Sentences with phrase «benefit policies available»

We also have graded death benefit policies available at very competitive rates that ensure many of our clients have some form of life insurance coverage in place.

There are graded death benefit policies available for him.

Not exact matches

Small, concrete steps in public policy could help make the benefits of capitalism available to everyone.

Reworking EI benefits to be portable across provinces for a trial period garnered the most support among the respondents, since they believe such a policy change would make it easier for job seekers to move to where employment is available.

However, this benefit is available only if you've paid enough into the policy that it has a sizable cash value.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.

In addition, mothers can begin claiming maternity benefits — 15 weeks of leave available only to moms — 12 weeks before their due date, as opposed to the current policy, which is limited to eight weeks before a baby's expected arrival.

This Act mandated that insurers provide written notice to policyowners, if an insured is 60 or older or is known by the insurer to be terminally or chronically ill, and if a policy owner requests to surrender the policy, request an accelerated death benefit under the policy, or when an insurer sends notice to the owner that the policy may lapse, that there are options to lapse or surrender available to them.

We have $ 55,800 in IRA's (I'm 30 and my husband is 35), and $ 25K cash available in the life policy (death benefit is a half million).

Riders are useful as they allow you to tailor your life insurance policy and gain certain benefits that aren't available with the standard coverage.

While medical benefits can be available on some credit cards, more comprehensive coverage can be found with a third - party travel insurance policy

«The COAG report is based on four years of exhaustive analysis of the costs and benefits of policy options including CDL and is regarded as the most independent and reliable advice on this matter available.

UN agencies have developed counseling guidelines for health workers and policy makers that address the risks and benefits of available infant feeding methods and how to make the chosen method of infant feeding as safe as possible.

«The committee felt that the potential benefits to NOMS [National Offender Management Service] from this research proposal were limited and that the project did not sufficiently link to NOMS priorities and our focus upon identifying ways of improving the effectiveness of operational policy / delivery and maximising the use of our available resources.

«Our interactive application,» the researchers say, «provides a flexible tool for informing public health policy via a rigorous cost - benefit analysis of available options.»

Although Gaetz's bill does not include fiscal expenditures, as noted in the main text (§ IV, supra), in reviewing the start time / academic achievement studies undertaken by fellow economists, Columbia University Assistant Professor of Finance and Economics Jonah Rockoff and the Walter H. Annenberg Professor of Education Policy, Professor of Economics, and Professor of Education at the University of Michigan, Brian Jacob, concluded that delaying middle and high school start times «from roughly 8 a.m. to 9 a.m. -LSB-,]» will increase academic achievement by 0.175 standard deviations on average, with effects for disadvantaged students roughly twice as large as advantaged students, at little or no cost to schools; i.e., a 9 to 1 benefits to costs ratio when utilizing single - tier busing, the most expensive transportation method available.

Many more examples of new state and district policies on teacher and principal evaluation are available at www.tqsource.org, all of which offer innovative ideas and lessons learned for the benefit of other education leaders around the country.

A.The Arts Education Partnership created ArtsEdSearch as a first - of - its - kind publicly available resource for reliable and objective research and policy information on the benefits of learning in and through the arts.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

Although creditor protection is one of the benefits of a life insurance policy, it is only available under specific circumstances and there are many exceptions.

In a nutshell, if your life insurance contract becomes a MEC, you'll lose all the life insurance policy tax benefits that are otherwise available prior to payment the death benefit.

In addition, mothers can begin claiming maternity benefits — 15 weeks of leave available only to moms — 12 weeks before their due date, as opposed to the current policy, which is limited to eight weeks before a baby's expected arrival.

The death benefit from the policy becomes available upon the second death when estate tax and estate

There are several riders that are available to add to your policy that can help enhance your policy's death benefit and cash value performance.

Since they're better able to assess your risk through the health questions, this policy's death benefit can be as high as $ 50,000 in value, though this is still significantly lower than what is available through alternate insurers.

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

So the decision may hinge upon how much death benefit the trustmaker qualifies for AND whether a long range term policy is available to cover the lifespan of the trustmaker.

Benefits are available once the policy has been issued, once the standard 90 day elimination period ends.

Riders are useful as they allow you to tailor your life insurance policy and gain certain benefits that aren't available with the standard coverage.

The Visa Infinite privacy policy (available online at www.visainfinite.ca/infinite/privacy.jsp) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website.

The maximum benefit amount available equals the lesser of 90 % of the total death benefit or the policy face amount less $ 25,000.

But there are many benefits of IBC that are made available through using whole life insurance policies.

The Whole Life Guaranteed policy available from the company's website has a graded death benefit for the first two years of the policy.

The whole life insurance plus long - term care policy is available for ages 35 - 80 and provides a guaranteed minimum 4 % interest rate, along with a guaranteed death benefit.

For example, a policyholder with a $ 100,000 annuity who had selected and aggregate benefit limit of 300 % and a two year benefit factor would have an additional $ 200,000 available for long term care expenses after the initial $ 100,000 policy value was depleted.

The complete benefit is available through age 70, lowering to 50 % through age 80 when the policy expires.

In addition, an optional enhanced death benefit is also available if the annuity owner selects the life income option with a protected period at the time of policy issue.

The policies are sometimes sold by funeral homes, but more typically by employers, where they are available to employees as something of a benefit.

This Act mandated that insurers provide written notice to policyowners, if an insured is 60 or older or is known by the insurer to be terminally or chronically ill, and if a policy owner requests to surrender the policy, request an accelerated death benefit under the policy, or when an insurer sends notice to the owner that the policy may lapse, that there are options to lapse or surrender available to them.

Using PUAs is an effective method of increasing your available cash value while at the same time boosting the policy's death benefit.

Changes in the death benefit option are available at no charge after the first policy year.

Sophisticated index - linked crediting strategies for greater upside potential Increased estate value Control and access to your money for emergencies and opportunities through policy loans Living benefits to help pay for the expenses of a terminal condition or a chronic illness and care — Chronic Illness is not available in all states Transferring money more efficiently to your heirs

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

The only restrictions to Northwestern Mutual's life insurance policies are that they aren't available with small death benefits (the minimum is $ 25,000) and the company doesn't offer policies with limited underwriting.

TermNow is only available if your life insurance policy has a death benefit between $ 15,000 to $ 300,000.

Policy loans are also available using your cash value as collateral, but keep in mind that loans affect the amount of your death benefit.

In evaluating credit risk, the Company obtains, when available, the underlying rating of the insured obligation before the benefit of its insurance policy from nationally recognized rating agencies (Moody's, S&P and Fitch).

Special Automobile Insurance Policy available for certain drivers which only covers emergency treatment and a $ 10,000 death benefit.

Accelerated death benefit riders are available for most life insurance policies; in fact, your policy may have such a rider and you might not have even known about it.