit pension plans for their employees.

And many employers who sponsor defined benefit pension plans will be pleased by this morning's Ontario government announcement about an entirely new framework for funding defined benefit pension plans, which will come into effect «in the coming weeks».

A pension plan (also referred to as a defined benefit plan) is a retirement account that is sponsored and funded by your employer.

Providing services for individuals, families, employers, plan sponsors and business partners, under Symetra White Mountain's offerings include pension planning, IRA, group health benefits, stop loss coverage, and 401k management.

A defined benefit pension plan is a type of pension plan in which an employer / sponsor promises a specified monthly benefit on retirement that is predetermined by a formula based on the employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.