Sentences with phrase «benefit pension plans into»

For years, companies have taken their cue from bull markets and tried to parlay the assets held in their defined - benefit pension plans into big market gains.

If you are trying to determine the risk portfolio of your cumulative holdings then I would suggest that yes, it would be appropriate to put your Defined Benefit pension plan into a risk category that has the same risk profile as a highly rated corporate or government bond.

Not exact matches

Take into account the delay in Old Age Security, and the fact that the Canada and Quebec pension plans will pay more to people who put off receiving their benefits, and later retirement becomes even more attractive.

To do this, pension experts like Ambachtsheer and Greg Hurst, a principal with retirement benefits administrator Morneau Sobeco, recommend creating a new kind of multi-employer pension plan into which every working Canadian would be automatically enrolled, though they could opt out or alter the standard contribution rates.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The struggling retailer, which has lost more than $ 10 billion in the last six years, also said it may sell off 140 stores in a deal with the Pension Benefit Guaranty Corp to pay $ 407 million into its underfunded pensioPension Benefit Guaranty Corp to pay $ 407 million into its underfunded pensionpension plan.

Instead of giving you what we promised, the defined benefit pension, we'll turn it into a defined contribution plan.

[Cuomo will also call for another costly item for the state and local governments, pensions, to evolve into a defined benefit plan, similar to a 401 (k) in the private sector.]

Pensions Cuomo will also call for another costly item for the state and local governments, pensions, to evolve into a defined benefit plan, similar to a 401 (k) in the privatePensions Cuomo will also call for another costly item for the state and local governments, pensions, to evolve into a defined benefit plan, similar to a 401 (k) in the privatepensions, to evolve into a defined benefit plan, similar to a 401 (k) in the private sector.

There are courses and conferences that I could attend, business, product development, quality control, and research skills that I could learn, stock options that I could buy into and pension plans to contribute to — the benefits seem to be endless.

In the Fall 2013 issue of Education Next, Koedel, Ni, and Podgursky took a deep dive into the design of public school system pension systems, showing that school administrators can accrue considerable pension wealth in a defined - benefit (DB) pension plan.

As it will be clear later, when it comes to pension plans, retirement plan costs do not always translate into retirement plan benefits, and the Chester Charter School is offering a pretty good retirement plan.

The graphs below, a modified version of Figure 1 from the paper, shows the total contributions that will be made into the pension plan over a teacher's working career (the solid black line) versus the actual benefit teachers would receive at a given stage of their career (the black dotted line).

Defined benefit plans offer very little to early - career workers, jump in value a bit when employees «vest» into the system and qualify for a minimum pension, and then increase steeply as employees near retirement.

In fact, he and hundreds of thousands of teachers from Philly have been and will be recipients of a defined benefit pension and fight any bill — like Senate Bill 1, which would have moved teachers into a more taxpayer - friendly 401 (k) plan.

The limited size of the St. Louis plan offers an unusual vantage point into the complicated relationship between pension benefits and bottom - line budgeting.

LANSING, Mich. — Gov. Rick Snyder has signed into law a plan to steer more newly hired school employees into a 401 (k)- only retirement benefit instead of one with a pension.

In the late 1970s and early 1980s, school districts contributed more than 20 percent of teacher salaries into the state defined benefit pension plan.

Teachers hired before January 1, 2014 retain the traditional defined - benefit pension plan or can choose to opt into the new plan.

Debt costs: The majority of contributions into teacher pension plans today are not going toward retirement benefits for today's teachers; they're mainly going toward unfunded pension liabilities.

Employers pay into worker defined benefit plans, while workers contribute to their own pension under a defined contribution plan.

With no company pensions, they live off their Canada Pension Plan and Old Age Security benefits and dip into their personal savings when necessary.

Qualified pension plans are pension plans that provide tax benefits on all contributions going into the plan.

And even though Colin has a defined benefit pension plan with his employer, the couple contributes $ 75 per week — or $ 3,900 per year — into his RRSP.

It is a very good summary of how we got into the mess we in today with respect to Defined Benefit [DB] pension plans.

Tax planning should be a long term strategy that takes into consideration the timing of Social Security benefits and pensions.

For a defined - benefit pension plan, your employer usually makes periodic contributions, and a specified amount of funds is deposited into the plan every month.

Employer - sponsored retirement plans are divided into two categories of plans: defined benefit pension plans and defined contribution plans.

Or just really integrating Social Security and any traditional defined benefit pension that someone has into their plan as well.

Would you advise 50 - year - old, 60 - year - old clients to cash out of a defined benefit pension plan and move money into an IRA managed by your company?

Indeed, the percentage of pension - plan assets invested in stocks dropped from 60 percent to 55 percent during 2007, representing a shift of almost $ 60 billion worth of plan assets from equities into fixed - income and other investments, according to the firm's study of the 100 U.S. public companies with the biggest defined - benefit pension assets whose 2007 annual report was released by March 15, 2008.

Debbie has a relatively new job and enjoys the social aspect of going into the office as well as her benefits (which include a pension plan and healthcare).

A: Defined benefit (DB) pension plans can provide you with a smooth transition into a comfortable retirement lifestyle or play a healthy part in your overall retirement resources.

An Individual Pension Plan is potentially available to business owners and certain highly valued employees, and it allows you to essentially convert your RRSP into the Cadillac of defined - benefit pensionPension Plan is potentially available to business owners and certain highly valued employees, and it allows you to essentially convert your RRSP into the Cadillac of defined - benefit pensionpension plans.

Yes, but this does not take into account their defined benefit pension plan which will have a present value of a couple million or more when they retire.

The expansion of the pension plan would go into effect in 2019 and would see CPP premiums and benefits increase gradually.

The United Steelworkers union and a group of former executives of aluminum processor Indalex Ltd. had appealed the case to the Ontario appeal court as they were left with underfunded defined - benefit pension plans when the company went into Companies» Creditors Arrangement Act proceedings.

And many employers who sponsor defined benefit pension plans will be pleased by this morning's Ontario government announcement about an entirely new framework for funding defined benefit pension plans, which will come into effect «in the coming weeks».

He has the option to extend the accumulation phase, utilize the entire proceeds to purchase a single premium deferred pension plan, commute the benefits or enter into annuity phase.

- Phased - in retirement, defined benefit pension plan, flexible health benefits into retirement, with no age limit