Sentences with phrase «benefit protection»

Term life insurance provides death benefit protection only, without any cash value build up.

With term insurance, the insured is covered with death benefit protection only, and there is no cash value build up.

Term life insurance is generally less expensive and is designed to provide pure death benefit protection for a specific period of time.

Guaranteed death benefit protection with guaranteed cash value growth and guaranteed level premiums.

With a permanent life insurance policy, there is both death benefit protection as well as a cash value or investment build up within a component of the policy.

With term life insurance, the policyholder will get pure death benefit protection at an affordable premium price.

A term policy with streamlined underwriting, living benefits and term death benefit protection in periods of 10, 15, 20 and 30 years.

Term life insurance is the easiest life insurance to understand: It provides death benefit protection without any savings, investment or cash - value components.

Permanent life insurance provides death benefit protection along with a cash value build - up that is allowed to grow on a tax deferred basis.

As the name implies, one is focused on death benefit protection while the other is focused on cash value accumulation.

Term life insurance is the cheapest and simplest option and only provides the business with simple death benefit protection against the loss of a key person.

Basic term life conversion option is for someone who has no plans to convert their policy and just wants the inexpensive death benefit protection term offers.

An accelerated death benefit rider of up to $ 250,000 is included at no extra charge and policyholders are given the option to select a specific death benefit protection period for added flexibility.

Guaranteed death benefit protection so that your beneficiary receives a lump sum payout when you die.

This is because term life insurance offers just a pure, death benefit protection option — without any cash value or savings build up.

Also known as mortgage life insurance, decreasing term insurance is what its name suggests: throughout the life of the policy, the amount of death benefit protection decreases at a predetermined rate.

You can also choose to stop paying new premiums, and stretch your existing premiums and accumulated cash value towards a reduced benefit protection.

With this plan, the amount of the death benefit protection begins at $ 75,000, and this policy is convertible over to a permanent life insurance policy.

The base policy you buy is permanent life insurance (as opposed to term life) and the long - term care benefit protection is provided through an optional rider.

This is because term life offers death benefit protection only without any cash value or savings build up.

With that in mind, term life insurance policies can often provide the greatest amount of death benefit protection for the lowest amount of initial premium cost.

With permanent insurance, the insured has both death benefit protection as well as a cash value component within the policy that can allow savings to build up.

Traditional whole life provides level death benefit protection with premiums due to age 100.

This is because term life insurance offers only pure death benefit protection without any other bells and whistles such as cash value or investment options.

Variable life insurance offers policyholders permanent death benefit protection along with an investment component.

Term life insurance is the cheapest and simplest option and only provides the business with simple death benefit protection against the loss of a key person.

It is a great option for someone looking for lifelong death benefit protection at the lowest cost.

This is because term life insurance offers just a pure, death benefit protection option — without any cash value or savings build up.

An accelerated death benefit rider of up to $ 250,000 is included at no extra charge and policyholders are given the option to select a specific death benefit protection period.

Basic term life conversion option is for someone who has no plans to convert their policy and just wants the inexpensive death benefit protection term offers.

Whole life insurance provides guaranteed death benefit protection for life, guaranteed fixed premiums and guaranteed cash value growth.

With North American Life Insurance Company's Custom Guarantee universal life insurance policy, an insured has the ability to have guaranteed death benefit protection up to his or her age 120, with no premiums payable after age 100.

He is also experienced in Older Workers Benefit Protection Act (OWBPA) compliance, Worker Adjustment and Retraining Notification Act (WARN) compliance during mass layoffs, and employee - related issues surrounding corporate transactions.

Ms. Knepper also has significant experience in assisting clients in planning and conducting reductions - in - force (RIFs) and multiple employee terminations, including evaluating issues and preparing materials relating to the WARN Act, the Age Discrimination in Employment Act, and the Older Workers Benefit Protection Act.

While the goal of a LIRP is to provide living benefits for you and your loved ones that last your entire lifetime, one of the key benefits is that it also provides death benefit protection if you die unexpectedly.

Lifetime Assure universal life insurance provides a number of advantages, including death benefit protection combined with guarantees in case of premature death, and cash accumulation that can help you meet many needs.

and In order to maintain the tax advantages allotted to life insurance under IRC Section 7702, the two different tests require a minimum amount of death benefit protection relative to the policy's cash value.

If you need or want to stop paying premiums, you can use the cash value to continue your current insurance protection for a specified time or to provide a lesser amount of death benefit protection covering you for your lifetime.

This GUL policy often has one of the lowest premiums in the marketplace, making it an excellent choice when you are looking for permanent death benefit protection vs cash value accumulation.

TITLE VIII — SOCIAL SECURITY Social Security Benefit Protection and Opportunity Enhancement Act of 2015

Universal life insurance offers guaranteed death benefit protection over your life, along with flexible premiums and access to the policy's cash value if funds are needed.

Once terminated, the Death Benefit Protection feature can not be reinstated.

This feature guarantees that the policy will not default, even if the cash surrender value falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy Value.

States should change their public benefit protections to permit adjustments to be distributed across a broader range of employees, if such adjustments become necessary.

If your SSDI or SSI benefits stop because you have returned to work and are earning over $ 500 per month, you will receive special benefit protection for the first 36 months that you return to work and receive no Social Security payments.

Survivorship life insurance, also known as second to die, offers death benefit protection upon the death of the survivor.

Death benefit protection during working years.

IUL is permanent life insurance that offers death benefit protection when death occurs.

Instant Answer Term Insurance ® provides $ 50,000 of death benefit protection until age 50 or 10 years, whichever is longer and is designed to provide a base level of life insurance protection at an affordable price.