Sentences with phrase «benefit plan which»

HDFC Life Easy Health plan is a fixed benefit plan which offers coverage against Daily Hospital Cash Benefit, Surgical Benefit and Critical Illness Benefit.

To address this, Bajaj Allianz General Insurance has introduced a new plan — Surgical Protection Plan, a benefit plan which proposes to repay surgical expenses.

They also have a Graded Benefit plan which is a waiting period where only a portion of the death benefits gets paid out if death is prior to the two year mark of the policies birth.

That is not true of their level benefit plan which is reviewed further down in this article.

They offer some graded death benefit plans which have no underwriting just ask you few questions which are addressed towards severe conditions.

Created spreadsheets of employee enrollment in various benefit plans which was transferred to HRIS for corporate - wide analysis

Not exact matches

2) Costco: Employees rave about the benefits, which include «Great health and dental insurance plan, 401k, paid vacation, paid holidays and paid sick time for both part time and full time employees.»

If workers» needs vary widely, consider the increasingly popular «cafeteria plans,» which give workers lengthy lists of possible benefits plus a fixed amount to spend.

To do this, pension experts like Ambachtsheer and Greg Hurst, a principal with retirement benefits administrator Morneau Sobeco, recommend creating a new kind of multi-employer pension plan into which every working Canadian would be automatically enrolled, though they could opt out or alter the standard contribution rates.

AgileHealthInsurance.com, which sells short - term health insurance plans that are allowed to exclude benefits guaranteed under the ACA, expects the law to allow more choice so that insurers can design cheaper plans to hit a certain price point of $ 100 per month or $ 200 per month, as they did before the ACA, according to executive director Sam Gibbs.

At benefits company Stride Health, which sells and manages healthcare benefits to «gig» workers like Uber drivers, CEO Noah Lang said that he would want to be sure that the replacement plan has tax credits available to people as they need them, rather than at the end of the year only.

Yet long - term plans like CPP calculate their benefits on the basis of earnings over the course of a worker's career, indexed for inflation, which may be quite a bit lower.

Go completely paperless and choose a system that guides employees through electronic signup with benefits experts available to answer questions like, «Which plan is right for me?»

Jack Raudenbush, vice president of the $ 4.6 million company, which is based in Middletown, Pennsylvania, estimates that the change costs a few thousand dollars per year but calls it money well spent: «This was the type of plan our competitors had, and we needed to offer competitive benefits.»

(Earlier this month the bank announced plans for the lab, which will specifically explore how the block chain can benefit its industry.)

New York City assembly leader Joseph Morelle is expected to introduce a bill this month which would lay out the first - ever portable benefits plan for workers in the gig economy.

Perhaps the biggest sticking point is the company's pension plan, which Canada Post is proposing be changed from a defined benefit plan to a defined contribution plan.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Express Scripts, which in its role as a pharmacy benefit manager negotiates drug prices and reimbursement on behalf of insurers and employers, «will work with health plans and plan sponsors to decide where they want [Luxturna] on their plans,» Miller said.

Economists say that the plan, which would cost the government $ 2.7 billion a year, would give the most benefit to families who need it least and no benefit at all to 85 per cent of Canadian households.

More health plans and employers are signing up with pharmacy benefit managers like CVS Health (cvs) and Express Scripts (esrx), which control the list of drugs those insurance plans will cover, increasingly restricting patients from taking unreasonably high - priced drugs.

The same goes for people who are contemplating leaving higher paying, stable jobs to go work for startups which may have no 401 (k) plan or most definitely have no 401 (k) matching benefit since most startups are loss making.

Prescription benefit managers (PBMs) negotiate drug benefits for health plans and employers and maintain a list of covered drug benefits, called a formulary, that determines which drugs patients can easily buy.

Retailers as a whole could see a large benefit from the GOP tax plan, which lowers the corporate tax rate to 21 percent.

Franchisee peer support and transition planning — which comes from the same Mentor Program that I once headed — also greatly benefits franchisees that take over an existing franchise.

Importantly, the people handling these matters should be well versed in the Employee Retirement Income Security Act, or ERISA, which contains many of the laws regulating employee benefit plans.

Iger went on to talk about the benefit of controlling an established streaming service like Hulu, which Disney can use to house programming from both its own portfolio and Fox's that won't be available on its other two planned streaming services.

Aside from technology, the company is also expected to benefit from a contract it landed with the Ontario government, which said earlier this week that it would use Shopify's e-commerce platform for cannabis sales online and in stores as part of its plan to be the province's sole distributor of legal recreational marijuana.

Murawski notes that this is a good time to decide which accounts you want to invest in, including 401K, Roth IRA, Traditional IRA, Simple IRA, SEP IRA, Defined Benefit Plan, and after tax accounts.

Torstar is investigating a merger of its pension plan assets with a multi-employer plan called CAAT, which would take over the obligation for paying past accrued benefits and future pension benefits of Torstar employees.

Noble says the restructuring plan, which has the backing of over 83 percent of its senior creditors, will benefit all stakeholders and an insolvency is the only alternative if shareholders do not approve its proposal.

While you're more than likely to get a heavy sales pitch touting all the benefits when shopping, consumer advocates say these plans, which can cost hundreds of dollars depending on the product you're covering, generally are not worth the money.

While Torstar has no bank debt, it does have a major financial obligation to its defined benefit pension plan, which is in a solvency deficit position.

Unlike IRAs and 401 (k) s, which allow business owners to invest up to $ 24,000 annually, specialized defined benefit plans, properly structured, can significantly increase contributions and reduce taxes by 50 percent — in some cases, a double benefit.

The Segal Co. (212-251-5029), a national benefits consulting firm, has published a 28 - page white paper, «Flexible Benefits for the Small Organization: Why Flex Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros abenefits consulting firm, has published a 28 - page white paper, «Flexible Benefits for the Small Organization: Why Flex Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros aBenefits for the Small Organization: Why Flex Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros and Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros and plans and addresses their pros and cons.

Gives an overview of the main subsegments within the global fintech industry, and discusses which categories have had to adapt to survive, which have reaped benefits from their original game plans, and which new segments have come to the fore in the past twelve months.

Trapani and Shindler have also discarded their old pension plan entirely since the «defined benefit plan» was set up to provide payouts only to employees who stayed until age 60, which just didn't meet the needs of the company's somewhat transient work force.

The struggling retailer, which has lost more than $ 10 billion in the last six years, also said it may sell off 140 stores in a deal with the Pension Benefit Guaranty Corp to pay $ 407 million into its underfunded pension plan.

Ching plans to release the final product, which sells for $ 85 and is covered by some health benefit plans, by year's end, with the bold goal of reaching five million users by 2020.

For instance, Trump has previously asserted that there will be insurance for «everyone» under a replacement plan; but that's at odds with the current draft legislation in Congress, which would roll back Obamacare's Medicaid expansion and shift the ACA's benefits structure.

[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.

Republicans want to roll back Obamacare, which established key benefits that almost all individual insurance plans must offer and set up an online market where more than 10 million people buy their insurance.

The report, which focuses on retirement savings gaps in the U.S., says that the country needs to «unrig the rules that bloat CEO retirement benefits» and that Trump's tax plan will exacerbate the problem.

Both of our jobs currently have defined benefit pension plans in place, both of which we are vested in — I don't put a dollar figure on those but figure those will provide 3k to 4k in retirement income when we retire, depending upon when we retire and then when we choose to draw it.

He plans to make a $ 681 million payment to the state's pension funds, which will cover the costs of benefits earned by active employees during the year.

The board studied Bill's detailed plan for the first 100 days, which aimed to capture as much of the synergy and integration benefits as possible.

What Mr. Obama initially proposed was to end a major tax benefit provided by 529 plans, which shield earnings on investments from taxes on capital gains and dividends much like a Roth IRA.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

In the event Mr. Block's employment terminates due to his death or disability (as defined in his offer letter), he or his estate will be entitled to receive the following payments and benefits (less applicable tax withholdings), in addition to any other compensation and benefits to which he (or his estate) may be entitled under applicable plans, programs and agreements of the Company:

The plan is almost identical to the final plan Trump released on the campaign trail, a plan which would have cost $ 7.2 trillion and concentrated its benefits on the richest Americans, per the Tax Policy Center.